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A.M.T.

Active
Private limited companyfounded 198738 yrs activeGrotesteenweg-Zuid 18B, 9052 Gent, BelgiumKBO/BCE: BE 0432.168.355

A.M.T. has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €15k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 35% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
86 / 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency70▼-27
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 2.27 in 2024), but 63.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 38 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
36.7%
Return on assets
7.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
3 d late
2023
28 d late
2022
140 d late
2021
28 d late
2020
33 d late
2019
28 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€69k▲ 1.4%
2024 · €68k
2019: €52k 2020: €68k 2021: €98k 2022: €76k 2023: €81k 2024: €68k
2019 → 2025
Total assets
€189k▲ 55.0%
2024 · €122k
2019: €872k 2020: €880k 2021: €247k 2022: €147k 2023: €132k 2024: €122k
2019 → 2025
Net result
€15k
2024 · €-13k
2019: €7k 2020: €16k 2021: €29k 2022: €9k 2023: €5k 2024: €-13k
2019 → 2025
Working capital
€69k▲ 1.4%
2024 · €68k
2019: €118k 2020: €122k 2021: €145k 2022: €76k 2023: €81k 2024: €68k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€98k-€76k▼ 21.8%€81k▲ 6.6%€68k▼ 16.1%€69k▲ 1.4%
Operating result€68k-€12k▼ 82.0%€12k▼ 3.6%€13k▲ 12.2%€25k▲ 85.6%
Net result€29k-€9k▼ 70.4%€5k▼ 42.3%€-13k€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-25k€0€25k€50k€75kOperating result 2021: €68k€68kNet result 2021: €29k€29kOperating result 2022: €12k€12kNet result 2022: €9k€9kOperating result 2023: €12k€12kNet result 2023: €5k€5kOperating result 2024: €13k€13kNet result 2024: €-13k€-13kOperating result 2025: €25k€25kNet result 2025: €15k€15k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 86% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189k
Fixed assets €500=
Current assets €188k▲ 55.2%
Equity and liabilities €189k
Equity €69k▲ 1.4%
Debt €119k▲ 123%
The debt ratio rises from 43.9% to 63.3%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
Solvency
36.7%
2024 · 56.1%
Current ratio
1.58
2024 · 2.27
Quick ratio
1.58
2024 · 2.27
Debt / equity
1.73
2024 · 0.78
ROE
21.6%
2024 · -19.1%
ROA
7.9%
2024 · -10.7%
Debt
€119k
2024 · €53k
Debt ≤ 1 year
€119k
2024 · €53k
Income taxes
€6k
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€122k€189k
Fixed assets21/28€500€500=
Financial fixed assets28€500€500=
Current assets29/58€121k€188k
Amounts receivable within one year40/41€98k€143k
Trade receivables40€319€2k
Other amounts receivable41€98k€141k
Cash at bank and in hand54/58€23k€45k
Equity and liabilities
Total equity and liabilities10/49€122k€189k
Equity10/15€68k€69k
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€15k€15k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€35k€36k
Amounts payable17/49€53k€119k
Amounts payable within one year42/48€53k€119k
Trade debts44€17k€34k
Suppliers440/4€17k€34k
Taxes, remuneration and social security45€10k€6k
Taxes450/3€10k€6k
Other amounts payable47/48€27k€80k
Income statement Code20242025
Other operating charges640/8€2k-
Gross operating margin9900€15k€25k
Operating profit (loss)9901€13k€25k
Financial charges65/66B€3k€4k
Recurring financial charges65€3k€4k
Profit (loss) for the period before taxes9903€11k€21k
Income taxes67/77€24k€6k
Profit (loss) for the period9904€-13k€15k
Profit (loss) for the period to be appropriated9905€-13k€15k
Appropriation of the result
Profit (loss) to be appropriated9906€35k€50k
Profit (loss) brought forward from the previous period14P€48k€35k
Profit to be distributed694/7-€14k
Return on contributions (dividend)694-€14k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
31-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Back to profitnet €15k
Net result €15k after one loss-making year.
03-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-06
Financial Weakest financial yearnet €-13k ▼361%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
28-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
20-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 140 days late
2022
28-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
30-06
Financial Highest result since 2019net €29k ▲78.3%
Operating result €68k, net result €29k, both a record.
05-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 33 days late
2020
28-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
10-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 69 days late
2018
27-02
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2016
28-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1990
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Grotesteenweg-Zuid 18B9052 Gent
Ground area
1,756 m²
Building footprint
172 m²
Volume, LiDAR
1,120 m³
Parcel 44082A0287/00B000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
A.M.T.
Grotesteenweg-Zuid 18B, 9052 GentBusiness consulting
since 19902.032.851.962
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44082A0287/00B000 Flanders 1,756 m² 1 · 172 m² 10.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 39,463 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-10-1987
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.