A.M. PROJECTS
ActiveSummary
A.M. PROJECTS has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €5k. Its solvency ranks better than 59% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency97▲+8
Growth52
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 3.59 against 2.75 in 2024; short-term debt: 27.9% and cash: 53.9% of total assets), and 27.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.1%
Return on assets
25.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
22 d late
2024
12 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▲ 54.4%
2024 · €8k
2024: €8k
2025: €13k▲ +54.4% vs 2024
2024 → 2025
Total assets
€18k▲ 36.4%
2024 · €13k
2024: €13k
2025: €18k▲ +36.4% vs 2024
2024 → 2025
Net result
€5k▼ 15.9%
2024 · €5k
2024: €5k
2025: €5k▼ -15.9% vs 2024
2024 → 2025
Working capital
€13k▲ 54.4%
2024 · €8k
2024: €8k
2025: €13k▲ +54.4% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€8k-€13k▲ 54.4%
2024: €8k
2025: €13k▲ +54.4% vs 2024
Operating result€8k-€7k▼ 10.0%
2024: €8k
2025: €7k▼ -10.0% vs 2024
Net result€5k-€5k▼ 15.9%
2024: €5k
2025: €5k▼ -15.9% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €18k
Equity
€13k ▲ 54.4%
Debt
€5k ▲ 4.8%
Debt's share of the balance-sheet total falls from 36.3% to 27.9%. Equity and debt are higher.
Key figures and ratios
Current ratio
3.59▲
2024 · 2.75
Debt to equity
0.39▼
2024 · 0.57
ROE
35.2%▼
2024 · 64.7%
ROA
25.4%▼
2024 · 41.2%
Debt ≤ 1 year
€5k▲
2024 · €5k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet
Code20242025
Assets
Total assets20/58€13k€18k▲
Current assets29/58€13k€18k▲
Amounts receivable within one year40/41€916€4k▲
Other amounts receivable41€916€4k▲
Cash at bank and in hand54/58€7k€10k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€13k€18k▲
Equity10/15€8k€13k▲
Contributions10/11€3k€3k=
Reserves13€5k€10k▲
Distributable reserves133€5k€10k▲
Amounts payable17/49€5k€5k▲
Amounts payable within one year42/48€5k€5k▲
Taxes, remuneration and social security45€5k€5k▲
Taxes450/3€5k€5k▲
Income statement
Code20242025
Other operating charges640/8€62€128▲
Gross operating margin9900€8k€7k▼
Operating profit (loss)9901€8k€7k▼
Financial income75/76B€28€131▲
Recurring financial income75€28€131▲
Financial charges65/66B€57€45▼
Recurring financial charges65€57€45▼
Profit (loss) for the period before taxes9903€7k€7k▼
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€5k€5k▼
Profit (loss) for the period to be appropriated9905€5k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€5k▼
Transfer to equity691/2€5k€5k▼
To other reserves6921€5k€5k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €62 | €128 | ▲ 106% |
| Gross operating margin9900 | €8k | €7k | ▼ 9.1% |
| Operating profit (loss)9901 | €8k | €7k | ▼ 10.0% |
| Financial income75/76B | €28 | €131 | ▲ 370% |
| Recurring financial income75 | €28 | €131 | ▲ 370% |
| Financial charges65/66B | €57 | €45 | ▼ 20.3% |
| Recurring financial charges65 | €57 | €45 | ▼ 20.3% |
| Profit (loss) for the period before taxes9903 | €7k | €7k | ▼ 8.5% |
| Income taxes67/77 | €2k | €2k | ▲ 11.6% |
| Profit (loss) for the period9904 | €5k | €5k | ▼ 15.9% |
| Profit (loss) for the period to be appropriated9905 | €5k | €5k | ▼ 15.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €13k | €18k | ▲ 36.4% |
| Current assets29/58 | €13k | €18k | ▲ 36.4% |
| Amounts receivable within one year40/41 | €916 | €4k | ▲ 326% |
| Other amounts receivable41 | €916 | €4k | ▲ 326% |
| Cash at bank and in hand54/58 | €7k | €10k | ▲ 40.1% |
| Deferred charges and accrued income490/1 | €5k | €4k | ▼ 17.3% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €13k | €18k | ▲ 36.4% |
| Equity10/15 | €8k | €13k | ▲ 54.4% |
| Contributions10/11 | €3k | €3k | = |
| Reserves13 | €5k | €10k | ▲ 84.1% |
| Distributable reserves133 | €5k | €10k | ▲ 84.1% |
| Amounts payable17/49 | €5k | €5k | ▲ 4.8% |
| Amounts payable within one year42/48 | €5k | €5k | ▲ 4.8% |
| Taxes, remuneration and social security45 | €5k | €5k | ▲ 4.8% |
| Taxes450/3 | €5k | €5k | ▲ 4.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €5k | ▼ 15.9% |
| Operating cash flow (approximation) | €5k | €5k | ▼ 15.9% |
| Change in cash | - | €3k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwerkerken (Limb.) · 1 establishment unit since 2023
Ground area
1,429 m²
Building footprint
286 m²
Volume, LiDAR
1,086 m³
Parcel 71045A0145/00X000, Flanders · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
A.M. PROJECTS
since 20232.349.695.237
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71045A0145/00X000 | Flanders | 1,429 m² | 1 · 286 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 315 EUR awarded · 315 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 315 EUR | 315 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 16,625 companies in sector 86220 we hold annual accounts for 7,979. 2,469 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
Scores and ratios are computed by Checked and are not a credit decision.