A.M. PARQUETS
ActiveSummary
A.M. PARQUETS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €3k. Equity is shrinking by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-5
Solvency51=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.54 against 0.46 in 2024; short-term debt: 74.3% and cash: 7.8% of total assets), and 74.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.7%
Return on assets
0.8%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €107k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
29 d late
2022
98 d late
2021
107 d late
2020
86 d late
2019
116 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€107k▲ 3.3%
2024 · €104k
2018: €142k
2019: €161k
2020: €184k
2021: €195k
2022: €135k
2023: €84k
2024: €104k
2018 → 2025
Total assets
€417k▲ 4.1%
2024 · €401k
2018: €557k
2019: €488k
2020: €549k
2021: €536k
2022: €487k
2023: €450k
2024: €401k
2018 → 2025
Net result
€3k▼ 82.7%
2024 · €20k
2018: €7k
2019: €19k
2020: €23k
2021: €11k
2022: €-60k
2023: €-51k
2024: €20k
2018 → 2025
Working capital
€-144k▲ 10.2%
2024 · €-160k
2018: €9k
2019: €35k
2020: €25k
2021: €14k
2022: €-67k
2023: €-159k
2024: €-160k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€195k-€135k▼ 30.7%€84k▼ 37.8%€104k▲ 23.6%€107k▲ 3.3%
Operating result€21k-€-55k€-42k▲ 23.5%€23k€6k▼ 76.0%
Net result€11k-€-60k€-51k▲ 14.8%€20k€3k▼ 82.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 76% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €417k
Fixed assets
€251k ▼ 5.2%
Current assets
€166k ▲ 22.0%
Equity and liabilities €417k
Equity
€107k ▲ 3.3%
Debt
€310k ▲ 4.3%
Debt's share of the balance-sheet total rises from 74.1% to 74.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▼
2024 · €37k
Cash flow
€17k▼
2024 · €34k
Current ratio
0.54▲
2024 · 0.46
Quick ratio
0.49▲
2024 · 0.41
Debt to equity
2.90▲
2024 · 2.87
ROE
3.2%▼
2024 · 19.1%
ROA
0.8%▼
2024 · 4.9%
Interest coverage
9.12▼
2024 · 13.50
Debt ≤ 1 year
€310k▲
2024 · €297k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€401k€417k▲
Fixed assets21/28€265k€251k▼
Tangible fixed assets22/27€32k€18k▼
Plant, machinery and equipment23€312€203▼
Furniture and vehicles24€31k€18k▼
Other tangible fixed assets26€239-
Financial fixed assets28€233k€233k=
Current assets29/58€136k€166k▲
Stocks and contracts in progress3€16k€16k=
Stocks30/36€16k€16k=
Amounts receivable within one year40/41€119k€118k▼
Trade receivables40€25k€5k▼
Other amounts receivable41€93k€113k▲
Cash at bank and in hand54/58€2k€33k▲
Equity and liabilities
Total equity and liabilities10/49€401k€417k▲
Equity10/15€104k€107k▲
Contributions10/11€150k€150k=
Reserves13€45k€45k=
Distributable reserves133€45k€45k=
Profit (loss) carried forward14€-91k€-88k▲
Amounts payable17/49€297k€310k▲
Amounts payable after more than one year17€748-
Financial debts170/4€748-
Amounts payable within one year42/48€297k€310k▲
Current portion of amounts payable after more than one year42€19k€748▼
Trade debts44€40k€40k▼
Suppliers440/4€40k€40k▼
Advances received on contracts in progress46€5k€5k=
Taxes, remuneration and social security45€3k€514▼
Taxes450/3€3k€514▼
Other amounts payable47/48€230k€265k▲
Income statement
Code20242025
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▼
Other operating charges640/8€1k€889▼
Gross operating margin9900€41k€20k▼
Operating profit (loss)9901€23k€6k▼
Financial income75/76B€33-
Recurring financial income75€33-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€20k€3k▼
Income taxes67/77€464-
Profit (loss) for the period9904€20k€3k▼
Profit (loss) for the period to be appropriated9905€20k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-91k€-88k▲
Profit (loss) brought forward from the previous period14P€-111k€-91k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €104k ▲23.6%
Equity rises from €84k to €104k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
06-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 98 days late
2022
31-12
Financial
Weakest financial yearnet €-60k ▼667%
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 107 days late
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
31-12
Financial
Highest result since 2018net €23k ▲19.5%
Operating result €37k, net result €23k, both a record.
24-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 116 days late
2019
31-12
Financial
Equity above €150kEq €161k ▲13.5%
2 profitable years in a row build equity to €161k.
Show earlier events
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentsesteenweg 10841082 Sint-Agatha-BerchemGround area
296 m²
Building footprint
132 m²
Volume, LiDAR
1,074 m³
Parcel 21342B0071/00Z002, Brussels · tallest building 14.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Gentsesteenweg 1084, 1082 Sint-Agatha-Berchem
since 20022.113.799.947
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21342B0071/00Z002 | Brussels | 296 m² | 1 · 131 m² | 14.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
C. M.
BE 0449.328.249
Durbuy · Eq €107,225
MOOMENN
BE 1010.035.561
Vorst · Eq €106,779
AKOTEE
BE 0417.959.637
Antwerpen · Eq €106,695
KELDOR
BE 0889.479.013
Lede · Eq €108,604
STEFJEL
BE 0848.281.826
Aalst · Eq €103,905
Of 1,045 companies in sector 47559 we hold annual accounts for 350. 283 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-1998
Fiscal year end31-12
Activities, NACEBEL 2025
47559Retail sale of other household articles
43332Laying of wooden floor and wall coverings
47530Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.