A.M.O.
ActiveSummary
A.M.O. has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €2k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 13% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-28
Solvency32▼-4
Growth38=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.25 against 0.31 in 2024; short-term debt: 39.7% and cash: 3.5% of total assets), and 93.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.9%
Return on assets
0.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 17043 sector peers (2025).
NBB · sector comparisonPosition among 17043 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
36 d early
2023
28 d early
2022
47 d early
2021
69 d early
2019
184 d late
2018
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€16k▼ 24.8%
2018 · €21k
2018: €21k
2018 → 2019
EBIT margin
-36.7%▼ 24.2pp
2018 · -12.4%
2018: -12.4%
2018 → 2019
Net result
€2k▲ 35.2%
2024 · €1k
2018: €-5k
2019: €-8k
2021: €-8k
2022: €634
2023: €606
2024: €1k
2018 → 2025
Working capital
€-115k▼ 21.8%
2024 · €-95k
2018: €-93k
2019: €-99k
2021: €-95k
2022: €-94k
2023: €-87k
2024: €-95k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€23k▲ 2.9%€23k▲ 2.7%€25k▲ 5.8%€27k▲ 7.4%
Operating result€-4k-€3k€2k▼ 23.0%€6k▲ 169%€14k▲ 123%
Net result€-8k-€634€606▼ 4.3%€1k▲ 125%€2k▲ 35.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 123% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €387k
Fixed assets
€348k ▲ 91.3%
Current assets
€39k ▼ 8.4%
Equity and liabilities €387k
Equity
€27k ▲ 7.4%
Debt
€360k ▲ 80.7%
Debt's share of the balance-sheet total rises from 89.0% to 93.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €16k
Cash flow
€12k▲
2024 · €11k
Current ratio
0.25▼
2024 · 0.31
Debt to equity
13.54▲
2024 · 8.06
ROE
6.9%▲
2024 · 5.5%
ROA
0.5%▼
2024 · 0.6%
Interest coverage
2.76▼
2024 · 8.70
Debt ≤ 1 year
€154k▲
2024 · €137k
Debt > 1 year
€198k▲
2024 · €62k
Income taxes
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€224k€387k▲
Fixed assets21/28€182k€348k▲
Tangible fixed assets22/27€180k€348k▲
Land and buildings22€173k€344k▲
Plant, machinery and equipment23-€942
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€4k€2k▼
Financial fixed assets28€2k-
Current assets29/58€42k€39k▼
Amounts receivable within one year40/41€12k€23k▲
Trade receivables40€12k€21k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€30k€14k▼
Deferred charges and accrued income490/1€717€2k▲
Equity and liabilities
Total equity and liabilities10/49€224k€387k▲
Equity10/15€25k€27k▲
Contributions10/11€19k€19k=
Reserves13€288€288=
Non-distributable reserves130/1€288€288=
Reserves not available under the articles1311€288€288=
Profit (loss) carried forward14€6k€8k▲
Amounts payable17/49€199k€360k▲
Amounts payable after more than one year17€62k€198k▲
Financial debts170/4€62k€198k▲
Amounts payable within one year42/48€137k€154k▲
Current portion of amounts payable after more than one year42€8k€20k▲
Trade debts44€4k€10k▲
Suppliers440/4€4k€10k▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€121k€121k▲
Accrued charges and deferred income492/3€654€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€19k€28k▲
Operating profit (loss)9901€6k€14k▲
Financial income75/76B€53€14▼
Recurring financial income75€53€14▼
Financial charges65/66B€2k€9k▲
Recurring financial charges65€2k€9k▲
Profit (loss) for the period before taxes9903€5k€5k▲
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€1k€2k▲
Profit (loss) for the period to be appropriated9905€1k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€8k▲
Profit (loss) brought forward from the previous period14P€4k€6k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €2k ▲35.2%
Operating result €14k, net result €2k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €634
Net result €634 after 3 loss-making years.
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 184 days late
2019
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
12-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 196 days late
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
04-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Genval 1001380 LasneGround area
2,190 m²
Building footprint
190 m²
Parcel 25076A0487/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Route de Genval 100, 1380 Lasne
since 19982.085.639.758
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076A0487/00G000 | Wallonia | 2,190 m² | 1 · 190 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HAJECO
BE 0599.773.170
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Njouju
BE 1025.674.436
Schaarbeek · Eq €26,481
EITYPIC
BE 0667.541.231
Etterbeek · Eq €26,713
WAKUP
BE 0830.431.648
Enghien · Eq €26,743
MAXPLUS
BE 0835.062.409
Schoten · Eq €26,772
Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,208 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-1998
Fiscal year end31-12
Activities, NACEBEL 2025
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.