Financials
- Fiscal year
- 2025
- Total assets
- €511,466
- Profit
- €259,448
- Solvency
- 51.5%
A&M MENUISERIE
ActiveSummary
A&M MENUISERIE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €263,448 and a net result of €259,448. Its solvency ranks better than 55% of 33831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Overview
Activity
Joinery installation
NACE 43320
1 site
Size
€511,466total assets 2025
- Equity
- €263,448
- Profit
- €259,448
Turnover not published (abridged schema)
Structure
Accounts 12 d early0 of 2 deeds read
Why 85- 1 change of registered office in 24 months- Founded in 2024+ Liquidity: current ratio 2.12, cash €230,876+ Figures for FY 2025 (filed 24-03-2026)Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Better than 78% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
77
equity 51.5% of total assets
Liquidity
88
short-term debt 29.5% · cash 45.1%
Profitability
100
return on assets 50.7%
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 3.8%
05-2025: 3.9%▲ +2.3% vs 04-2025
06-2025: 3.9%▲ +1.8% vs 05-2025
07-2025: 4.5%▲ +13.6% vs 06-2025
08-2025: 4.5%▲ +0.4% vs 07-2025
09-2025: 4.9%▲ +9.9% vs 08-2025
10-2025: 5.1%▲ +4.3% vs 09-2025
11-2025: 5.2%▲ +2.0% vs 10-2025
12-2025: 5.1%▼ -2.7% vs 11-2025
01-2026: 5.2%▲ +1.2% vs 12-2025
02-2026: 5.4%▲ +5.2% vs 01-2026
03-2026: 5.6%▲ +2.7% vs 02-2026highest value
04-2026: 0.5%▼ -90.5% vs 03-2026lowest value
05-2026: 0.5%● 0.0% vs 04-2026lowest value
06-2026: 0.5%● 0.0% vs 05-2026lowest value
07-2026: 0.5%● 0.0% vs 06-2026lowest value
08-2026: 0.5%● 0.0% vs 07-2026lowest value
09-2026: 0.5%● 0.0% vs 08-2026lowest value
10-2026: 0.5%▲ +0.6% vs 09-2026
- 1 change of registered office in 24 months raises the probability
- Liquidity: current ratio 2.12, cash €230,876 lowers the probability
- Founded in 2024 raises the probability for this profile
- Figures for FY 2025 (filed 24-03-2026) lowers the probability
Credit up to €22,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.12; short-term debt: 29.5% and cash: 45.1% of total assets), and 48.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 56%, liquidity 85%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 19-03-2026, 12 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
12 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 19-03-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Joinery installationNACE 43320
- Founded
- 08-03-2024
- Year ends
- 31-08
- Peppol
- Reachable for e-invoices
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