A.M. MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €468k and a net result of €74k. Equity is growing by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 59% of 9864 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-08-2025, 4 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
4 d late
2023
5 d early
2022
6 d early
2021
30 d early
2020
31 d early
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€468k▲ 18.7%
2023 · €394k
2018: €164k
2019: €175k
2020: €240k
2021: €343k
2022: €408k
2023: €394k
2018 → 2024
Net result
€74k▼ 9.3%
2023 · €81k
2018: €5k
2019: €11k
2020: €65k
2021: €103k
2022: €65k
2023: €81k
2018 → 2024
Total assets
€727k▲ 1.9%
2023 · €713k
2018: €392k
2019: €494k
2020: €565k
2021: €643k
2022: €760k
2023: €713k
2018 → 2024
Solvency
64.4%▲ 9.1pp
2023 · 55.3%
2018: 42.0%
2019: 35.5%
2020: 42.6%
2021: 53.4%
2022: 53.7%
2023: 55.3%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€240k-€343k▲ 42.8%€408k▲ 18.8%€394k▼ 3.4%€468k▲ 18.7%
Operating result€98k-€145k▲ 48.2%€96k▼ 33.9%€121k▲ 25.5%€109k▼ 9.5%
Net result€65k-€103k▲ 57.4%€65k▼ 37.1%€81k▲ 25.6%€74k▼ 9.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 10% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €727k
Fixed assets
€468k▼ 6.2%
Current assets
€259k▲ 20.9%
Equity and liabilities €727k
Equity
€468k▲ 18.7%
Debt
€259k▼ 18.8%
The debt ratio falls from 44.7% to 35.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
64.4%▲
2023 · 55.3%
ROE
15.8%▼
2023 · 20.6%
ROA
10.1%▼
2023 · 11.4%
Debt
€259k▼
2023 · €319k
Debt ≤ 1 year
€70k▼
2023 · €80k
Debt > 1 year
€189k▼
2023 · €239k
Income taxes
€29k▼
2023 · €32k
Staff costs
€9k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€713k€727k▲
Fixed assets21/28€499k€468k▼
Tangible fixed assets22/27€399k€368k▼
Land and buildings22€291k€279k▼
Plant, machinery and equipment23€5k€5k▲
Furniture and vehicles24€80k€64k▼
Other tangible fixed assets26€23k€20k▼
Financial fixed assets28€100k€100k=
Current assets29/58€215k€259k▲
Amounts receivable after more than one year29€87k€81k▼
Other amounts receivable291€87k€81k▼
Amounts receivable within one year40/41€25k€28k▲
Trade receivables40€21k€22k▲
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€102k€146k▲
Deferred charges and accrued income490/1€201€5k▲
Equity and liabilities
Total equity and liabilities10/49€713k€727k▲
Equity10/15€394k€468k▲
Contributions10/11€19k€19k=
Reserves13€376k€449k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€374k€448k▲
Amounts payable17/49€319k€259k▼
Amounts payable after more than one year17€239k€189k▼
Financial debts170/4€239k€189k▼
Amounts payable within one year42/48€80k€70k▼
Current portion of amounts payable after more than one year42€50k€51k▲
Trade debts44€37€7k▲
Suppliers440/4€37€7k▲
Taxes, remuneration and social security45€30k€12k▼
Taxes450/3€28k€10k▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€168-
Income statement
Code20232024
Remuneration, social security and pensions62€9k€9k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€44k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€173k€165k▼
Operating profit (loss)9901€121k€109k▼
Financial income75/76B€308-
Recurring financial income75€308-
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€114k€103k▼
Income taxes67/77€32k€29k▼
Profit (loss) for the period9904€81k€74k▼
Profit (loss) for the period to be appropriated9905€81k€74k▼
Appropriation of the result
Profit (loss) to be appropriated9906€81k€74k▼
Transfer from equity791/2€95k-
Transfer to equity691/2€81k€74k▼
To other reserves6921€81k€74k▼
Profit to be distributed694/7€95k-
Directors or managers695€95k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €103k ▲57.4%
Operating result €145k, net result €103k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 2.30
Current ratio from 0.79 to 2.30.
31-12
Financial
Equity above €200kEq €240k ▲37.3%
3 profitable years in a row build equity to €240k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kneippstraat 2093600 GenkGround area
1,999 m²
Building footprint
197 m²
Volume, LiDAR
783 m³
2 parcels, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
A.M. MANAGEMENT
since 20092.184.131.281
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71306G0215/00E048 | Flanders | 1,186 m² | 1 · 95 m² | 5.8 m |
| 72452E0333/00A002 | Flanders | 813 m² | 1 · 102 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 13,638 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2009
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:ammanagement@telenet.be