A.M.H.
ActiveA.M.H. has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €295k and a net result of €-19k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 89% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 14% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€19k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
43 d early
2023
1 d early
2022
57 d late
2021
65 d early
2020
18 d early
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€295k▼ 5.9%
2024 · €314k
2018: €386k
2019: €365k
2020: €362k
2021: €354k
2022: €349k
2023: €330k
2024: €314k
2018 → 2025
Total assets
€343k▼ 4.8%
2024 · €360k
2018: €543k
2019: €519k
2020: €515k
2021: €505k
2022: €511k
2023: €395k
2024: €360k
2018 → 2025
Net result
€-19k▼ 11.1%
2024 · €-17k
2018: €-280k
2019: €-21k
2020: €-3k
2021: €-9k
2022: €-5k
2023: €-18k
2024: €-17k
2018 → 2025
Working capital
€116k▼ 4.8%
2024 · €121k
2018: €210k
2019: €204k
2020: €217k
2021: €222k
2022: €231k
2023: €124k
2024: €121k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€354k-€349k▼ 1.4%€330k▼ 5.2%€314k▼ 5.0%€295k▼ 5.9%
Operating result€-17k-€-6k▲ 66.2%€-16k▼ 171%€-14k▲ 11.1%€-16k▼ 14.6%
Net result€-9k-€-5k▲ 43.5%€-18k▼ 266%€-17k▲ 8.6%€-19k▼ 11.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €14k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €343k
Fixed assets
€227k▼ 4.6%
Current assets
€117k▼ 5.1%
Equity and liabilities €343k
Equity
€295k▼ 5.9%
Debt
€48k▲ 2.9%
The debt ratio rises from 13.0% to 14.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-834▼
2024 · €936
Cash flow
€-3k▼
2024 · €-2k
Solvency
86.0%▼
2024 · 87.0%
Debt / equity
0.16▲
2024 · 0.15
ROE
-6.3%▼
2024 · -5.3%
ROA
-5.4%▼
2024 · -4.6%
Interest coverage
-0.34▼
2024 · 0.35
Debt
€48k▲
2024 · €47k
Debt ≤ 1 year
€1k▼
2024 · €1k
Debt > 1 year
€44k▼
2024 · €45k
A ratio outside any meaningful range has been withheld (balance sheet total €343k, equity €295k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€360k€343k▼
Fixed assets21/28€238k€227k▼
Tangible fixed assets22/27€237k€227k▼
Leasing and similar rights25€226k€215k▼
Other tangible fixed assets26€11k€12k▲
Financial fixed assets28€224-
Current assets29/58€123k€117k▼
Amounts receivable after more than one year29€7k€3k▼
Other amounts receivable291€7k€3k▼
Amounts receivable within one year40/41€14k€11k▼
Other amounts receivable41€14k€11k▼
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€2k€1k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€360k€343k▼
Equity10/15€314k€295k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€111k€111k=
Non-distributable reserves130/1€106k€106k=
Legal reserve130€6k€6k=
Own shares acquired1312€100k€100k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€141k€122k▼
Amounts payable17/49€47k€48k▲
Amounts payable after more than one year17€45k€44k▼
Financial debts170/4€45k€44k▼
Other amounts payable178/9€300€300=
Amounts payable within one year42/48€1k€1k▼
Current portion of amounts payable after more than one year42€830€866▲
Trade debts44€590-
Suppliers440/4€590-
Taxes, remuneration and social security45€0€144▲
Taxes450/3€0€144▲
Other amounts payable47/48€11-
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▲
Other operating charges640/8€3k€3k=
Gross operating margin9900€3k€2k▼
Operating profit (loss)9901€-14k€-16k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-17k€-19k▼
Profit (loss) for the period9904€-17k€-19k▼
Profit (loss) for the period to be appropriated9905€-17k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€141k€122k▼
Profit (loss) brought forward from the previous period14P€157k€141k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity times 11current ratio 85.80
Current ratio from 7.59 to 85.80; short-term debt falls from €19k to €1k.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
17-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 17 days late
2018
17-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
04-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vergotestraat 3/51030 SchaarbeekGround area
1,175 m²
Building footprint
604 m²
Volume, LiDAR
8,144 m³
Parcel 21911C0143/00B013, Brussels · tallest building 21.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Vergotestraat 3, 1030 Schaarbeek
since 20022.115.479.235
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21911C0143/00B013 | Brussels | 1,175 m² | 1 · 604 m² | 21.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WH - IMMO
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IMMO MEER
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IMMOTHICA
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PULLI INVEST
BE 0727.426.754
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Of 9,095 companies in sector 68201 we hold annual accounts for 6,729. 4,924 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-12-2002
Fiscal year end30-09
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
69109Other legal services
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.