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A.M.H.

Active
Public limited companyfounded 2002active for 23 yearsVergotestraat 3/5, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0479.172.971
Summary

A.M.H. has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €295,153 and a net result of -€18,509. Equity has been shrinking by about 3.4% per year since 2019. Its solvency ranks better than 89% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 30-12-2002 Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201and 1 other
Establishment unit
2.115.479.235 1030 Schaarbeek, since 05-02-2002
Financial year end
30 September
Peppol
Reachable since 12-01-2026

Board and ownership

Board
  • Mertens ChloéManaging director
  • MERTENS AudreyDirector
  • MERTENS DaphnéDirector
and 1 other

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts to 30-09-2025
Gross margin
€1,703
▼ 51.0%
Turnover
≈ €4,600
estimated
Loss
€18,509
▲ 11.1%
Equity
€295,153
▼ 5.9%
Total assets
€343,178
▼ 4.8%
Score breakdownraises riskLiquidity: current ratio 115.40, cash €1,314Loss of €18,509, the second in a row (financial year 2025)lowers riskEquity €295,153 (86.0% of total assets)Founded in 2002Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 48% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 100=
equity 86.0% of total assets
Liquidity 50-1
short-term debt 0.3% · cash 0.4%
Profitability 12-4
return on assets -5.4%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 0.2%▼ -0.2 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €25,000 on 30-day terms is acceptable
Short-term debt is 0.3% and cash 0.4% of total assets. 14% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 53% on liquidity, 14% on profitability and 33% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 115.40, cash €1,314
NBB · annual accounts
raises risk · Loss of €18,509, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Equity €295,153 (86.0% of total assets)
NBB · annual accounts
lowers risk · Founded in 2002
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€18,509
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
43 days early
2023
1 day early
2022
57 days late
2021
65 days early
2020
18 days early
2019
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 April (4 of the last 5 accounts filed within 59 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end04-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 7 loss-making years in a rowloss in financial year 2025 -€18,509 View
  • Caution: Lower net result than 82% of companies in real estatesector median €6,029 · 17,139 companies -€18,509 View

Recent changes

  1. · Gazette deed Resignation: Mertens Philippe (managing director)Appointment: Mertens Chloé (administratrice déléguée)
  2. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as A.M.H.: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €242,000 and €398,000, founded between 1996 and 2005.

CompanyTotal assetsGross margin
A.M.H. Schaarbeek€343,178€1,703
VICOM Sint-Jans-Molenbeek€343,799-€1,105
PERFORMANCE MANAGEMENT ADVISORS Ukkel€366,989-€7,464
MAGNA PARK BELGIUM COMMON PARTS Brussel€337,300-€127,552
C.I.C. Pajottegem€242,159€1,913
PEERDESTAL PATRINVEST Kapellen€397,648€2,235
DACOTRON Izegem€251,629€1,629
Full comparison

Key facts about A.M.H.

What is the company number of A.M.H.?
The company number of A.M.H. is 0479.172.971. The VAT number is the same number with BE in front: BE 0479.172.971.
Where is A.M.H. based?
The registered office is at Vergotestraat 3/5, 1030 Schaarbeek.Company details
What does A.M.H. do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of A.M.H.?
The legal form of A.M.H. is Public limited company (NV).
When was A.M.H. founded?
A.M.H. was founded on 30-12-2002.
Is A.M.H. still active?
Yes, A.M.H. is an active enterprise in the KBO register.
What is the turnover of A.M.H.?
The turnover in financial year 2025 is ≈ €4,600. This figure is estimated from the gross margin of €1,703 and 34 comparable companies (NACE 68201). It probably lies between €3,000 and €7,300. It is a rough estimate.Financials
Is A.M.H. profitable?
In financial year 2025, A.M.H. made a loss of €18,509.
Where can I find the annual accounts of A.M.H.?
A.M.H. filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A.M.H. due?
A.M.H. must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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