A.M.D.B.
ActiveSummary
A.M.D.B. has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.56M and a net result of €76k. Equity is growing by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 53% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▲+11
Solvency83▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190k at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.02 in 2024; short-term debt: 22.5% of total assets), and 42% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58%
Return on assets
1.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
1 d early
2022
41 d early
2021
9 d early
2020
8 d early
2019
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.56M▲ 3.1%
2024 · €2.48M
2018: €2.28M
2019: €2.20M
2020: €2.16M
2021: €2.11M
2022: €2.34M
2023: €2.50M
2024: €2.48M
2018 → 2025
Total assets
€4.41M=
2024 · €4.41M
2018: €4.39M
2019: €4.25M
2020: €4.21M
2021: €4.13M
2022: €4.33M
2023: €4.48M
2024: €4.41M
2018 → 2025
Net result
€76k
2024 · €-16k
2018: €51k
2019: €-109k
2020: €-35k
2021: €-57k
2022: €231k
2023: €161k
2024: €-16k
2018 → 2025
Working capital
€-984k▲ 5.8%
2024 · €-1.04M
2018: €-1.10M
2019: €-1.08M
2020: €-1.07M
2021: €-1.08M
2022: €-1.07M
2023: €-1.06M
2024: €-1.04M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.11M-€2.34M▲ 11.0%€2.50M▲ 6.9%€2.48M▼ 0.6%€2.56M▲ 3.1%
Operating result€5k-€47k▲ 906%€32k▼ 33.1%€57k▲ 80.7%€139k▲ 145%
Net result€-57k-€231k€161k▼ 30.5%€-16k€76k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 145% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.41M
Fixed assets
€4.40M ▲ 0.2%
Current assets
€8k ▼ 58.1%
Equity and liabilities €4.41M
Equity
€2.56M ▲ 3.1%
Provisions
€853k ▼ 1.5%
Debt
€1.00M ▼ 6.1%
Debt's share of the balance-sheet total falls from 24.2% to 22.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€202k▲
2024 · €125k
Cash flow
€139k▲
2024 · €53k
Current ratio
0.01▼
2024 · 0.02
Debt to equity
0.39▼
2024 · 0.43
ROE
3.0%▲
2024 · -0.6%
ROA
1.7%▲
2024 · -0.4%
Interest coverage
2.49▲
2024 · 1.48
Debt ≤ 1 year
€992k▼
2024 · €1.06M
Income taxes
€-3k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.41M€4.41M=
Fixed assets21/28€4.39M€4.40M▲
Tangible fixed assets22/27€3.14M€3.15M▲
Land and buildings22€3.13M€3.14M▲
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€4k€4k=
Financial fixed assets28€1.25M€1.25M=
Current assets29/58€19k€8k▼
Amounts receivable within one year40/41€16k€5k▼
Trade receivables40€753€847▲
Other amounts receivable41€15k€4k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€4.41M€4.41M=
Equity10/15€2.48M€2.56M▲
Contributions10/11€548k€548k=
Revaluation surpluses12€2.05M€2.05M=
Reserves13€706k€691k▼
Non-distributable reserves130/1€403k€403k=
Reserves not available under the articles1311€403k€403k=
Other1319€0-
Tax-exempt reserves132€278k€263k▼
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€-823k€-733k▲
Provisions and deferred taxes16€865k€853k▼
Provisions for liabilities and charges160/5€745k€737k▼
Other liabilities and charges164/5€745k€737k▼
Deferred taxes168€121k€116k▼
Amounts payable17/49€1.07M€1.00M▼
Amounts payable within one year42/48€1.06M€992k▼
Current portion of amounts payable after more than one year42€0-
Financial debts43€282k€281k▼
Credit institutions430/8€282k€281k▼
Trade debts44€14k€29k▲
Suppliers440/4€14k€29k▲
Taxes, remuneration and social security45€4k€11k▲
Taxes450/3€4k€11k▲
Other amounts payable47/48€763k€670k▼
Accrued charges and deferred income492/3€3k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68k€63k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€-8k€-8k=
Other operating charges640/8€18k€24k▲
Gross operating margin9900€136k€219k▲
Operating profit (loss)9901€57k€139k▲
Financial income75/76B€10k€10k▼
Recurring financial income75€10k€10k▼
Non-recurring financial income76B€0-
Financial charges65/66B€85k€81k▼
Recurring financial charges65€85k€81k▼
Profit (loss) for the period before taxes9903€-17k€68k▲
Transfer from deferred taxes780€5k€5k=
Income taxes67/77€3k€-3k▼
Profit (loss) for the period9904€-16k€76k▲
Transfer from tax-exempt reserves789€15k€15k=
Profit (loss) for the period to be appropriated9905€-794€91k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-823k€-733k▲
Profit (loss) brought forward from the previous period14P€-822k€-823k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €76k
Net result €76k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €231k
Net result €231k after 3 loss-making years.
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €-109k ▼316%
Net result drops to €-109k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vliertjeslaan 313090 OverijseGround area
7,277 m²
Building footprint
340 m²
Volume, LiDAR
1,561 m³
Parcel 23062M0669/00X002, Flanders · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Vliertjeslaan 31, 3090 Overijse
since 19852.028.836.558
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062M0669/00X002 | Flanders | 7,277 m² | 1 · 340 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,713 companies in sector 73200 we hold annual accounts for 1,783. 772 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-1985
Fiscal year end30-09
Activities, NACEBEL 2025
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.