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A.M.D.

Active
Public limited companyfounded 198838 yrs activeVeldekens 22-24, 9991 Maldegem, BelgiumKBO/BCE: BE 0434.662.740
Summary

A.M.D. has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.4m and a net result of -€37,343. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 9042 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
A.M.D.ActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Other specialised construction activities
NACE 43990NACE 43999NACE 45250
#8 company by equity in Maldegem, Construction sector1 site
Size
€2.5mtotal assets 2025
Equity
€2.4m
Loss
-€37,343
Turnover not published (abridged schema)
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 114 d early0 of 10 deeds read
Why 94- Sector Specialised construction activities (NACE 43)+ Size: total assets €2.5m+ Equity €2.4m (99.5% of total assets)+ Figures for FY 2025 (filed 06-01-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 48% of its sector peers (NACE 43, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 99.5% of total assets
Liquidity 53-1
short-term debt 0.1% · cash 2.5%
Profitability 17-76
return on assets -1.5%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,633 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%▲ +4.4% vs 12-2024 02-2025: 0.1%▲ +19.1% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%▼ -3.6% vs 09-2025 11-2025: 0.1%▲ +1.9% vs 10-2025 12-2025: 0.1%▲ +21.8% vs 11-2025 01-2026: 0.1%▲ +10.4% vs 12-2025 02-2026: 0.1%▲ +1.4% vs 01-2026highest value 03-2026: 0.1%● 0.0% vs 02-2026highest value 04-2026: 0.1%● 0.0% vs 03-2026highest value 05-2026: 0.1%● 0.0% vs 04-2026highest value 06-2026: 0.1%● 0.0% vs 05-2026highest value 07-2026: 0.1%● 0.0% vs 06-2026highest value 08-2026: 0.1%● 0.0% vs 07-2026highest value 09-2026: 0.1%● 0.0% vs 08-2026highest value 10-2026: 0.1%▼ -4.0% vs 09-2026
  • Size: total assets €2.5m lowers the probability for this profile
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Equity €2.4m (99.5% of total assets) lowers the probability
  • Figures for FY 2025 (filed 06-01-2026) lowers the probability
Credit up to €230,000 at 30 days acceptable
short-term debt: 0.1% and cash: 2.5% of total assets, and 0.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, small). Better than this share of them on solvency 95%, liquidity 65%, profitability 8%, growth against the median 25%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €2.5m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Equity €2.4m (99.5% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 06-01-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-01-2026, 114 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
114 d early
2024
103 d early
2023
4 d early
2022
111 d early
2021
9 d early
2020
60 d early
2019
150 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 79 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 17 January (4 of the last 5 filed years within 94 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close03-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet -€37,343
  3. Liquidity times 13current ratio 689.77

Key points

  • Caution: From profit to loss in 2025after €488,254 in 2024 -€37,343 View
  • Caution: Among the weakest 8% on net resultsector median €27,666 · 9,035 companies -€37,343 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€2.5m
Loss
-€37,343
Solvency
99.5%
Total assets▼ 3.1%
Net result
20192025
Go to Financials

Timeline

Events
17
Since
2016
Next accounts
by 30-04-2027
  1. 06-01-2026Annual accounts filed
  2. 30-09-2025Weakest financial year
  3. 30-09-2025Liquidity times 13
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other specialised construction activitiesNACE 43990
Founded
22-06-1988
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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