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A.M.C.

Active
Private limited companyfounded 200125 yrs activeHertstraat 19, 8400 Oostende, BelgiumKBO/BCE: BE 0474.995.439
Summary

A.M.C. has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €484,624 and a net result of €110,896. Equity remains stable across the filed fiscal years (±0.3% per year). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability89▲+53
Solvency95▼-5
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 3.33 against 4.73 in 2024; short-term debt: 29.8% and cash: 17.2% of total assets), and 29.8% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
70.2%
Return on assets
16.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €484,624
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
47 d late
2024
196 d late
2023
30 d early
2022
24 d early
2021
158 d late
2020
9 d early
2019
46 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 55 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 September (4 of the last 5 filed years within 111 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Name match with a sanctions list

1 entry
Melli Agrochemical Company PJSalias M.A.C.
UK sanctions list · programme Asset freeze, Director Disqualification Sanction · The Iran (Sanctions) (Nuclear) (EU Exit) Regulations 2019 · listed since 29-09-2025 · exact name match (100%)

A name match is not a finding that this company itself is on the list; check the entry at the source.

History

On 14 June 2001, A.M.C. was incorporated.1 Total assets went from EUR 892,295 in 2018 to EUR 690,060 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€484,624▲ 29.7%
2024 · €373,729
Total assets
€690,060▲ 45.6%
2024 · €473,945
Net result
€110,896
2024 · -€2,884
Working capital
€478,006▲ 27.9%
2024 · €373,729
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€3,108▲ 37.1%€4,759€1,924▼ 59.6%-€3,096€110,912
Net result-€11,381€4,791€2,418▼ 49.5%-€2,884€110,896
Equity€369,404▼ 3.0%€374,195▲ 1.3%€376,613▲ 0.6%€373,729▼ 0.8%€484,624▲ 29.7%
Total assets€554,587▼ 1.8%€394,704▼ 28.8%€378,854▼ 4.0%€473,945▲ 25.1%€690,060▲ 45.6%
Debt€185,183▲ 0.6%€20,508▼ 88.9%€2,241▼ 89.1%€100,217▲ 4,372%€205,436▲ 105%
Working capital€369,404▼ 3.0%€374,195▲ 1.3%€376,613▲ 0.6%€373,729▼ 0.8%€478,006▲ 27.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2021: -€3,108-€3,108Net result 2021: -€11,381-€11,381Operating result 2022: €4,759€4,759Net result 2022: €4,791€4,791Operating result 2023: €1,924€1,924Net result 2023: €2,418€2,418Operating result 2024: -€3,096-€3,096Net result 2024: -€2,884-€2,884Operating result 2025: €110,912€110,912Net result 2025: €110,896€110,89620212022202320242025-€50,000€0€50,000€100,000Operating result 2023: €1,924€1,920Net result 2023: €2,418€2,420Operating result 2024: -€3,096-€3,100Net result 2024: -€2,884-€2,880Operating result 2025: €110,912€111,000Net result 2025: €110,896€111,000202320242025
The operating result returns to profit in 2025: €110,912 after a loss of €3,096 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €690,060
Fixed assets €6,618
Current assets €683,442
Equity and liabilities €690,060
Equity €484,624 ▲ 29.7%
Debt €205,436 ▲ 105%
Debt's share of the balance-sheet total rises from 21.1% to 29.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€111,113
Cash flow
€111,097
Current ratio
3.33▼
2024 · 4.73
Quick ratio
1.10▲
2024 · 0.14
Debt to equity
0.42▲
2024 · 0.27
ROE
22.9%▲
2024 · -0.8%
ROA
16.1%▲
2024 · -0.6%
Interest coverage
2469.19
Debt ≤ 1 year
€205,436▲
2024 · €100,217
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.2% went bankrupt
4.7% stopped otherwise
95% still going

For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€473,945€690,060▲
Fixed assets21/28-€6,618
Tangible fixed assets22/27-€1,618
Plant, machinery and equipment23-€1,618
Financial fixed assets28-€5,000
Current assets29/58€473,945€683,442▲
Stocks and contracts in progress3€460,149€457,498▼
Stocks30/36€460,149€457,498▼
Amounts receivable within one year40/41€1,154€107,337▲
Other amounts receivable41€1,154€107,337▲
Cash at bank and in hand54/58€12,642€118,607▲
Equity and liabilities
Total equity and liabilities10/49€473,945€690,060▲
Equity10/15€373,729€484,624▲
Contributions10/11€500,000€500,000=
Reserves13€1,860€1,860=
Distributable reserves133€1,860€1,860=
Profit (loss) carried forward14-€128,131-€17,236▲
Amounts payable17/49€100,217€205,436▲
Amounts payable within one year42/48€100,217€205,436▲
Trade debts44€1,423€88,047▲
Suppliers440/4€1,423€88,047▲
Other amounts payable47/48€98,793€117,389▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€201
Other operating charges640/8€1,401€528▼
Gross operating margin9900-€1,695€111,641▲
Operating profit (loss)9901-€3,096€110,912▲
Financial income75/76B€348€29▼
Recurring financial income75€348€29▼
Financial charges65/66B€137€45▼
Recurring financial charges65€137€45▼
Profit (loss) for the period before taxes9903-€2,884€110,896▲
Profit (loss) for the period9904-€2,884€110,896▲
Profit (loss) for the period to be appropriated9905-€2,884€110,896▲
Appropriation of the result
Profit (loss) to be appropriated9906-€128,131-€17,236▲
Profit (loss) brought forward from the previous period14P-€125,247-€128,131▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630----€201-
Other operating charges640/8€11,059€917€6,795€1,401€528▼ 62.3%
Gross operating margin9900€7,951€5,675€8,719-€1,695€111,641▲ 6,688%
Operating profit (loss)9901-€3,108€4,759€1,924-€3,096€110,912▲ 3,683%
Financial income75/76B€6,166€72€663€348€29▼ 91.8%
Recurring financial income75€6,166€72€663€348€29▼ 91.8%
Financial charges65/66B€6,570€39€169€137€45▼ 67.2%
Recurring financial charges65€6,570€39€169€137€45▼ 67.2%
Profit (loss) for the period before taxes9903-€3,512€4,791€2,418-€2,884€110,896▲ 3,945%
Income taxes67/77€7,868-----
Profit (loss) for the period9904-€11,381€4,791€2,418-€2,884€110,896▲ 3,945%
Profit (loss) for the period to be appropriated9905-€11,381€4,791€2,418-€2,884€110,896▲ 3,945%
Line20212022202320242025Change
Assets
Total assets20/58€554,587€394,704€378,854€473,945€690,060▲ 45.6%
Fixed assets21/28----€6,618-
Tangible fixed assets22/27----€1,618-
Plant, machinery and equipment23----€1,618-
Financial fixed assets28----€5,000-
Current assets29/58€554,587€394,704€378,854€473,945€683,442▲ 44.2%
Stocks and contracts in progress3€243,989€245,457€245,508€460,149€457,498▼ 0.6%
Stocks30/36€243,989€245,457€245,508€460,149€457,498▼ 0.6%
Amounts receivable within one year40/41€137,190€7,441€1,241€1,154€107,337▲ 9,198%
Trade receivables40€1,179€269€98---
Other amounts receivable41€136,011€7,172€1,143€1,154€107,337▲ 9,198%
Cash at bank and in hand54/58€172,508€141,806€131,205€12,642€118,607▲ 838%
Deferred charges and accrued income490/1€900-€900---
Equity and liabilities
Total equity and liabilities10/49€554,587€394,704€378,854€473,945€690,060▲ 45.6%
Equity10/15€369,404€374,195€376,613€373,729€484,624▲ 29.7%
Contributions10/11€500,000€500,000€500,000€500,000€500,000=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860----
Reserves not available under the articles1311€1,860€1,860----
Distributable reserves133--€1,860€1,860€1,860=
Profit (loss) carried forward14-€132,456-€127,665-€125,247-€128,131-€17,236▲ 86.5%
Amounts payable17/49€185,183€20,508€2,241€100,217€205,436▲ 105%
Amounts payable within one year42/48€185,183€20,508€2,241€100,217€205,436▲ 105%
Trade debts44€18,513€18,556€2,028€1,423€88,047▲ 6,086%
Suppliers440/4€18,513€18,556€2,028€1,423€88,047▲ 6,086%
Taxes, remuneration and social security45€1,953€1,953----
Taxes450/3€1,953€1,953----
Other amounts payable47/48€164,718-€213€98,793€117,389▲ 18.8%
Line20212022202320242025Change
Profit (loss) for the period9904-€11,381€4,791€2,418-€2,884€110,896▲ 3,945%
+ Depreciation and write-downs630----€201-
Operating cash flow (approximation)-€11,381€4,791€2,418-€2,884€111,097▲ 3,952%
Change in cash--€30,702-€10,601-€118,563€105,965▲ 189%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 47 days late
12-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 196 days late
2025
31-12
Financial Back to profitnet €110,896
Net result €110,896 after one loss-making year.
2024
01-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Liquidity times 9current ratio 169.05
Current ratio from 19.25 to 169.05; short-term debt falls from €20,508 to €2,241.
07-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
05-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 158 days late
2022
31-12
Financial Back to profitnet €4,791
Net result €4,791 after one loss-making year.
31-12
Financial Liquidity times 6current ratio 19.25
Current ratio from 2.99 to 19.25; short-term debt falls from €185,183 to €20,508.
2021
22-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €12,592
Net result €12,592 after 2 loss-making years.
15-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
Show earlier events
26-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 239 days late
2019
31-12
Financial Weakest financial yearnet -€64,092
Net result drops to -€64,092, the lowest in the series; recovery starts the following year.
18-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 414 days late
18-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 779 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2001
seat establishment The establishment unit on the map
Ground area
2,206 m²
Building footprint
610 m²
Volume, LiDAR
8,746 m³
2 parcels, Flanders · tallest building 36.4 m, ±11 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Doornstraat 354, 8200 Brugge
NACE 70201
since 20012.093.228.326
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31027F0286/00F000 Flanders 1,913 m² 1 · 356 m² 17.6 m
35013A1596/00Z019 Flanders 293 m² 1 · 254 m² 36.4 m · 11 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of A.M.C. and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded14-06-2001
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.