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A&M Bree

Active
Public limited companyfounded 198145 years activeBruglaan 70, 3960 Bree, BelgiumKBO/BCE: BE 0421.734.323
Summary

The computed 12-month bankruptcy probability of A&M Bree is 3.6% (moderate). The 2025 annual accounts show negative equity (-€484,240) and a net result of -€152,920. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 4,922 sector peers (NACE 47, fiscal year 2025). The company has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
#7 employer in Bree, Wholesale and retail trade sector1 site
Size
€13.4mturnover 2025
Staff
14.5 FTE
Equity
-€484,240
Loss
-€152,920
Financial health
47 Fair Checked score 2025
Bankruptcy probability, 12 months
3.6%
Structure
Parent
Holding A&M Group · 100%
Accounts 22 days early0 of 14 deeds read
Why 47- Negative equity -€484,240- Loss of €152,920, the second in a row (FY 2025)- Sector Retail trade (NACE 47)- Size: turnover €13.4m, 14.5 FTE, total assets €1.8mShow the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 11% of its sector peers (NACE 47, small)
Financial strength · tick = 2024
Weak
Solvency 0-16
equity -26.9% of total assets
Liquidity 1+1
short-term debt 122.4% · cash 0.5%
Profitability 13=
return on assets -8.5%
Bankruptcy probability, 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,686 companies)
Last 24 months 11-2024: 2.2% 12-2024: 2.2%● unchanged vs 11-2024 01-2025: 2.2%● unchanged vs 12-2024 02-2025: 2.1%▼ -0.1 percentage points vs 01-2025lowest value 03-2025: 2.1%● unchanged vs 02-2025 04-2025: 2.1%● unchanged vs 03-2025 05-2025: 2.2%▲ +0.1 percentage points vs 04-2025 06-2025: 2.2%● unchanged vs 05-2025 07-2025: 2.3%▲ +0.1 percentage points vs 06-2025 08-2025: 2.9%▲ +0.6 percentage points vs 07-2025 09-2025: 3.6%▲ +0.7 percentage points vs 08-2025 10-2025: 3.6%● unchanged vs 09-2025 11-2025: 3.6%● unchanged vs 10-2025 12-2025: 3.6%● unchanged vs 11-2025 01-2026: 3.6%● unchanged vs 12-2025 02-2026: 3.6%● unchanged vs 01-2026 03-2026: 4.0%▲ +0.4 percentage points vs 02-2026 04-2026: 4.0%● unchanged vs 03-2026 05-2026: 4.0%● unchanged vs 04-2026 06-2026: 4.1%▲ +0.1 percentage points vs 05-2026 07-2026: 4.1%● unchanged vs 06-2026highest value 08-2026: 3.6%▼ -0.5 percentage points vs 07-2026 09-2026: 3.6%● unchanged vs 08-2026 10-2026: 3.6%● unchanged vs 09-2026
No credit on open account
Liquidity short (current ratio 0.75 against 0.91 in 2024; short-term debt: 122.4% and cash: 0.5% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 2% on solvency, 2% on liquidity, 9% on profitability and 29% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
+raises risk○neutral
raises risk · Negative equity -€484,240
NBB · annual accounts
raises risk · Loss of €152,920, the second in a row (FY 2025)
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
KBO
raises risk · Size: turnover €13.4m, 14.5 FTE, total assets €1.8m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€484,240
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 days early
2024
on the day
2023
20 days early
2022
24 days early
2021
10 days late
2020
1 day early
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Weakest financial yearnet -€288,879

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€484,240 View
  • Risk: 7 loss-making years in a rowloss fiscal year 2025 -€152,920 View
  • Caution: Among the weakest 5% on equitysector median €448,628 · 4,923 companies -€484,240 View
  • Caution: Equity fell in 2025from -€331,320 to -€484,240 ▼ 46.2% View
  • Controlled by Holding A&M Groupultimately: AUTOMOTIVE & MOBILITY INVEST 100% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Active since 1981founded 22-06-1981 45 years View

By topic

Financials

Fiscal year
2025
Turnover
€13.4m
Loss
-€152,920
Solvency
-26.9%
Turnover▲ 0.3%
Net result
20192025
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 31-07-2027
  1. 11-07-2024Annual accounts filed
  2. 07-07-2023Annual accounts filed
  3. 10-08-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
22-06-1981
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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