A-LoHa
ActiveSummary
A-LoHa has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30,061 and a net result of €28,727. Its solvency ranks better than 50% of 11,742 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €30,061
- Profit
- €28,727
Why 96lowers riskLiquidity: current ratio 2.11, cash €38,431Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)Equity €30,061 (54.0% of total assets)Size: total assets €55,621Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 52% on solvency, 66% on liquidity and 88% on profitability.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointments: BACCUS Sven Arnold Elke…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,031 |
| Other operating charges640/8 | €450 |
| Gross operating margin9900 | €40,034 |
| Operating profit (loss)9901 | €37,553 |
| Financial income75/76B | €8 |
| Recurring financial income75 | €8 |
| Financial charges65/66B | €163 |
| Recurring financial charges65 | €163 |
| Profit (loss) for the period before taxes9903 | €37,398 |
| Income taxes67/77 | €8,672 |
| Profit (loss) for the period9904 | €28,727 |
| Profit (loss) for the period to be appropriated9905 | €28,727 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €55,621 | |
| Formation expenses20 | €660 | |
| Fixed assets21/28 | €1,437 | |
| Tangible fixed assets22/27 | €1,437 | |
| Plant, machinery and equipment23 | €1,437 | |
| Current assets29/58 | €53,524 | |
| Amounts receivable within one year40/41 | €14,096 | |
| Trade receivables40 | €14,096 | |
| Cash at bank and in hand54/58 | €38,431 | |
| Deferred charges and accrued income490/1 | €996 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €55,621 | |
| Equity10/15 | €30,061 | |
| Contributions10/11 | €3,000 | |
| Reserves13 | €27,061 | |
| Distributable reserves133 | €27,061 | |
| Profit (loss) carried forward14 | €0 | |
| Amounts payable17/49 | €25,560 | |
| Amounts payable within one year42/48 | €25,406 | |
| Trade debts44 | €1,100 | |
| Suppliers440/4 | €1,100 | |
| Taxes, remuneration and social security45 | €19,895 | |
| Taxes450/3 | €19,895 | |
| Other amounts payable47/48 | €4,411 | |
| Accrued charges and deferred income492/3 | €154 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €28,727 |
| + Depreciation and write-downs630 | €2,031 |
| Operating cash flow (approximation) | €30,758 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 06-07-2026 | 2026-00288284 |
Similar companies · same sector, comparable size
Subsidies and aid
Flemish government
2025 · 1 entry · €1,800 awarded · €1,800 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| BACCUS Sven Arnold Elke |
|
| HOUBEN Karen Ann Rina |
|
Owners and capital
Capital and shareholders
- BACCUS Sven Arnold Elke founder
- HOUBEN Karen Ann Rina founder
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 03-04-2025 Incorporation · €3,000 · 100 shares
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
03-04
Gazette deed
IncorporationAppointments: BACCUS Sven Arnold Elke (director) and HOUBEN Karen Ann Rina (director) · Founder · Founding capital11 facts ▸
- Incorporation, “A-LoHa” (deed in Dutch)
- Founder, BACCUS Sven Arnold Elke
- Founder, HOUBEN Karen Ann Rina
- Founding capital, €3,000
- Other provision, “Inbreng in geld met uitgifte van nieuwe aandelen – recht van voorkeur” (deed in Dutch)
- Other provision, “inwerkingtreding slotbepalingen, comparanten eenparig” (deed in Dutch)
- Registered office clause, “3590 Diepenbeek,Bosstraat 38” (deed in Dutch)
- Board rule, 2
- Director appointment, BACCUS Sven Arnold Elke (director)
- Director appointment, HOUBEN Karen Ann Rina (director)
- Declaration, “afwezigheid bestuursverbod, geen strafrechtelijk of burgerrechtelijk bestuursverbod om persoonlijk of via tussenpersoon onderneming uit te baten of functie best…” (deed in Dutch) (2 times)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71402C0010/00F059 | Flanders | 1,076 m² | 1 · 126 m² | - |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- A-LoHa
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, kan bij enkel besluit bestuursorgaan administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren vestigen…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 13. Vertegenwoordigingsbevoegdheid Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Artikel 11, natuurlijke personen of rechtspersonen, al dan niet aandeelhouder” (deed in Dutch)“Alle handelingen nodig of nuttig voor verwezenlijking voorwerp, Artikel 12” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, ingeschreven in register van aandelen op naam met vermeldingen voorgeschreven door Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Overdracht van aandelen, Artikel 10” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “100, inbrengen geboekt op beschikbare eigen vermogensrekeningen” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Friday of May at 17:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, beslissing algemene vergadering” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Één of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding bepalen, om welke reden en op welk ogenblik ook” (deed in Dutch)