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A-Living

Active
Private limited companyfounded 2024active for 2 yearsFortlaan 1, 9000 Gent, BelgiumKBO/BCE: BE 1013.732.746

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

A-Living has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,540 and a net result of €3,540. Its solvency ranks better than 21% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Official details

KBO
Status
Active since 18-09-2024 Normal situation
Activity
Buying and selling of own real estate NACE 68110and 1 other
Establishment unit
2.363.836.649 9000 Gent, since 18-09-2024
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
Shareholders

Financial position

64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts 2025
Gross margin
€10,420
Turnover
≈ €40,000
estimated
Profit
€3,540
Equity
€13,540
Total assets
€2.0m
Filed on 01-07-2026, 30 days before the deadlineat the National Bank
Score breakdownraises riskLiquidity: current ratio 60.98, cash €171 change of registered office in 24 monthsFounded in 2024lowers riskSector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 35% of small companies in real estate (NACE 68)
Financial strength
Weak
Solvency 26
equity 0.7% of total assets
Liquidity 50
short-term debt 1.6% · cash 0.0%
Profitability 38
return on assets 0.2%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,993 companies, NACE 68, small)
Last 24 months 10-2025: 0.7%lowest value 11-2025: 0.7%● unchanged vs 10-2025lowest value 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.8%▲ +0.1 percentage points vs 01-2026 03-2026: 1.4%▲ +0.6 percentage points vs 02-2026 04-2026: 1.5%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 1.5%● unchanged vs 04-2026highest value 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.5%● unchanged vs 06-2026 08-2026: 1.2%▼ -0.3 percentage points vs 07-2026 09-2026: 1.3%▲ +0.1 percentage points vs 08-2026 10-2026: 1.3%● unchanged vs 09-2026 11-2026: 1.3%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 60.98, above the usual 1.5. Short-term debt is 1.6% and cash 0% of total assets. However, 99.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 16% of them on solvency, 53% on liquidity and 35% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 60.98, cash €17
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 17119 sector peers (2025).
NBB · sector comparison
Position among 17119 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
30 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Board changedlatest change 23-10-2026 · 3 in office 2 joined · 1 left View
  • Larger balance sheet than 88% of companies in real estatesector median €410,827 · 17,122 companies €2.0m View

Comparable companies

These companies have the same main activity as A-Living: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €1.4m and €2.7m, founded between 2023 and 2024.

CompanyTotal assetsGross margin
A-Living Gent€2.0m€0.01m
GOMANIRE Elsene€1.8m€0.008m
SHOCC Brugge€1.6m€0.02m
The Art of Real Estate Laakdal€1.4m€0.006m
FRAL INVEST Aalter€1.6m€0.005m
Mario Jonck Dilsen-Stokkem€1.7m€0.02m
iNtraGuillemins Huy€2.7m€0.01m
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about A-Living

What is the company number of A-Living?
The company number of A-Living is 1013.732.746. The VAT number is the same number with BE in front: BE 1013.732.746.
Where is A-Living based?
The registered office is at Fortlaan 1, 9000 Gent.Company details
What does A-Living do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of A-Living?
The legal form of A-Living is Private limited company (BV).
When was A-Living founded?
A-Living was founded on 18-09-2024.
Is A-Living still active?
Yes, A-Living is an active enterprise in the KBO register.
What is the turnover of A-Living?
The turnover in financial year 2025 is ≈ €40,000. This figure is estimated from the gross margin of €10,420 and 30 comparable companies (NACE 68110). It probably lies between €22,000 and €100,000. It is a rough estimate.Financials
Is A-Living profitable?
In financial year 2025, A-Living made a profit of €3,540.
Where can I find the annual accounts of A-Living?
A-Living filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts at the National Bank

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