A LINED ARCHITECTEN
ActiveA LINED ARCHITECTEN has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €33k and a net result of €-25k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 25% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-70
Solvency51▼-21
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.86 in 2023; short-term debt: 71.4% and cash: 20.3% of total assets), and 73.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
26.1%
Return on assets
-19.5%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 11615 sector peers (2024).
NBB · sector comparisonPosition among 11615 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
6 d early
2022
5 d early
2021
4 d early
2020
12 d late
2019
24 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€33k▼ 42.7%
2023 · €58k
2019: €8k
2020: €57k
2021: €57k
2022: €57k
2023: €58k
2019 → 2024
Total assets
€127k▲ 2.1%
2023 · €125k
2019: €90k
2020: €135k
2021: €172k
2022: €137k
2023: €125k
2019 → 2024
Net result
€-25k
2023 · €947
2019: €2k
2020: €49k
2021: €131
2022: €243
2023: €947
2019 → 2024
Working capital
€19k▼ 61.1%
2023 · €50k
2019: €5k
2020: €52k
2021: €52k
2022: €53k
2023: €50k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€57k-€57k▲ 0.2%€57k▲ 0.4%€58k▲ 1.7%€33k▼ 42.7%
Operating result€60k-€10k▼ 84.0%€-4k€2k€-24k
Net result€49k-€131▼ 99.7%€243▲ 84.9%€947▲ 291%€-25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €24k after €2k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €127k
Fixed assets
€17k▲ 3.1%
Current assets
€110k▲ 1.9%
Equity and liabilities €127k
Equity
€33k▼ 42.7%
Debt
€94k▲ 41.1%
The debt ratio rises from 53.4% to 73.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-17k▼
2023 · €12k
Cash flow
€-18k▼
2023 · €11k
Solvency
26.1%▼
2023 · 46.6%
Current ratio
1.21▼
2023 · 1.86
Quick ratio
1.21▼
2023 · 1.86
Debt / equity
2.83▲
2023 · 1.15
ROE
-74.6%▼
2023 · 1.6%
ROA
-19.5%▼
2023 · 0.8%
Interest coverage
-44.38▼
2023 · 19.32
Debt
€94k▲
2023 · €67k
Debt ≤ 1 year
€91k▲
2023 · €58k
Debt > 1 year
€3k▼
2023 · €8k
Staff costs
€157k▲
2023 · €138k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€125k€127k▲
Fixed assets21/28€16k€17k▲
Intangible fixed assets21€11k€12k▲
Tangible fixed assets22/27€5k€5k▼
Furniture and vehicles24€5k€5k▼
Current assets29/58€108k€110k▲
Amounts receivable within one year40/41€73k€67k▼
Trade receivables40€73k€67k▼
Current investments50/53€16-
Cash at bank and in hand54/58€31k€26k▼
Deferred charges and accrued income490/1€4k€18k▲
Equity and liabilities
Total equity and liabilities10/49€125k€127k▲
Equity10/15€58k€33k▼
Contributions10/11€6k€6k=
Reserves13€52k€27k▼
Distributable reserves133€52k€27k▼
Amounts payable17/49€67k€94k▲
Amounts payable after more than one year17€8k€3k▼
Financial debts170/4€8k€3k▼
Amounts payable within one year42/48€58k€91k▲
Current portion of amounts payable after more than one year42€9k€5k▼
Trade debts44€18k€44k▲
Suppliers440/4€18k€44k▲
Taxes, remuneration and social security45€30k€40k▲
Taxes450/3€6k€11k▲
Remuneration and social security454/9€24k€29k▲
Other amounts payable47/48€2k€2k▲
Income statement
Code20232024
Remuneration, social security and pensions62€138k€157k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€7k▼
Other operating charges640/8€669€400▼
Gross operating margin9900€151k€140k▼
Operating profit (loss)9901€2k€-24k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€614€390▼
Recurring financial charges65€614€390▼
Profit (loss) for the period before taxes9903€947€-25k▼
Profit (loss) for the period9904€947€-25k▼
Profit (loss) for the period to be appropriated9905€947€-25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€947€-25k▼
Transfer from equity791/2-€25k
Transfer to equity691/2€947-
To other reserves6921€947-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-25k ▼2715%
Net result drops to €-25k, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
31-12
Financial
Highest result since 2019net €49k ▲2500%
Operating result €60k, net result €49k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moerbeekstraat 559870 ZulteGround area
736 m²
Building footprint
433 m²
Volume, LiDAR
1,997 m³
Parcel 44081B0608/00P004, Flanders · tallest building 8.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
A LINED ARCHITECTEN
since 20182.277.391.734
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44081B0608/00P004 | Flanders | 736 m² | 1 · 433 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 23,420 EUR awarded · 23,420 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 4,853 EUR | 4,853 EUR |
| 2024 | 1 | 6,126 EUR | 6,126 EUR |
| 2023 | 1 | 5,348 EUR | 5,348 EUR |
| 2022 | 2 | 7,093 EUR | 7,093 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Xavier Lostrie Architecte
BE 0688.571.821
Vorst · Eq €33k
POSTSCRIPTUM
BE 0475.089.370
Watermaal-Bosvoorde · Eq €33k
MG architecten
BE 0896.200.222
Bonheiden · Eq €33k
Keshia Mannaert
BE 0785.267.359
Lede · Eq €33k
ATELIER PB
BE 0747.674.911
Namur · Eq €33k
Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,020 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2018
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.