A & L TECHNICS
ActiveA & L TECHNICS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €48k and a net result of €28k. Equity is growing by ~40.3% per year across the filed fiscal years. Its solvency ranks better than 33% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability63▲+56
Solvency42▲+9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days only on tighter terms
Liquidity ample (current ratio 4.73 against 5.22 in 2023; short-term debt: 21.2% and cash: 1.2% of total assets), but 82.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
17.1%
Return on assets
10.2%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-09-2026, 397 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
397 d late
2023
762 d late
2022
289 d late
2021
667 d late
2020
30 d late
2019
118 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€48k▲ 148%
2023 · €19k
2018: €1k
2019: €14k
2020: €16k
2021: €32k
2022: €42k
2023: €19k
2018 → 2024
Total assets
€279k▲ 17.8%
2023 · €236k
2018: €229k
2019: €244k
2020: €252k
2021: €395k
2022: €426k
2023: €236k
2018 → 2024
Net result
€28k
2023 · €-29k
2018: €7k
2019: €13k
2020: €1k
2021: €16k
2022: €10k
2023: €-29k
2018 → 2024
Working capital
€220k▲ 14.9%
2023 · €191k
2018: €189k
2019: €199k
2020: €196k
2021: €212k
2022: €222k
2023: €191k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€16k-€32k▲ 101%€42k▲ 32.0%€19k▼ 53.9%€48k▲ 148%
Operating result€2k-€19k▲ 669%€14k▼ 25.8%€19k▲ 38.4%€44k▲ 124%
Net result€1k-€16k▲ 964%€10k▼ 39.3%€-29k€28k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 124% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €279k
Equity
€48k▲ 148%
Debt
€231k▲ 6.3%
The debt ratio falls from 91.9% to 82.9%. Equity and debt are higher.
Key figures and ratios
Solvency
17.1%▲
2023 · 8.1%
Current ratio
4.73▼
2023 · 5.22
Quick ratio
4.12▼
2023 · 4.44
Debt / equity
4.84▼
2023 · 11.28
ROE
59.7%▲
2023 · -151.7%
ROA
10.2%▲
2023 · -12.4%
Debt
€231k▲
2023 · €217k
Debt ≤ 1 year
€59k▲
2023 · €45k
Debt > 1 year
€172k=
2023 · €172k
Income taxes
€19k▲
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€236k€279k▲
Current assets29/58€236k€279k▲
Stocks and contracts in progress3€36k€36k=
Stocks30/36€36k€36k=
Amounts receivable within one year40/41€187k€239k▲
Trade receivables40€121k€152k▲
Other amounts receivable41€66k€87k▲
Current investments50/53€0-
Cash at bank and in hand54/58€8k€3k▼
Deferred charges and accrued income490/1€6k€174▼
Equity and liabilities
Total equity and liabilities10/49€236k€279k▲
Equity10/15€19k€48k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-1k€27k▲
Amounts payable17/49€217k€231k▲
Amounts payable after more than one year17€172k€172k=
Financial debts170/4€172k€172k=
Amounts payable within one year42/48€45k€59k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€6k€0▼
Suppliers440/4€6k€0▼
Taxes, remuneration and social security45€39k€59k▲
Taxes450/3€39k€59k▲
Income statement
Code20232024
Other operating charges640/8€893€356▼
Gross operating margin9900€20k€44k▲
Operating profit (loss)9901€19k€44k▲
Financial income75/76B€5k€5k▲
Recurring financial income75€5k€5k▲
Financial charges65/66B€35k€601▼
Recurring financial charges65€35k€601▼
Profit (loss) for the period before taxes9903€-11k€48k▲
Income taxes67/77€18k€19k▲
Profit (loss) for the period9904€-29k€28k▲
Profit (loss) for the period to be appropriated9905€-29k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€27k▲
Profit (loss) brought forward from the previous period14P€28k€-1k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 397 days late
01-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 762 days late
2024
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
28-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 667 days late
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 289 days late
2023
31-12
Financial
Weakest financial yearnet €-29k ▼402%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 5.22
Current ratio from 2.09 to 5.22; short-term debt falls from €204k to €45k.
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 118 days late
12-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 225 days late
09-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 587 days late
2018
20-02
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 204 days late
2017
16-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 200 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ambachtstraat 343530 Houthalen-HelchterenGround area
858 m²
Building footprint
159 m²
Volume, LiDAR
1,070 m³
Parcel 72014C0618/00C000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ambachtstraat 34, 3530 Houthalen-Helchteren
since 20012.098.189.776
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72014C0618/00C000 | Flanders | 858 m² | 1 · 159 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 977 companies in sector 46431 we hold annual accounts for 705. 409 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-11-2000
Fiscal year end31-12
Activities, NACEBEL
46431Wholesale of electrical household appliances and audio-video equipment
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.