A&L Solutions
ActiveA&L Solutions has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €32k. Its solvency ranks better than 61% of 1898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency93
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 3.09; short-term debt: 32.3% and cash: 64.1% of total assets), and 32.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.7%
Return on assets
61.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
23 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€35k
Total assets
€52k
Net result
€32k
Working capital
€35k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €52k
Fixed assets
€40
Current assets
€52k
Equity and liabilities €52k
Equity
€35k
Debt
€17k
Debt finances 32.3% of the balance-sheet total.
Key figures and ratios
Solvency
67.7%
Current ratio
3.09
Quick ratio
3.09
Debt / equity
0.48
ROE
91.5%
ROA
61.9%
Debt
€17k
Debt ≤ 1 year
€17k
Income taxes
€11k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€52k
Fixed assets21/28€40
Financial fixed assets28€40
Current assets29/58€52k
Amounts receivable within one year40/41€13k
Trade receivables40€12k
Other amounts receivable41€1k
Cash at bank and in hand54/58€33k
Deferred charges and accrued income490/1€5k
Equity and liabilities
Total equity and liabilities10/49€52k
Equity10/15€35k
Contributions10/11€3k
Reserves13€32k
Distributable reserves133€32k
Amounts payable17/49€17k
Amounts payable within one year42/48€17k
Trade debts44€10k
Suppliers440/4€10k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Other amounts payable47/48€3k
Income statement
Code2025
Other operating charges640/8€1k
Gross operating margin9900€45k
Operating profit (loss)9901€44k
Financial charges65/66B€45
Recurring financial charges65€45
Profit (loss) for the period before taxes9903€44k
Income taxes67/77€11k
Profit (loss) for the period9904€32k
Profit (loss) for the period to be appropriated9905€32k
Appropriation of the result
Profit (loss) to be appropriated9906€32k
Transfer to equity691/2€32k
To other reserves6921€32k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bremdreef 212900 SchotenGround area
1,168 m²
Building footprint
281 m²
Volume, LiDAR
969 m³
Parcel 11040D0195/00F008, Flanders · tallest building 5.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
A&L Solutions
since 20242.365.603.732
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0195/00F008 | Flanders | 1,168 m² | 1 · 281 m² | 5.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,679 EUR awarded · 1,679 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,679 EUR | 1,679 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,153 companies in sector 63920 we hold annual accounts for 1,522. 1,191 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-2024
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.