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A.L.C. & COP

Active
Private limited company (pre-2019)founded 200817 yrs activeItterbeekse Laan 460, 1070 Anderlecht, BelgiumKBO/BCE: BE 0808.637.926
Summary

The computed 12-month bankruptcy probability of A.L.C. & COP is 1.5% (moderate). The 2025 annual accounts show equity of €42,300 and a net result of €3,129. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 4286 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
A.L.C. & COPActiveChecked score 64/100
Risk analysis ReportCompare

Overview

Activity
Limited-service restaurants, excluding mobile food services
NACE 56112Limited-service restaurants NACE 56102
1 site
Size
€112,405turnover 2025
Equity
€42,300
Profit
€3,129
Financial health
64 Healthy Checked score 2025
Bankruptcy chance 12 m
1.5%
Structure
Accounts filed 48 d late0 of 4 deeds read
Why 64- Size: turnover €112,405, total assets €43,703- Latest accounts 48 days late; 3 of the last 3 late- Sector Food and beverage service activities (NACE 56)+ Founded in 2008Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 57% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 96.8% of total assets
Liquidity 56-11
short-term debt 3.2% · cash 4.6%
Profitability 55-35
return on assets 7.2%
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,529 companies)
Last 24 months 11-2024: 0.8%lowest value 12-2024: 0.8%● 0.0% vs 11-2024lowest value 01-2025: 0.8%▲ +2.3% vs 12-2024 02-2025: 0.8%▲ +1.1% vs 01-2025 03-2025: 0.8%▲ +0.1% vs 02-2025 04-2025: 0.9%▲ +1.8% vs 03-2025 05-2025: 0.9%▲ +4.3% vs 04-2025 06-2025: 0.8%▼ -5.6% vs 05-2025 07-2025: 0.9%▲ +5.4% vs 06-2025 08-2025: 0.9%▲ +3.4% vs 07-2025 09-2025: 1.0%▲ +14.0% vs 08-2025 10-2025: 0.9%▼ -14.4% vs 09-2025 11-2025: 0.9%● 0.0% vs 10-2025 12-2025: 0.9%● 0.0% vs 11-2025 01-2026: 0.9%▲ +2.2% vs 12-2025 02-2026: 0.9%▲ +0.8% vs 01-2026 03-2026: 0.9%▼ -0.8% vs 02-2026 04-2026: 0.9%▲ +1.9% vs 03-2026 05-2026: 1.0%▲ +4.2% vs 04-2026 06-2026: 0.9%▼ -5.4% vs 05-2026 07-2026: 1.0%▲ +6.7% vs 06-2026 08-2026: 1.2%▲ +23.8% vs 07-2026 09-2026: 1.4%▲ +12.5% vs 08-2026 10-2026: 1.5%▲ +12.9% vs 09-2026highest value
  • Size: turnover €112,405, total assets €43,703 raises the probability for this profile
  • Latest accounts 48 days late; 3 of the last 3 late raises the probability
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Founded in 2008 lowers the probability for this profile
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 31.16 against 9.87 in 2024; short-term debt: 3.2% and cash: 4.6% of total assets), and 3.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 94%, liquidity 59%, profitability 38%, growth against the median 37%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Size: turnover €112,405, total assets €43,703
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Latest accounts 48 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 2008
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-09-2026, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
48 d late
2024
47 d late
2023
55 d late
2022
on the day
2021
46 d late
2020
68 d late
2019
53 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 30 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Liquidity triplescurrent ratio 31.16
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 5% on solvencysector median 29.8% · 4,286 companies 96.8% View
  • Turnover 20256 fiscal years filed €112,405 View
  • Active since 2008founded 23-12-2008 17 years View

By topic

Financials

Fiscal year
2025
Turnover
€112,405
Profit
€3,129
Solvency
96.8%
Turnover▼ 11.7%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 17-09-2026Annual accounts filed
  2. 31-12-2025Liquidity triples
  3. 16-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Limited-service restaurants, excluding mobile food servicesNACE 56112
Founded
23-12-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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