A.L.B.
ActiveA.L.B. has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €23k. Equity is growing by ~63.9% per year across the filed fiscal years. Its solvency ranks better than 27% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency14▼-30
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 1.0 against 1.94 in 2024), and 95% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
7 d late
2023
31 d early
2022
27 d early
2021
19 d early
2019
8 d early
2018
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 71.1%
2024 · €68k
2018: €-241k
2019: €-190k
2021: €-121k
2022: €-68k
2023: €46k
2024: €68k
2018 → 2025
Total assets
€393k▲ 1.9%
2024 · €386k
2018: €239k
2019: €250k
2021: €231k
2022: €247k
2023: €382k
2024: €386k
2018 → 2025
Net result
€23k▲ 4.1%
2024 · €22k
2018: €36k
2019: €51k
2021: €69k
2022: €53k
2023: €114k
2024: €22k
2018 → 2025
Working capital
€-211
2024 · €92k
2018: €-99k
2019: €-67k
2021: €-15k
2022: €20k
2023: €69k
2024: €92k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-121k-€-68k▲ 43.9%€46k€68k▲ 47.2%€20k▼ 71.1%
Operating result€86k-€65k▼ 23.7%€136k▲ 107%€46k▼ 66.2%€40k▼ 13.3%
Net result€69k-€53k▼ 23.0%€114k▲ 114%€22k▼ 80.9%€23k▲ 4.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 13% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €393k
Fixed assets
€214k▲ 9.4%
Current assets
€179k▼ 5.8%
Equity and liabilities €393k
Equity
€20k▼ 71.1%
Debt
€374k▲ 17.5%
The debt ratio rises from 82.4% to 95.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€63k▼
2024 · €71k
Cash flow
€46k▼
2024 · €47k
Solvency
5.0%▼
2024 · 17.6%
Current ratio
1.00▼
2024 · 1.94
Quick ratio
1.00▼
2024 · 1.94
Debt / equity
19.11▲
2024 · 4.70
ROE
115.6%▲
2024 · 32.1%
ROA
5.7%▲
2024 · 5.6%
Interest coverage
3.62▼
2024 · 4.48
Debt
€374k▲
2024 · €318k
Debt ≤ 1 year
€179k▲
2024 · €98k
Debt > 1 year
€192k▼
2024 · €220k
Income taxes
€7k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€386k€393k▲
Fixed assets21/28€196k€214k▲
Tangible fixed assets22/27€196k€214k▲
Land and buildings22€169k€205k▲
Furniture and vehicles24€27k€10k▼
Current assets29/58€190k€179k▼
Amounts receivable within one year40/41€186k€169k▼
Trade receivables40€185k-
Other amounts receivable41€506€169k▲
Cash at bank and in hand54/58€3k€3k▲
Deferred charges and accrued income490/1€1k€7k▲
Equity and liabilities
Total equity and liabilities10/49€386k€393k▲
Equity10/15€68k€20k▼
Contributions10/11€19k€19k=
Reserves13€27k€954▼
Non-distributable reserves130/1€954€954=
Reserves not available under the articles1311€954€954=
Distributable reserves133€26k-
Profit (loss) carried forward14€22k-
Amounts payable17/49€318k€374k▲
Amounts payable after more than one year17€220k€192k▼
Financial debts170/4€220k€192k▼
Amounts payable within one year42/48€98k€179k▲
Current portion of amounts payable after more than one year42€28k€28k▲
Trade debts44€0€11k▲
Suppliers440/4€0€11k▲
Taxes, remuneration and social security45€8k€2k▼
Taxes450/3€8k€2k▼
Other amounts payable47/48€62k€138k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€23k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€74k€66k▼
Operating profit (loss)9901€46k€40k▼
Financial income75/76B-€7k
Recurring financial income75-€7k
Financial charges65/66B€16k€17k▲
Recurring financial charges65€16k€17k▲
Profit (loss) for the period before taxes9903€30k€30k▼
Income taxes67/77€8k€7k▼
Profit (loss) for the period9904€22k€23k▲
Profit (loss) for the period to be appropriated9905€22k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€45k▲
Profit (loss) brought forward from the previous period14P€435€22k▲
Transfer from equity791/2-€26k
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7-€71k
Return on contributions (dividend)694-€71k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
State Gazette act
General meeting · Auditor appointment
Permanent representative · Director resignation
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
07-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 7 days late
31-03
Financial
Weakest financial yearnet €22k ▼80.9%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Highest result since 2018net €114k ▲114%
Operating result €136k, net result €114k, both a record.
2022
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
12-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
26-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 26 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Watersniplaan 32960 BrechtGround area
3,805 m²
Building footprint
763 m²
Volume, LiDAR
7,700 m³
2 parcels, Flanders · tallest building 16.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
A.L.B.
since 20052.146.361.857
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050A0577/00X002 | Flanders | 2,212 m² | 1 · 517 m² | 16.2 m · 4 fl. |
| 11009M0003/00A004 | Flanders | 1,594 m² | 1 · 246 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DucHa-Invest
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OAKWOOD PROPERTIES
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Of 9,093 companies in sector 68201 we hold annual accounts for 6,724. 2,180 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2005
Fiscal year end31-03
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.