Skip to content

A&J ESCARMELLE

Active
Private limited companyfounded 2010active for 16 yearsAvenue du Bois l'Evêque 28, 5100 Namur, BelgiumKBO/BCE: BE 0825.727.940
Summary

A&J ESCARMELLE has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €193,254 and a net result of €128,833. Equity has been growing by about 62% per year since 2019. Its solvency ranks better than 39% of 11,783 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 07-05-2010 Normal situation
Activity
Engineering and related technical consultancy, excluding land surveyors NACE 71121
Joint committee
200 Auxiliary committee for white-collar workers · annual accounts 30-09-2022
Establishment unit
2.188.362.956 5100 Namur, since 07-05-2010
Financial year end
30 September
Peppol
Reachable since 05-11-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-09-2025
Gross margin
€508,852
▼ 10.5%
Turnover
≈ €1.3m
estimated
Profit
€128,833
▼ 35.7%
Equity
€193,254
▲ 38.6%
Total assets
€462,151
▲ 3.4%
Employees on 30-09-2025
4
=
Score breakdownlowers riskLiquidity: current ratio 1.64, cash €137,838Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)Size: total assets €462,151Figures for financial year 2025 (filed on 04-05-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 63% of micro companies in architecture and engineering (NACE 71)
Financial strength · tick: 2024
Strong
Solvency 67+11
equity 41.8% of total assets
Liquidity 61+6
short-term debt 52.1% · cash 29.8%
Profitability 100=
return on assets 27.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,826 companies, NACE 71, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: < 0.1%▼ -0.1 percentage points vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026highest value 06-2026: < 0.1%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €18,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.64 (1.35 in 2024), above the usual 1.5. Short-term debt is 52.1% and cash 29.8% of total assets. However, 58.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 40% of them on solvency, 48% on liquidity, 88% on profitability and 78% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 1.64, cash €137,838
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Size: total assets €462,151
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 04-05-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
2 days early
2023
1 day early
2022
2 days early
2021
1 day early
2020
8 days early
2019
121 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end05-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 95% of companies in architecture and engineeringsector median €16,709 · 11,785 companies €128,833 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: Result fell in 2025from €200,434 to €128,833 ▼ 35.7% View
  • Positive: 7 profitable years in a rowprofit 2025: €128,833 7 years View

Recent changes

  1. · Gazette deed Change of role: ESCARMELLE Annelise, from manager to directorLegal-form conversion: from private limited company (pre-2019) to private limited company · Director discharge: ESCARMELLE Annelise
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as A&J ESCARMELLE: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €434,000 and €610,000, founded between 2009 and 2012.

CompanyTotal assetsGross margin
A&J ESCARMELLE Namur€462,151€508,852
Exsolvæ Brussels€433,546€568,283
XPERTA Heist-op-den-Berg€557,934€462,748
EBICO Ardooie€514,995€432,456
BIMPRINTER Andenne€549,854€646,055
STREAM AND RIVER CONSULT Ciney€610,303€728,739
SEMACO PM Liège€575,748€599,728
Full comparison

Key facts about A&J ESCARMELLE

What is the company number of A&J ESCARMELLE?
The company number of A&J ESCARMELLE is 0825.727.940. The VAT number is the same number with BE in front: BE 0825.727.940.
Where is A&J ESCARMELLE based?
The registered office is at Avenue du Bois l'Evêque 28, 5100 Namur.Company details
What does A&J ESCARMELLE do?
According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
What is the legal form of A&J ESCARMELLE?
A&J ESCARMELLE is a private limited company (BV).
When was A&J ESCARMELLE founded?
A&J ESCARMELLE was founded on 07-05-2010.
Is A&J ESCARMELLE still active?
Yes, A&J ESCARMELLE is an active enterprise in the KBO register.
How many employees does A&J ESCARMELLE have?
A&J ESCARMELLE had an average of 4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does A&J ESCARMELLE fall under?
In its 30-09-2022 annual accounts, A&J ESCARMELLE states joint committee 200 (Auxiliary committee for white-collar workers).
What is the turnover of A&J ESCARMELLE?
The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €508,852 and 40 comparable companies (NACE 711). It probably lies between €880,000 and €1.7m.
Is A&J ESCARMELLE profitable?
In financial year 2025, A&J ESCARMELLE made a profit of €128,833.
Where can I find the annual accounts of A&J ESCARMELLE?
A&J ESCARMELLE filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A&J ESCARMELLE due?
A&J ESCARMELLE must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.