Checked.be · Company dossierhttps://checked.be/en/c/a-j-company-0479902154 · as of 20-10-2026
A & J COMPANY
Active
Private limited company (pre-2019) · founded 2003 · active for 23 yearsIjzerenkruisstraat 25, 1000 Brussel, BelgiumKBO/BCE: BE 0479.902.154
Summary
The computed 12-month bankruptcy probability of A & J COMPANY is 10.9% (high). For A & J COMPANY, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (-€13,116) and a net result of -€2,140. Equity is shrinking by about 6.1% per year across the filed financial years. Its solvency ranks better than 5% of 16,333 sector peers (NACE 56, financial year 2022). The company has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals.
Limited-service restaurants, excluding mobile food services
NACE 56112
1 site
Size
€468total assets 2022
Equity
-€13,116
Loss
-€2,140
Financial health
Bankruptcy probabilitywithin 12 months
10.9%
2022 figures too old to score
Structure
Accounts 811 days overdue0 of 8 deeds read
Signalsraises risk3 financial years not filed after the legal deadline; latest accounts 58 days late; 2 of the last 3 lateFigures for financial year 2022 (filed 05-10-2023)Liquidity: current ratio 0.03Two or more financial years not filedlowers riskSize: total assets €468neutralFiled after the deadlineShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency0
equity -2805.4% of total assets
Liquidity0
short-term debt 2905.4%
Profitability0
return on assets -457.8%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
10.9%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).
Sector median 1.8% (23,767 companies, NACE 56, micro)
Last 24 months11-2024: 9.6%12-2024: 6.1%▼ -3.5 percentage points vs 11-2024lowest value01-2025: 9.0%▲ +2.9 percentage points vs 12-202402-2025: 9.0%● unchanged vs 01-202503-2025: 9.2%▲ +0.2 percentage points vs 02-202504-2025: 8.4%▼ -0.8 percentage points vs 03-202505-2025: 8.4%● unchanged vs 04-202506-2025: 8.4%● unchanged vs 05-202507-2025: 8.4%● unchanged vs 06-202508-2025: 10.7%▲ +2.3 percentage points vs 07-202509-2025: 10.8%▲ +0.1 percentage points vs 08-202510-2025: 10.8%● unchanged vs 09-202511-2025: 11.6%▲ +0.8 percentage points vs 10-2025highest value12-2025: 11.6%● unchanged vs 11-2025highest value01-2026: 11.6%● unchanged vs 12-2025highest value02-2026: 11.6%● unchanged vs 01-2026highest value03-2026: 11.6%● unchanged vs 02-2026highest value04-2026: 11.6%● unchanged vs 03-2026highest value05-2026: 11.6%● unchanged vs 04-2026highest value06-2026: 11.6%● unchanged vs 05-2026highest value07-2026: 11.6%● unchanged vs 06-2026highest value08-2026: 10.9%▼ -0.7 percentage points vs 07-202609-2026: 10.9%● unchanged vs 08-202610-2026: 10.9%● unchanged vs 09-2026
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2023 year end31-07-2024 deadline20-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 27-09-2023, 58 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 50 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2022 · micro…
Weakest financial yearnet -€2,140
Annual accounts filedfinancial year 2021 · micro…
Key points
Risk: Accounts not fileddeadline was 31-07-2024811 days lateView
Risk: Negative equityfinancial year 2022: debts exceed assets-€13,116View
Caution: Among the weakest 5% on solvencysector median 29.0% · 16,333 companies-2805.4%View