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A-INVEST

Active
Private limited companyfounded 1982active for 44 yearsRoodborstjeslaan 3, 2950 Kapellen, BelgiumKBO/BCE: BE 0423.081.930
Summary

A-INVEST has been active since 1982 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40,646 and a net result of €2,302. Equity has been growing by about 26% per year since 2018. Its solvency ranks better than 38% of 13,716 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 10-08-1982 Normal situation
Activity
Wholesale of electrical household appliances and audio-video equipment NACE 46431and 2 others
Establishment unit
2.020.945.411 2950 Kapellen, since 27-08-1982
Financial year end
31 December
Peppol
Reachable since 29-07-2026

Board and ownership

Board
Shareholders

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€2,985
▼ 95.8%
Turnover
≈ €29,000
estimated
Profit
€2,302
▼ 95.5%
Equity
€40,646
▲ 6.0%
Total assets
€162,402
▲ 133%
  • 2025 accounts filed 28 days after the deadline
Filed on 28-08-2026
Score breakdownraises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 3.15, cash €59,307Figures for financial year 2025 (filed on 01-09-2026)Founded in 1982Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 52% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 50-30
equity 25.0% of total assets
Liquidity 82+4
short-term debt 31.8% · cash 36.5%
Profitability 41-59
return on assets 1.4%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: < 0.1%▼ -0.3 percentage points vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.2%▲ +0.2 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.3%▼ -0.3 percentage points vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.15 (2.22 in 2024), above the usual 1.5. Short-term debt is 31.8% and cash 36.5% of total assets. However, 75% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 36% of them on solvency, 84% on liquidity, 33% on profitability and 57% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 3.15, cash €59,307
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 01-09-2026)
NBB · annual accounts
lowers risk · Founded in 1982
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
31 days early
2023
34 days early
2022
35 days early
2021
3 days late
2020
13 days late
2019
53 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 9th oldest company in Kapellen, Wholesale and retail trade sectorin the Checked rankings No. 9 View

Comparable companies

These companies have the same main activity as A-INVEST: wholesale of electrical household appliances and audio-video equipment (NACE 46431). They are comparable in size and age: total assets between €92,800 and €231,000, founded between 1973 and 1990.

CompanyTotal assetsGross margin
A-INVEST Kapellen€162,402€2,985
G. Vanden Bussche Oostende€214,223€4,699
G.V. CENTER Oudsbergen€92,752€6,070
VANDEPITTE Mouscron€172,005-€9,420
IMPACT PRODUCTION EUROPE Jette€93,842€4,906
DELVA LIGHTING DESIGN Waregem€202,542-€5,476
MAES ELECTRONICS Sint-Niklaas€231,381-€12,326
Full comparison

Key facts about A-INVEST

What is the company number of A-INVEST?
The company number of A-INVEST is 0423.081.930. The VAT number is the same number with BE in front: BE 0423.081.930.
Where is A-INVEST based?
The registered office is at Roodborstjeslaan 3, 2950 Kapellen.Company details
What does A-INVEST do?
According to the KBO register, the main activity is wholesale of electrical household appliances and audio-video equipment (NACE 46431).
What is the legal form of A-INVEST?
The legal form of A-INVEST is Private limited company (BV).
When was A-INVEST founded?
A-INVEST was founded on 10-08-1982.
Is A-INVEST still active?
Yes, A-INVEST is an active enterprise in the KBO register.
What is the turnover of A-INVEST?
The turnover in financial year 2025 is ≈ €29,000. This figure is estimated from the gross margin of €2,985 and 41 comparable companies (NACE 464). It probably lies between €17,000 and €120,000. It is a rough estimate.Financials
Is A-INVEST profitable?
In financial year 2025, A-INVEST made a profit of €2,302.
Where can I find the annual accounts of A-INVEST?
A-INVEST filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A-INVEST due?
A-INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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