A INTERIOR HOLDING
ActiveThe annual accounts of A INTERIOR HOLDING for fiscal year 2025 show a net loss of 58% of the equity at the start of that year. The 2025 annual accounts show equity of €80k and a net result of €-112k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 17% of 2167 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▼-35
Solvency33▼-8
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.31 against 0.55 in 2024; short-term debt: 42.8% and cash: 0.6% of total assets), and 92% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8%
Return on assets
-11.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 2167 sector peers (2025).
NBB · sector comparisonPosition among 2167 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
28 d early
2023
21 d early
2022
27 d early
2021
18 d early
2020
2 d early
2019
47 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€80k▼ 58.2%
2024 · €192k
2018: €101k
2019: €110k
2020: €114k
2021: €142k
2022: €162k
2023: €182k
2024: €192k
2018 → 2025
Total assets
€1.01M▼ 18.3%
2024 · €1.24M
2018: €1.10M
2019: €1.03M
2020: €1.10M
2021: €1.20M
2022: €1.25M
2023: €1.65M
2024: €1.24M
2018 → 2025
Net result
€-112k
2024 · €10k
2018: €1k
2019: €9k
2020: €55k
2021: €28k
2022: €97k
2023: €190k
2024: €10k
2018 → 2025
Working capital
€-296k▼ 63.2%
2024 · €-181k
2018: €-92k
2019: €-101k
2020: €-198k
2021: €-198k
2022: €45k
2023: €-79k
2024: €-181k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€142k-€162k▲ 13.8%€182k▲ 12.6%€192k▲ 5.4%€80k▼ 58.2%
Operating result€45k-€127k▲ 181%€217k▲ 71.0%€40k▼ 81.4%€-66k
Net result€28k-€97k▲ 252%€190k▲ 95.8%€10k▼ 94.8%€-112k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €66k after €40k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.01M
Fixed assets
€873k▼ 14.1%
Current assets
€136k▼ 38.1%
Equity and liabilities €1.01M
Equity
€80k▼ 58.2%
Debt
€928k▼ 11.0%
The debt ratio rises from 84.5% to 92.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€88k▼
2024 · €172k
Cash flow
€42k▼
2024 · €142k
Solvency
8.0%▼
2024 · 15.5%
Current ratio
0.31▼
2024 · 0.55
Quick ratio
0.31▼
2024 · 0.55
Debt / equity
11.57▲
2024 · 5.44
ROE
-139.2%▼
2024 · 5.1%
ROA
-11.1%▼
2024 · 0.8%
Interest coverage
2.42▼
2024 · 4.78
Debt
€928k▼
2024 · €1.04M
Debt ≤ 1 year
€431k▲
2024 · €400k
Debt > 1 year
€496k▼
2024 · €640k
Income taxes
€10k▲
2024 · €-6k
Staff costs
€26k▲
2024 · €-24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.24M€1.01M▼
Fixed assets21/28€1.02M€873k▼
Intangible fixed assets21€869-
Tangible fixed assets22/27€912k€768k▼
Land and buildings22€516k€484k▼
Plant, machinery and equipment23€173k€116k▼
Furniture and vehicles24€1k€386▼
Leasing and similar rights25€209k€157k▼
Other tangible fixed assets26€14k€12k▼
Financial fixed assets28€103k€105k▲
Current assets29/58€219k€136k▼
Amounts receivable within one year40/41€110k€28k▼
Trade receivables40€82k€16k▼
Other amounts receivable41€28k€12k▼
Cash at bank and in hand54/58€7k€6k▼
Deferred charges and accrued income490/1€103k€102k▼
Equity and liabilities
Total equity and liabilities10/49€1.24M€1.01M▼
Equity10/15€192k€80k▼
Contributions10/11€85k€85k=
Reserves13€107k€11k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€9k€9k=
Distributable reserves133€96k-
Profit (loss) carried forward14-€-16k
Amounts payable17/49€1.04M€928k▼
Amounts payable after more than one year17€640k€496k▼
Financial debts170/4€640k€496k▼
Amounts payable within one year42/48€400k€431k▲
Current portion of amounts payable after more than one year42€162k€149k▼
Financial debts43€33k€24k▼
Credit institutions430/8€33k€24k▼
Trade debts44€116k€55k▼
Suppliers440/4€116k€55k▼
Taxes, remuneration and social security45€858€1k▲
Taxes450/3€858€1k▲
Other amounts payable47/48€89k€201k▲
Accrued charges and deferred income492/3€3k€896▼
Income statement
Code20242025
Non-recurring operating income76A€132k-
Remuneration, social security and pensions62€-24k€26k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€132k€154k▲
Other operating charges640/8€5k€18k▲
Non-recurring operating charges66A€23k-
Gross operating margin9900€176k€133k▼
Operating profit (loss)9901€40k€-66k▼
Financial income75/76B€25€2▼
Recurring financial income75€25€2▼
Financial charges65/66B€36k€36k▲
Recurring financial charges65€36k€36k▲
Profit (loss) for the period before taxes9903€4k€-102k▼
Income taxes67/77€-6k€10k▲
Profit (loss) for the period9904€10k€-112k▼
Profit (loss) for the period to be appropriated9905€10k€-112k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€-112k▼
Transfer from equity791/2-€96k
Transfer to equity691/2€10k-
To other reserves6921€10k-
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-112k ▼1232%
Net result drops to €-112k, the lowest in the series.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €190k ▲95.8%
Operating result €217k, net result €190k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150kEq €162k ▲13.8%
5 profitable years in a row build equity to €162k.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 47 days late
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoge Hul 548000 BruggeGround area
179 m²
Parcel 31808K0310/00V002, Flanders. Linked by address, not a title deed.
1 establishment unit
A INTERIOR
since 20142.237.268.673
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31808K0310/00V002 | Flanders | 179 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,615 EUR awarded · 1,615 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 162 EUR |
| 2024 | 1 | 459 EUR | 297 EUR |
| 2023 | 1 | 359 EUR | 359 EUR |
| 2022 | 1 | 797 EUR | 797 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 13,199 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2014
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43230Insulation installation
43291Specialised construction activities
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.