A++ INFORMATIQUE
ActiveSummary
A++ INFORMATIQUE has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.45M and a net result of €521k. Equity is growing by ~41.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 1424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency95=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 2.51 against 2.37 in 2024; short-term debt: 30.4% and cash: 51.6% of total assets), and 30.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.6%
Return on assets
25%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
54 d early
2024
58 d early
2023
43 d early
2022
42 d early
2021
20 d early
2020
27 d early
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€521k▲ 20.8%
2024 · €431k
Working capital
€956k▲ 49.9%
2024 · €638k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€258k-€152k▼ 41.2%€289k▲ 90.3%€647k▲ 124%€788k▲ 21.8%
Net result€172k-€98k▼ 43.1%€189k▲ 92.6%€431k▲ 128%€521k▲ 20.8%
Equity€435k-€534k▲ 22.5%€698k▲ 30.8%€1.07M▲ 52.8%€1.45M▲ 35.8%
Total assets€757k-€1.01M▲ 33.7%€1.13M▲ 11.7%€1.53M▲ 35.5%€2.08M▲ 35.8%
Debt€322k-€479k▲ 48.9%€433k▼ 9.6%€465k▲ 7.5%€633k▲ 36.0%
Working capital€462k-€412k▼ 10.8%€333k▼ 19.2%€638k▲ 91.7%€956k▲ 49.9%
Staff (FTE)2.1-3.5▲ 66.7%4▲ 14.3%4.7▲ 17.5%4▼ 14.9%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.08M
Fixed assets
€493k ▲ 14.7%
Current assets
€1.59M ▲ 44.1%
Equity and liabilities €2.08M
Equity
€1.45M ▲ 35.8%
Debt
€633k ▲ 36.0%
Debt's share of the balance-sheet total stays at 30.4%.
Key figures and ratios
EBITDA
€922k▲
2024 · €774k
Cash flow
€655k▲
2024 · €558k
Current ratio
2.51▲
2024 · 2.37
Debt to equity
0.44▲
2024 · 0.44
ROE
36.0%▼
2024 · 40.4%
ROA
25.0%▼
2024 · 28.1%
Interest coverage
27.01▼
2024 · 41.67
Debt ≤ 1 year
€632k▲
2024 · €464k
Income taxes
€239k▲
2024 · €198k
Staff costs
€390k▲
2024 · €337k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €290k | €335k | €337k | €390k | ▲ 16.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30k | €41k | €74k | €127k | €134k | ▲ 5.4% |
| Other operating charges640/8 | - | €3k | €6k | €3k | €2k | ▼ 24.7% |
| Gross operating margin9900 | €463k | €486k | €705k | €1.11M | €1.31M | ▲ 18.0% |
| Operating profit (loss)9901 | €258k | €152k | €289k | €647k | €788k | ▲ 21.8% |
| Financial income75/76B | - | €55 | €3 | €62 | €6k | ▲ 9,958% |
| Recurring financial income75 | €118 | €55 | €3 | €62 | €6k | ▲ 9,958% |
| Financial charges65/66B | - | €9k | €13k | €19k | €34k | ▲ 83.7% |
| Recurring financial charges65 | €6k | €9k | €13k | €19k | €34k | ▲ 83.7% |
| Profit (loss) for the period before taxes9903 | €252k | €143k | €276k | €629k | €760k | ▲ 20.9% |
| Income taxes67/77 | €80k | €45k | €87k | €198k | €239k | ▲ 21.1% |
| Profit (loss) for the period9904 | €172k | €98k | €189k | €431k | €521k | ▲ 20.8% |
| Profit (loss) for the period to be appropriated9905 | €172k | €98k | €189k | €431k | €521k | ▲ 20.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €757k | €1.01M | €1.13M | €1.53M | €2.08M | ▲ 35.8% |
| Fixed assets21/28 | €91k | €224k | €476k | €430k | €493k | ▲ 14.7% |
| Tangible fixed assets22/27 | €90k | €223k | €475k | €429k | €493k | ▲ 14.7% |
| Furniture and vehicles24 | - | €147k | €385k | €335k | €238k | ▼ 29.1% |
| Other tangible fixed assets26 | - | €76k | €90k | €94k | €255k | ▲ 170% |
| Financial fixed assets28 | €340 | €340 | €340 | €340 | €340 | = |
| Current assets29/58 | €666k | €789k | €655k | €1.10M | €1.59M | ▲ 44.1% |
| Amounts receivable within one year40/41 | €175k | €370k | €343k | €390k | €450k | ▲ 15.3% |
| Trade receivables40 | - | €358k | €309k | €381k | €439k | ▲ 15.4% |
| Other amounts receivable41 | - | €12k | €34k | €9k | €10k | ▲ 14.6% |
| Cash at bank and in hand54/58 | €492k | €419k | €292k | €712k | €1.07M | ▲ 50.7% |
| Deferred charges and accrued income490/1 | - | - | €20k | €0 | €65k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €757k | €1.01M | €1.13M | €1.53M | €2.08M | ▲ 35.8% |
| Equity10/15 | €435k | €534k | €698k | €1.07M | €1.45M | ▲ 35.8% |
| Contributions10/11 | - | €31k | €31k | €31k | €31k | = |
| Reserves13 | €404k | €503k | €667k | €1.04M | €1.42M | ▲ 36.8% |
| Non-distributable reserves130/1 | - | €3k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €3k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €499k | €665k | €1.03M | €1.42M | ▲ 36.9% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €322k | €479k | €433k | €465k | €633k | ▲ 36.0% |
| Amounts payable after more than one year17 | €24k | €1k | €0 | - | - | - |
| Financial debts170/4 | - | €1k | €0 | - | - | - |
| Amounts payable within one year42/48 | €205k | €377k | €322k | €464k | €632k | ▲ 36.1% |
| Current portion of amounts payable after more than one year42 | - | €23k | €1k | €0 | - | - |
| Trade debts44 | €4k | €18k | €7k | €0 | €9k | - |
| Suppliers440/4 | - | €18k | €7k | €0 | €9k | - |
| Taxes, remuneration and social security45 | - | €63k | €49k | €27k | €26k | ▼ 4.4% |
| Taxes450/3 | - | €23k | €24k | €9k | €17k | ▲ 78.9% |
| Remuneration and social security454/9 | - | €40k | €25k | €17k | €9k | ▼ 49.5% |
| Other amounts payable47/48 | - | €273k | €265k | €437k | €597k | ▲ 36.6% |
| Accrued charges and deferred income492/3 | - | €100k | €111k | €1k | €1k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €172k | €98k | €189k | €431k | €521k | ▲ 20.8% |
| + Depreciation and write-downs630 | €30k | €41k | €74k | €127k | €134k | ▲ 5.4% |
| Operating cash flow (approximation) | €202k | €139k | €263k | €558k | €655k | ▲ 17.3% |
| Investment in fixed assets (approximation) | - | €-174k | €-327k | €-81k | €-197k | ▼ 143% |
| Change in cash | - | €-72k | €-127k | €420k | €361k | ▼ 14.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-06
Financial
Highest result since 2019net €521k ▲20.8%
Operating result €788k, net result €521k, both a record.
2024
04-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-06
Financial
Equity above €1MEq €1.07M ▲52.8%
5 profitable years in a row build equity to €1.07M.
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
30-06
Financial
Equity above €500kEq €534k ▲22.5%
3 profitable years in a row build equity to €534k.
11-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Equity above €200kEq €435k ▲252%
2 profitable years in a row build equity to €435k.
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
15-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2017
Ground area
1.5 ha
Building footprint
2,727 m²
Volume, LiDAR
45,178 m³
2 parcels, Wallonia · tallest building 22.9 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20172.264.753.327
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763M0621/00F000indicative | Wallonia | 1.0 ha | 1 · 1,772 m² | 22.9 m · 6 fl. |
| 25763M0600/00M000 | Wallonia | 5,427 m² | 1 · 954 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,772. 3,316 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-12-1986
Fiscal year end30-06
Abbreviation NL
MICROSIGNAL
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
Scores and ratios are computed by Checked and are not a credit decision.