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A.H.G.

Active
Private limited companyfounded 200521 yrs activeGitschotellei 385, 2140 Antwerpen, BelgiumKBO/BCE: BE 0873.923.973

A.H.G. has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €16k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 37% of 11210 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
60 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+11
Solvency49▲+7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.09 in 2024; short-term debt: 69.5% and cash: 4.4% of total assets), and 75.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 21 years 0 30 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
24.2%
Return on assets
5.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
14 d late
2023
16 d late
2022
116 d late
2021
26 d early
2020
31 d early
2019
5 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€67k▲ 31.3%
2024 · €51k
2018: €30k 2019: €31k 2020: €31k 2021: €32k 2022: €50k 2023: €59k 2024: €51k
2018 → 2025
Total assets
€276k▼ 8.0%
2024 · €300k
2018: €374k 2019: €396k 2020: €258k 2021: €301k 2022: €258k 2023: €273k 2024: €300k
2018 → 2025
Net result
€16k
2024 · €-8k
2018: €8k 2019: €733 2020: €-99 2021: €958 2022: €19k 2023: €8k 2024: €-8k
2018 → 2025
Working capital
€44k▲ 119%
2024 · €20k
2018: €-12k 2019: €-6k 2020: €880 2021: €-3k 2022: €19k 2023: €21k 2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€32k-€50k▲ 59.5%€59k▲ 16.4%€51k▼ 13.6%€67k▲ 31.3%
Operating result€-1k-€15k€22k▲ 45.0%€-7k€20k
Net result€958-€19k▲ 1,865%€8k▼ 56.1%€-8k€16k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2021: €-1k€-1kNet result 2021: €958€958Operating result 2022: €15k€15kNet result 2022: €19k€19kOperating result 2023: €22k€22kNet result 2023: €8k€8kOperating result 2024: €-7k€-7kNet result 2024: €-8k€-8kOperating result 2025: €20k€20kNet result 2025: €16k€16k20212022202320242025
The operating result returns to profit in 2025: €20k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €276k
Fixed assets €41k▼ 27.0%
Current assets €235k▼ 3.7%
Equity and liabilities €276k
Equity €67k▲ 31.3%
Debt €209k▼ 16.0%
The debt ratio falls from 83.1% to 75.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€37k
2024 · €9k
Cash flow
€33k
2024 · €7k
Solvency
24.2%
2024 · 16.9%
Current ratio
1.23
2024 · 1.09
Quick ratio
1.04
2024 · 0.90
Debt / equity
3.14
2024 · 4.91
ROE
23.8%
2024 · -15.7%
ROA
5.8%
2024 · -2.7%
Interest coverage
32.29
2024 · 7.00
Debt
€209k
2024 · €249k
Debt ≤ 1 year
€192k
2024 · €225k
Debt > 1 year
€18k
2024 · €25k
Income taxes
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€300k€276k
Fixed assets21/28€56k€41k
Tangible fixed assets22/27€53k€38k
Plant, machinery and equipment23-€1k
Furniture and vehicles24€47k€35k
Other tangible fixed assets26€7k€2k
Financial fixed assets28€2k€2k=
Current assets29/58€244k€235k
Stocks and contracts in progress3€43k€36k
Stocks30/36€43k€36k
Amounts receivable within one year40/41€187k€188k
Trade receivables40-€202
Other amounts receivable41€187k€187k
Cash at bank and in hand54/58€15k€12k
Equity and liabilities
Total equity and liabilities10/49€300k€276k
Equity10/15€51k€67k
Contributions10/11€19k€19k=
Reserves13€32k€48k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€30k€46k
Amounts payable17/49€249k€209k
Amounts payable after more than one year17€25k€18k
Financial debts170/4€25k€18k
Amounts payable within one year42/48€225k€192k
Trade debts44€12k-
Suppliers440/4€12k-
Taxes, remuneration and social security45€51k€1k
Taxes450/3€2k€1k
Remuneration and social security454/9€50k-
Other amounts payable47/48€161k€191k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€17k
Other operating charges640/8€5k€2k
Gross operating margin9900€13k€39k
Operating profit (loss)9901€-7k€20k
Financial income75/76B€22€20
Recurring financial income75€22€20
Financial charges65/66B€1k€1k
Recurring financial charges65€1k€1k
Profit (loss) for the period before taxes9903€-8k€19k
Income taxes67/77-€3k
Profit (loss) for the period9904€-8k€16k
Profit (loss) for the period to be appropriated9905€-8k€16k
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€16k
Transfer from equity791/2€8k-
Transfer to equity691/2-€16k
To other reserves6921-€16k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €16k
Net result €16k after one loss-making year.
14-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial Weakest financial yearnet €-8k ▼196%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
16-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
24-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 116 days late
2022
31-12
Financial Highest result since 2018net €19k ▲1865%
Net result €19k, the highest in the series.
05-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Back to profitnet €958
Net result €958 after one loss-making year.
30-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
05-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
28-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
16-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
16 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2005
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gitschotellei 3852140 Antwerpen
Ground area
531 m²
Building footprint
527 m²
Volume, LiDAR
2,040 m³
Parcel 11313B0848/00P016, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
A.H.G.
Gitschotellei 385, 2140 AntwerpenNACE 5134001
since 20052.147.996.209
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11313B0848/00P016 Flanders 531 m² 1 · 526 m² 10.2 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Antwerpen2.147.996.209
1 permission
Toelating · Detailhandel · since 04-04-2018

Similar companies · same sector, comparable size

Of 1,581 companies in sector 46349 we hold annual accounts for 986. 643 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-05-2005
Fiscal year end31-12
Activities, NACEBEL
46349Wholesale of beverages, general range
51340
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
52112
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.