Skip to content

A&H Expertise

Active
Private limited companyfounded 2025active for 1 yearRue d'Omerie(K) 20, 7540 Tournai, BelgiumKBO/BCE: BE 1028.338.867
Summary

A&H Expertise has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,415 and a net result of €1,415. Its solvency ranks better than 37% of 17,021 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Real estate appraisal on a fee or contract basis
NACE 68322
1 site
Size
€16,597total assets 2025
Equity
€2,415
Profit
€1,415
Turnover not published (micro format)
Financial health
91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Accounts 43 days early
Why 91raises riskSize: total assets €16,597Founded in 2025lowers riskSector: Real estate activities (NACE 68)Liquidity: current ratio 4.42, cash €11,718Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 58% of its sector peers (NACE 68, micro)
Financial strength
Strong
Solvency 40
equity 14.5% of total assets
Liquidity 92
short-term debt 22.6% · cash 70.6%
Profitability 59
return on assets 8.5%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,608 companies, NACE 68, micro)
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 35% on solvency, 92% on liquidity and 47% on profitability.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Liquidity: current ratio 4.42, cash €11,718
NBB · annual accounts
raises risk · Size: total assets €16,597
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
43 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: HATERT Angélique Marcelle Clara…

Key points

  • Founded 12 months agofounded 30-09-2025 12 months View
  • One director decidessole director in office 1 View
  • Total assets 2025first financial year filed €16,597 View

By topic

Financials

Financial year
2025
Total assets
€16,597
Profit
€1,415
Solvency
14.5%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Real estate appraisal on a fee or contract…NACE 68322
Founded
30-09-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
40
Who signs
Each director alone
Annual meeting
First Monday of June at 17:00
Purpose
“L'activité d'intermédiaire commercial et toutes opérations d'intermédiation en assurances…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.