A&H

Active

Private limited companyfounded 20224 yrs activeBergensesteenweg 388, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 0787.538.743

Summary

The computed 12-month bankruptcy probability of A&H is 13.1% (high). The 2024 annual accounts show equity of €92,173 and a net result of €78,538. Its solvency ranks better than 37% of 809 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

A&HActiveChecked score 32/100

Risk analysis Report Compare

Activity

Manufacture of food products

NACE 10890Manufacture of food products NACE 10392

2 sites

Size

€323,903total assets 2024

Staff: 3.4 FTE
Equity: €92,173
Profit: €78,538

Turnover not published (abridged schema)

Financial health

32 Weak Checked score 2024

Bankruptcy chance 12 m: 13.1%

Structure

Accounts 65 d overdue0 of 4 deeds read

Why 32- 1 change of registered office in 24 months- 1 financial year not filed after the legal deadline; latest accounts 53 days late; 2 of the last 3 late- Figures for FY 2024 (filed 23-09-2025)- Sector Manufacture of food products (NACE 10)Show the evidence

Checked score

Score 2024

32 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 61% of its sector peers (NACE 10, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2023

Average

Solvency 53+21

equity 28.5% of total assets

Liquidity 16-25

short-term debt 71.5% · cash 3.3%

Profitability 99+44

return on assets 24.2%

Bankruptcy probability, 12 months

13.1% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,044 companies)

Last 24 months 11-2024: 4.2% 12-2024: 4.2%● 0.0% vs 11-2024 01-2025: 4.2%● 0.0% vs 12-2024 02-2025: 4.2%● 0.0% vs 01-2025 03-2025: 4.2%▼ -0.5% vs 02-2025 04-2025: 4.2%▲ +0.4% vs 03-2025 05-2025: 4.2%▲ +0.5% vs 04-2025 06-2025: 4.2%▼ -1.3% vs 05-2025lowest value 07-2025: 4.2%● 0.0% vs 06-2025lowest value 08-2025: 5.2%▲ +23.5% vs 07-2025 09-2025: 5.6%▲ +8.5% vs 08-2025 10-2025: 6.1%▲ +8.7% vs 09-2025 11-2025: 6.1%● 0.0% vs 10-2025 12-2025: 6.1%● 0.0% vs 11-2025 01-2026: 6.0%▼ -1.0% vs 12-2025 02-2026: 8.6%▲ +43.4% vs 01-2026 03-2026: 7.8%▼ -9.4% vs 02-2026 04-2026: 9.0%▲ +14.5% vs 03-2026 05-2026: 9.7%▲ +8.1% vs 04-2026 06-2026: 9.9%▲ +2.4% vs 05-2026 07-2026: 10.2%▲ +2.4% vs 06-2026 08-2026: 11.1%▲ +9.2% vs 07-2026 09-2026: 11.1%▼ -0.4% vs 08-2026 10-2026: 13.1%▲ +18.6% vs 09-2026highest value

1 change of registered office in 24 months raises the probability
1 financial year not filed after the legal deadline; latest accounts 53 days late; 2 of the last 3 late raises the probability
Figures for FY 2024 (filed 23-09-2025) raises the probability
Sector Manufacture of food products (NACE 10) raises the probability

Credit up to €2,500 at 30 days only on tighter terms

Liquidity tight (current ratio 1.3 against 0.99 in 2023; short-term debt: 71.5% and cash: 3.3% of total assets), and 71.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 10, micro). Better than this share of them on solvency 45%, liquidity 10%, profitability 90%, growth against the median 99%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

1 financial year not filed after the legal deadline; latest accounts 53 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Figures for FY 2024 (filed 23-09-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Sector Manufacture of food products (NACE 10)

In the bankruptcy model this factor raises the probability.

KBO

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-09-2025, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

53 d late

2023

50 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 52 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage