Financials
- Financial year
- 2025
- Total assets
- €186.3m
- Profit
- €356,554
- Solvency
- 73.3%
A-GROUP INVEST
ActiveSummary
A-GROUP INVEST has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136.6m and a net result of €356,554. The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
“Het beleggen,het intekenen op,vast overnemen,plaatsen,kopen,verkopen en verhandelen van aandelen,deelbewijzen,obligaties,inschrijvingsrechten,certificaten,schuldvorderingen,gelden en andere roerende waarden,uitgegeven door…” (deed in Dutch)
From the articles, 11 activitiesNo NACE code in the KBO yet1 site
Size
€186.3mtotal assets 2025
- Equity
- €136.6m
- Profit
- €356,554
Structure
- Holdings
- 1
- GOVAERT Didier Jozef Jacqueline MarthaDirector
- GOVAERT, Ignace Herman LieveDirector
- GOVAERT, Kristof Clement RitaDirector
Auditor: FIGURAD BEDRIJFSREVISORENAccounts filed 24 days late
Why 67raises riskLiquidity: current ratio 0.00, cash €69,015Founded in 2024lowers riskSize: total assets €186.3mNo main activity registeredShow the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 21% of its sector peers (no NACE code, large)
Financial strength
Average
Solvency
98
equity 73.3% of total assets
Liquidity
44
short-term debt 19.0% · cash 0.0%
Profitability
19
return on assets 0.2%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 2.4%
01-2026: 2.4%● unchanged vs 12-2025
02-2026: 2.5%▲ +0.1 percentage points vs 01-2026
03-2026: 2.9%▲ +0.4 percentage points vs 02-2026
04-2026: 3.1%▲ +0.2 percentage points vs 03-2026
05-2026: 3.4%▲ +0.3 percentage points vs 04-2026
06-2026: 3.4%● unchanged vs 05-2026
07-2026: 3.6%▲ +0.2 percentage points vs 06-2026highest value
08-2026: 3.5%▼ -0.1 percentage points vs 07-2026
09-2026: 0.7%▼ -2.8 percentage points vs 08-2026lowest value
10-2026: 0.7%● unchanged vs 09-2026
Credit of up to €9,150,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity insufficient (current ratio 0.0, below 1; short-term debt: 19% and cash: 0% of total assets), and 26.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, large): better than 33% on solvency, 18% on liquidity and 11% on profitability.
The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
24 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · full…
- MiscellaneousAppointment: FIGURAD BEDRIJFSREVISOREN (commissaris revisor)…
- IncorporationAppointments: GOVAERT, Kristof Clement Rita…
Key points
By topic
Board & ownership
- Board
- 3 members
- Auditor
- FIGURAD BEDRIJFSREVISOREN
- GOVAERT Didier Jozef Jacqueline MarthaDirector
- GOVAERT, Ignace Herman LieveDirector
- GOVAERT, Kristof Clement RitaDirector
Network & group
- Subsidiaries
- 12
- Holdings
- 1
- Connected companies
- 6
12 subsidiaries
Timeline
- Events
- 3
- Since
- 2024
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 20-11-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 15
- Annual meeting
- 30 June at 10:00
- Purpose
- “Het beleggen,het intekenen op,vast overnemen,plaatsen,kopen,verkopen en verhandelen van…” (deed in Dutch)
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?A-GROUP INVEST · 13 companies How does this company compare with its sector?Sector benchmark
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