A.G.S.
ActiveA.G.S. has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.86M and a net result of €1.48M. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 57% of 2045 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+26
Solvency73▲+11
Growth77▲+13
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €240k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.52 in 2024; short-term debt: 31.3% and cash: 0.1% of total assets), but 52.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.9%
Return on assets
9%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
on the day
2022
1 d early
2021
6 d early
2020
2 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€2.42M▲ 95.5%
2024 · €1.24M
2019: €1.17M
2020: €1.21M
2021: €1.35M
2022: €1.52M
2023: €1.79M
2024: €1.24M
2019 → 2025
EBIT margin
81.5%▲ 16.0pp
2024 · 65.6%
2019: 68.1%
2020: 67.4%
2021: 70.9%
2022: 65.6%
2023: 71.7%
2024: 65.6%
2019 → 2025
Net result
€1.48M▲ 173%
2024 · €543k
2019: €505k
2020: €533k
2021: €679k
2022: €704k
2023: €896k
2024: €543k
2019 → 2025
Working capital
€2.78M▼ 24.9%
2024 · €3.70M
2019: €-1.36M
2020: €-928k
2021: €-654k
2022: €2.18M
2023: €2.67M
2024: €3.70M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.35M-€1.52M▲ 12.4%€1.79M▲ 17.6%€1.24M▼ 30.8%€2.42M▲ 95.5%
Equity€4.59M-€5.29M▲ 15.4%€6.19M▲ 16.9%€6.73M▲ 8.8%€7.86M▲ 16.8%
Operating result€960k-€997k▲ 3.9%€1.28M▲ 28.6%€811k▼ 36.7%€1.97M▲ 143%
Net result€679k-€704k▲ 3.7%€896k▲ 27.2%€543k▼ 39.4%€1.48M▲ 173%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 143% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16.42M
Fixed assets
€8.50M▲ 15.5%
Current assets
€7.92M▼ 26.8%
Equity and liabilities €16.42M
Equity
€7.86M▲ 16.8%
Debt
€8.56M▼ 25.3%
The debt ratio falls from 63.0% to 52.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2.16M▲
2024 · €980k
Cash flow
€1.66M▲
2024 · €712k
Solvency
47.9%▲
2024 · 37.0%
Current ratio
1.54▲
2024 · 1.52
Quick ratio
1.54▲
2024 · 1.52
Debt / equity
1.09▼
2024 · 1.70
ROE
18.8%▲
2024 · 8.1%
ROA
9.0%▲
2024 · 3.0%
Interest coverage
6.02▲
2024 · 2.33
Debt
€8.56M▼
2024 · €11.45M
Debt ≤ 1 year
€5.14M▼
2024 · €7.12M
Debt > 1 year
€3.40M▼
2024 · €4.27M
Income taxes
€411k▲
2024 · €198k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18.18M€16.42M▼
Fixed assets21/28€7.36M€8.50M▲
Tangible fixed assets22/27€5.45M€6.59M▲
Land and buildings22€5.42M€5.25M▼
Furniture and vehicles24€36k€29k▼
Assets under construction and advance payments27-€1.32M
Financial fixed assets28€1.91M€1.91M=
Affiliated companies280/1€1.91M€1.91M=
Participating interests280€1.91M€1.91M=
Current assets29/58€10.82M€7.92M▼
Amounts receivable after more than one year29€9.75M€5.39M▼
Other amounts receivable291€9.75M€5.39M▼
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€846k€2.31M▲
Trade receivables40€74k€1.30M▲
Other amounts receivable41€772k€1.01M▲
Current investments50/53€190k€190k=
Other investments51/53€190k€190k=
Cash at bank and in hand54/58€14k€17k▲
Deferred charges and accrued income490/1€18k€11k▼
Equity and liabilities
Total equity and liabilities10/49€18.18M€16.42M▼
Equity10/15€6.73M€7.86M▲
Contributions10/11€1.26M€1.26M=
Reserves13€5.47M€6.60M▲
Non-distributable reserves130/1€127k€127k=
Reserves not available under the articles1311€127k€127k=
Distributable reserves133€5.35M€6.47M▲
Amounts payable17/49€11.45M€8.56M▼
Amounts payable after more than one year17€4.27M€3.40M▼
Financial debts170/4€4.27M€3.40M▼
Subordinated loans170€250k€250k=
Credit institutions173€4.02M€3.15M▼
Amounts payable within one year42/48€7.12M€5.14M▼
Current portion of amounts payable after more than one year42€859k€972k▲
Financial debts43€5.29M€667k▼
Credit institutions430/8€5.29M€667k▼
Trade debts44€54k€30k▼
Suppliers440/4€54k€30k▼
Advances received on contracts in progress46€563k€0▼
Taxes, remuneration and social security45€27k€230k▲
Taxes450/3€27k€230k▲
Other amounts payable47/48€323k€3.24M▲
Accrued charges and deferred income492/3€60k€22k▼
Income statement
Code20242025
Operating income70/76A€1.24M€2.53M▲
Turnover70€1.24M€2.42M▲
Other operating income74€418€107k▲
Operating charges60/66A€426k€553k▲
Goods for resale, raw materials and consumables60€0-
Purchases600/8€0-
Services and other goods61€244k€353k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€169k€183k▲
Other operating charges640/8€13k€17k▲
Operating profit (loss)9901€811k€1.97M▲
Financial income75/76B€354k€283k▼
Recurring financial income75€354k€283k▼
Income from current assets751€354k€283k▼
Other financial income752/9-€8
Financial charges65/66B€425k€365k▼
Recurring financial charges65€425k€365k▼
Debt charges650€422k€358k▼
Other financial charges652/9€3k€7k▲
Profit (loss) for the period before taxes9903€741k€1.89M▲
Income taxes67/77€198k€411k▲
Taxes670/3€198k€411k▲
Profit (loss) for the period9904€543k€1.48M▲
Profit (loss) for the period to be appropriated9905€543k€1.48M▲
Appropriation of the result
Profit (loss) to be appropriated9906€543k€1.48M▲
Transfer to equity691/2€543k€1.13M▲
To other reserves6921€543k€1.13M▲
Profit to be distributed694/7-€350k
Directors or managers695-€350k
The notes to these accounts (46 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Highest result since 2019net €1.48M ▲173%
Operating result €1.97M, net result €1.48M, both a record.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Liquidity doublescurrent ratio 2.00
Current ratio from 0.84 to 2.00; short-term debt falls from €3.98M to €2.17M.
30-06
Financial
Equity above €5MEq €5.29M ▲15.4%
4 profitable years in a row build equity to €5.29M.
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
16-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sparrendreef 438300 Knokke-HeistGround area
2,607 m²
Building footprint
270 m²
Volume, LiDAR
2,139 m³
Parcel 31332F0394/00B003, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
A.G.S.
since 20072.161.012.718
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332F0394/00B003 | Flanders | 2,607 m² | 1 · 270 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DEWIL R.
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Carrières et Terrassements
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Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 422 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-03-2007
Fiscal year end30-06
Activities, NACEBEL
43120Site preparation
45112
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.