A.G.S.
ActiveA.G.S. has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €588k and a net result of €103k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 76% of 379 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
88
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-2
Solvency87▼-1
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.45 in 2024), and 34.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.8%
Return on assets
11.6%
Age of the figures
8 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €588k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
48 d early
2023
20 d late
2022
31 d late
2021
59 d late
2020
58 d late
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€103k▼ 1.5%
2024 · €105k
2018: €132k
2019: €132k
2020: €24k
2021: €19k
2022: €109k
2023: €-21k
2024: €105k
2018 → 2025
Working capital
€132k▼ 8.6%
2024 · €145k
2018: €183k
2019: €206k
2020: €267k
2021: €204k
2022: €219k
2023: €135k
2024: €145k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€542k-€576k▲ 6.3%€479k▼ 16.8%€584k▲ 21.9%€588k▲ 0.6%
Operating result€35k-€151k▲ 331%€-9k€144k€141k▼ 2.2%
Net result€19k-€109k▲ 469%€-21k€105k€103k▼ 1.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €894k
Fixed assets
€455k▲ 3.6%
Current assets
€438k▼ 5.7%
Equity and liabilities €894k
Equity
€588k▲ 0.6%
Debt
€306k▼ 4.3%
The debt ratio falls from 35.4% to 34.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€165k▲
2024 · €165k
Cash flow
€128k▲
2024 · €126k
Solvency
65.8%▲
2024 · 64.6%
Current ratio
1.43▼
2024 · 1.45
Quick ratio
1.10▲
2024 · 0.66
Debt / equity
0.52▼
2024 · 0.55
ROE
17.6%▼
2024 · 18.0%
ROA
11.6%▼
2024 · 11.6%
Interest coverage
33.59▲
2024 · 22.98
Debt
€306k▼
2024 · €320k
Debt ≤ 1 year
€306k▼
2024 · €320k
Income taxes
€32k▲
2024 · €32k
Staff costs
€254k▼
2024 · €262k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€904k€894k▼
Fixed assets21/28€440k€455k▲
Tangible fixed assets22/27€439k€454k▲
Land and buildings22€383k€372k▼
Plant, machinery and equipment23€40k€35k▼
Furniture and vehicles24€16k€48k▲
Financial fixed assets28€975€975=
Current assets29/58€465k€438k▼
Stocks and contracts in progress3€252k€100k▼
Stocks30/36€252k€100k▼
Amounts receivable within one year40/41€35k€89k▲
Trade receivables40€35k€89k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€178k€249k▲
Equity and liabilities
Total equity and liabilities10/49€904k€894k▼
Equity10/15€584k€588k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Revaluation surpluses12€210k€210k=
Reserves13€312k€316k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€306k€310k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€0-
Provisions for liabilities and charges160/5€0-
Other liabilities and charges164/5€0-
Amounts payable17/49€320k€306k▼
Amounts payable within one year42/48€320k€306k▼
Trade debts44€110k€93k▼
Suppliers440/4€110k€93k▼
Advances received on contracts in progress46€26k€0▼
Taxes, remuneration and social security45€80k€127k▲
Taxes450/3€21k€67k▲
Remuneration and social security454/9€59k€59k▲
Other amounts payable47/48€104k€86k▼
Income statement
Code20242025
Remuneration, social security and pensions62€262k€254k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€24k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-100k€0▲
Other operating charges640/8€13k€20k▲
Gross operating margin9900€340k€439k▲
Operating profit (loss)9901€144k€141k▼
Financial income75/76B€12€0▼
Recurring financial income75€12€0▼
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€137k€136k▼
Income taxes67/77€32k€32k▲
Profit (loss) for the period9904€105k€103k▼
Profit (loss) for the period to be appropriated9905€105k€103k▼
Appropriation of the result
Profit (loss) to be appropriated9906€105k€103k▼
Transfer from equity791/2€0-
Transfer to equity691/2€105k€3k▼
To other reserves6921€105k€3k▼
Profit to be distributed694/7€0€100k▲
Return on contributions (dividend)694€0€100k▲
Social balance
Average headcount (FTE)90875.0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €105k
Net result €105k after one loss-making year.
31-12
Financial
Equity above €500kEq €584k ▲21.9%
Equity rises from €479k to €584k.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 20 days late
2023
31-12
Financial
Weakest financial yearnet €-21k ▼120%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 59 days late
2021
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 58 days late
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
Augusta Van den Enden
CurrentDirector · since 05-05-2023
Heijermans Ewoud
CurrentDirector · since 05-05-2023
05-05-2023
Augusta Van den Enden: Appointed as Director
05-05-2023
Heijermans Ewoud: Appointed as Director
Location & real-estate footprint
Registered office, Olen · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geelseweg 742250 OlenGround area
6,069 m²
Building footprint
1,771 m²
Volume, LiDAR
11,546 m³
Parcel 13029E0503/00G000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Geelseweg 74, 2250 Olen
since 20012.116.422.610
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13029E0503/00G000 | Flanders | 6,069 m² | 1 · 1,771 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Garage Fabrice DARAND
BE 0889.218.794
Rouvroy · Eq €587k
GARAGE VERHEYEN
BE 0457.526.828
Lommel · Eq €587k
TURBO CENTER SERVICE
BE 0423.876.142
Fleurus · Eq €586k
AERTS
BE 0463.923.581
Kasterlee · Eq €590k
GARAGE LAMEIRE
BE 0473.782.147
Langemark-Poelkapelle · Eq €590k
Of 7,341 companies in sector 95311 we hold annual accounts for 2,939. 2,001 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-02-2001
Fiscal year end31-12
Activities, NACEBEL
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95313Repair and fitting of specific motor vehicle parts
50200
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.