A.G.P. CONSTRUCT
ActiveSummary
The annual accounts of A.G.P. CONSTRUCT for financial year 2025 show a net loss of 56% of total assets and of 74% of the equity at the start of that year. The 2025 annual accounts show equity of €58,068 and a net result of -€169,425. Equity is growing by about 75% per year across the filed financial years. Its solvency ranks better than 21% of 34,590 sector peers (NACE 43, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Overview
- Staff
- 1 FTE
- Equity
- €58,068
- Loss
- -€169,425
Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €169,425 (financial year 2025)Sector: Specialised construction activities (NACE 43)lowers riskSize: total assets €300,824Founded in 2013Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 21% on solvency, 12% on liquidity, 4% on profitability and 6% on growth.
The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 6 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
- Resignation: Gregory Perez Albala (director)Appointment: Veronica Pinheiro Arcanjo (director)…
- Appointment: Gregory PEREZ ALBALA (director)Resignation: l’administrateur actuel (ancien gérant)…
- Annual accounts filedfinancial year 2025 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result turns negative in 2025: a loss of €167,960 after €99,630 in 2024, the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | €1.6m | €1.2m | - | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €0.05m | €0.06m | €0.01m | €0.07m | ▲ 567% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.01m | €0.006m | €0.009m | €0.007m | €0.003m | €270 | €0.005m | ▲ 1,934% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | €0.001m | - | - | €0.002m | - |
| Other operating charges640/8 | - | - | - | €0.001m | €0.002m | €0.002m | €0.001m | ▼ 40.7% |
| Gross operating margin9900 | €0.1m | €0.1m | €0.07m | €0.1m | €0.2m | €0.1m | -€0.09m | - |
| Operating profit (loss)9901 | €0.06m | €0.05m | €0.01m | €0.08m | €0.1m | €0.1m | -€0.2m | - |
| Financial income75/76B | - | - | - | €0 | €3 | €1 | €1 | ▲ 2.0% |
| Recurring financial income75 | €1 | €0 | €1 | €0 | €3 | €1 | €1 | ▲ 2.0% |
| Financial charges65/66B | - | - | - | €0.001m | €0.001m | €0.001m | €0.001m | ▲ 112% |
| Recurring financial charges65 | €345 | €176 | €223 | €0.001m | €0.001m | €0.001m | €0.001m | ▲ 112% |
| Profit (loss) for the period before taxes9903 | €0.06m | €0.05m | €0.01m | €0.08m | €0.1m | €0.1m | -€0.2m | - |
| Income taxes67/77 | €0.04m | €0.05m | €0.008m | €0.02m | €0.03m | €0.02m | €288 | ▼ 98.8% |
| Profit (loss) for the period9904 | €0.03m | -€0.001m | €0.004m | €0.05m | €0.08m | €0.07m | -€0.2m | - |
| Profit (loss) for the period to be appropriated9905 | €0.03m | -€0.001m | €0.004m | €0.05m | €0.08m | €0.07m | -€0.2m | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €296,748 | €242,096 | €171,362 | €299,718 | €301,747 | €444,973 | €300,824 | ▼ 32.4% |
| Fixed assets21/28 | €3,299 | €7,469 | €9,870 | €3,941 | €736 | €466 | €12,414 | ▲ 2,561% |
| Tangible fixed assets22/27 | €2,833 | €7,002 | €9,404 | €3,475 | €270 | - | €11,948 | - |
| Furniture and vehicles24 | - | - | - | €3,475 | €270 | - | €11,948 | - |
| Financial fixed assets28 | €466 | €466 | €466 | €466 | €466 | €466 | €466 | = |
| Current assets29/58 | €293,449 | €234,627 | €161,492 | €295,777 | €301,011 | €444,507 | €288,410 | ▼ 35.1% |
| Amounts receivable within one year40/41 | €235,866 | €87,623 | €113,248 | €289,210 | €242,366 | €393,436 | €247,252 | ▼ 37.2% |
| Trade receivables40 | - | - | - | €287,025 | €210,448 | €372,903 | €121,485 | ▼ 67.4% |
| Other amounts receivable41 | - | - | - | €2,185 | €31,918 | €20,533 | €125,767 | ▲ 513% |
| Cash at bank and in hand54/58 | €55,205 | €145,291 | €46,228 | €2,497 | €54,113 | €46,800 | €35,757 | ▼ 23.6% |
| Deferred charges and accrued income490/1 | - | - | - | €4,070 | €4,532 | €4,271 | €5,402 | ▲ 26.5% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €296,748 | €242,096 | €171,362 | €299,718 | €301,747 | €444,973 | €300,824 | ▼ 32.4% |
| Equity10/15 | €13,084 | €12,129 | €15,899 | €70,015 | €153,089 | €227,493 | €58,068 | ▼ 74.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €21,860 | €21,860 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | - | - | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | -€7,376 | -€8,331 | -€4,561 | €49,555 | €132,629 | €187,033 | €17,608 | ▼ 90.6% |
| Amounts payable17/49 | €283,664 | €229,967 | €155,463 | €229,703 | €148,658 | €217,480 | €242,756 | ▲ 11.6% |
| Amounts payable within one year42/48 | €283,664 | €229,967 | €155,463 | €229,703 | €148,658 | €217,480 | €242,756 | ▲ 11.6% |
| Trade debts44 | €118,768 | €81,945 | €57,270 | €112,307 | €44,538 | €30,418 | €30,175 | ▼ 0.8% |
| Suppliers440/4 | - | - | - | €112,307 | €44,538 | €30,418 | €30,175 | ▼ 0.8% |
| Advances received on contracts in progress46 | - | - | - | €63,077 | €63,077 | €150,832 | €196,805 | ▲ 30.5% |
| Taxes, remuneration and social security45 | - | - | - | €31,177 | €41,044 | €36,230 | €15,777 | ▼ 56.5% |
| Taxes450/3 | - | - | - | €25,478 | €30,599 | €24,926 | €4,933 | ▼ 80.2% |
| Remuneration and social security454/9 | - | - | - | €5,699 | €10,445 | €11,304 | €10,844 | ▼ 4.1% |
| Other amounts payable47/48 | - | - | - | €23,142 | - | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €26,058 | -€955 | €3,771 | €54,116 | €83,074 | €74,404 | -€169,425 | - |
| + Depreciation and write-downs630 | €12,954 | €6,434 | €9,075 | €6,723 | €3,205 | €270 | €5,493 | ▲ 1,934% |
| Operating cash flow (approximation) | €39,012 | €5,478 | €12,846 | €60,839 | €86,278 | €74,674 | -€163,933 | - |
| Investment in fixed assets (approximation) | - | -€10,603 | -€11,477 | -€794 | €0 | €0 | -€17,440 | - |
| Change in cash | - | €90,086 | -€99,063 | -€43,731 | €51,615 | -€7,312 | -€11,043 | ▼ 51.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 12 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2025 | micro format | 06-01-2026 | 2026-00002191 |
| 30-06-2024 | micro format | 17-01-2025 | 2025-00006224 |
| 30-06-2023 | micro format | 31-01-2024 | 2024-00020647 |
| 30-06-2022 | micro format | 30-01-2023 | 2023-00022593 |
| 30-06-2021 | micro format | 24-01-2022 | 2022-01700056 |
| 30-06-2020 | micro format | 07-01-2021 | 2021-00600349 |
| 30-06-2019 | micro format | 26-05-2020 | 2020-13800419 |
| 30-06-2018 | full format | 29-01-2019 | 2019-02700596 |
| 30-06-2017 | full format | 31-01-2018 | 2018-03700530 |
| 30-06-2016 | full format | 08-02-2017 | 2017-04100565 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Veronica Pinheiro Arcanjo |
|
| Gregory Perez Albala |
|
| l’administrateur actuel (ancien gérant) |
|
Owners and capital
Capital and shareholders
- 22-01-2026 Capital stated in the deed · 744 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
21-04
Gazette deed
Resignation: Gregory Perez Albala (director)Appointment: Veronica Pinheiro Arcanjo (director) · Director discharge4 facts ▸
- General meeting, 27-02-2026
- Director resignation, Gregory Perez Albala (director)
- Director discharge, Gregory Perez Albala (director)
- Director appointment, Veronica Pinheiro Arcanjo (director)
22-01
Gazette deed
Appointment: Gregory PEREZ ALBALA (director)Resignation: l’administrateur actuel (ancien gérant) (director) · Amendment of the articles · Capital conversion10 facts ▸
- General meeting, 19-01-2026
- Amendment of the articles (2 times)
- Capital conversion, “supprimer le compte de capitaux propres statutairement indisponible, fonds disponibles pour distribution” (deed in French)
- Capital
- Power of attorney, Jean-François POELMAN
- Board rule, 1, “assemblee generale” (deed in French)
- Director appointment, Gregory PEREZ ALBALA (director)
- Registered office clause, “1090 Jette,avenue Notre-Dame de Lourdes,15/1B” (deed in French)
- Director resignation, l’administrateur actuel (ancien gérant) (director)
- Director discharge, l’administrateur actuel (ancien gérant)
Show earlier events
About the unread acts
Of the 5 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 22 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0524.831.069
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21464D0137/00Z010 | Brussels | 563 m² | 1 · 222 m² | 24.3 m · 7 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La société a pour objet en Belgique et à l’étranger tous travaux en matière immobilière construction,rénovation de bâtiments,décoration tant…” (deed in French)
9 activities (deed in French)
- La société a pour objet en Belgique et à l’étranger tous travaux en matière immobilière construction,rénovation de bâtiments,décoration tant intérieure,qu’extérieure,vente de marchandises en rapport avec son objet social et ce sous toutes les formes sous-traitance,participation avec d’autres entrepreneurs.
- Elle peut s’intéresser directement ou indirectement dans toutes affaires,entreprises,associations,institution dont l’objet serait similaire ou connexe au sien ou simplement utile à l’extension de ses opérations ou à la réalisation de tout ou partie de son objet social.
- Elle peut faire toutes opérations mobilières,immobilières,commerciales,industrielles et financières se rattachant directement ou indirectement à son objet social ou pouvant contribuer à son développement.
- Toute activité non réglementée dans le secteur de la construction
- Elle peut accomplir tous les actes se rapportant directement ou indirectement à son objet.Elle peut notamment prêter son concours et s’intéresser à toute activité similaire à son objet.
- La société pourra créer divers points de vente et procéder à des implantations de succursales.
- La société pourra tant en Belgique qu’à l’étranger effectuer toutes opérations mobilières ou immobilières,commerciales,industrielles et financières se rapportant directement ou indirectement à son objet social et s’intéresser par voie de souscription apport,prise de participation ou de toute autre manière dans toute société ou entreprise ayant une activité analogue,connexe ou complémentaire à la sienne et qui serait de nature à en faciliter la réalisation en ce compris l’acquisition d’immeuble non affecté à l’activité d’un bureau conseil et à la mise à disposition gratuite ou non d’un immeuble ou d’une partie d’immeuble à son ou ses dirigeants.
- Elle pourra être prestataire de services,et pourra facturer à autrui des prestations de main d’œuvre.
- La société pourra également exercer les fonctions d’administrateur ou liquidateur d’autres sociétés.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- A.G.P. CONSTRUCT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, peut établir,par simple décision de l’organe d’administration,des sièges…” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Article 11. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Avec ou sans limitation durée, organe d'administration” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Libre cession tout ou partie” (deed in French)
Meetings and financial year
- Financial yearThe twelve-month period the company draws up its annual accounts for.
- From 1 January to 31 December
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Tuesday of May at 18:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Tout_temps_par_AG_formes_modifications_statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Quelque cause et moment, faculte_AG_designer_un_ou_plusieurs_determiner_pouvoirs_emoluments” (deed in French)