Financials
- Financial year
- 2025
- Total assets
- €631,329
- Profit
- €35,536
- Solvency
- 37.2%
Total assets▼ 8.4%
Net result
20182025
Summary
A & G MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €234,762 and a net result of €35,536. Equity is growing by about 22% per year across the filed financial years. Its solvency ranks better than 38% of 6,641 sector peers (NACE 64, financial year 2025). The company has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210
1 site
Size
€631,329total assets 2025
- Equity
- €234,762
- Profit
- €35,536
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Holdings
- 4
- BEDNARZ Janina HelenaDirector
- LERNOULD GuillaumeDirector
- LERNOULD PatrickDirector
Accounts 1 day early1 of 2 deeds read
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
1 signal.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
1 day early
2023
12 days early
2022
24 days late
2021
30 days late
2020
31 days late
2019
90 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
- Reappointments: LERNOULD Patrick, BEDNARZ Janina Helena…Amendment of the articles ·…
- Annual accounts filedfinancial year 2025 · abbreviated…
- Liquidity more than 5 timescurrent ratio 1.86
Key points
By topic
Board & ownership
- Board
- 3 members
- BEDNARZ Janina HelenaDirector
- LERNOULD GuillaumeDirector
- LERNOULD PatrickDirector
Network & group
- Subsidiaries
- 4
4 subsidiaries
Timeline
- Events
- 22
- Since
- 2012
- Next accounts
- by 31-07-2027
- 31-12-2025Equity above €200,000
- 30-07-2025Annual accounts filed
- 19-07-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of holding companiesNACE 64210
- Founded
- 26-02-2010
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 32
- Who signs
- Each director alone
- Annual meeting
- First Friday of June at 18:00
- Purpose
- La fourniture tant aux personnes morales qu’aux personnes privées de toutes prestations de…
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