Financials
- Financial year
- 2025
- Total assets
- €6,152
- Loss
- -€4,918
- Solvency
- -63.7%
A.F GROUP
ActiveSummary
The computed 12-month bankruptcy probability of A.F GROUP is 7.1% (elevated). The 2025 annual accounts show negative equity (-€3,918) and a net result of -€4,918. Its solvency ranks better than 9% of 619 sector peers (NACE 53, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Other postal and courier activities
NACE 53200
1 site
Size
€6,152total assets 2025
- Equity
- -€3,918
- Loss
- -€4,918
Turnover not published (micro format)
Why 32raises riskSector: Postal and courier activities (NACE 53)Founded in 20251 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed 28-08-2026)Show the evidence
Checked score
Score 2025
32
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 8% of its sector peers (NACE 53, micro)
Financial strength
Weak
Solvency
0
equity -63.7% of total assets
Liquidity
4
short-term debt 163.7% · cash 2.8%
Profitability
0
return on assets -79.9%
Bankruptcy probability, 12 months
7.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 4.1%lowest value
06-2026: 4.2%▲ +0.1 percentage points vs 05-2026
07-2026: 7.4%▲ +3.2 percentage points vs 06-2026
08-2026: 7.8%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 6.7%▼ -1.1 percentage points vs 08-2026
10-2026: 7.1%▲ +0.4 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.61, below 1; short-term debt: 163.7% and cash: 2.8% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 53, micro): better than 7% on solvency, 8% on liquidity and 9% on profitability.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
27 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move · Director in…
- IncorporationAppointment: TADLAOUI HBIBI Fayçal (director)…
Key points
By topic
Board & ownership
- Board
- 1 member
- TADLAOUI HBIBI FayçalDirector
Timeline
- Events
- 3
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other postal and courier activitiesNACE 53200
- Founded
- 09-04-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 24
- Annual meeting
- Last Friday of June at 18:00
- Purpose
- “Transport de véhicules et de colis; Prothésiste dentaire ou technicien dentaire est un…” (deed in French)
- Statutory auditor
- No statutory auditor
Key facts about A.F GROUP
- What is the company number of A.F GROUP?
- 1022.174.617. In Belgium the VAT number is the company number with BE in front: BE 1022.174.617.
- Where is A.F GROUP based?
- The registered office is at Edmond Machtenslaan 131/1, 1080 Sint-Jans-Molenbeek.Company details
- What does A.F GROUP do?
- According to the KBO register, the main activity is other postal and courier activities (NACE 53200).
- What is the legal form of A.F GROUP?
- Private limited company (BV).
- When was A.F GROUP founded?
- On 09-04-2025.
- Is A.F GROUP still active?
- Yes, A.F GROUP is an active enterprise in the KBO register.
- What is the turnover of A.F GROUP?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is A.F GROUP profitable?
- In financial year 2025, A.F GROUP made a loss of €4,918.
- Where can I find the annual accounts of A.F GROUP?
- A.F GROUP filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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