A&F GROUP
ActiveFrom the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of A&F GROUP is 3.3% (moderate). The 2025 annual accounts show equity of €281 and a net result of €505. Its solvency ranks better than 13% of 5,667 sector peers (NACE 81, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 11-10-2023 Normal situation
- Legal form
- Private limited company
- Registered office
- Spitaalpoortstraat 22, 9000 Gent
- Activity
- General cleaning of buildings NACE 81210and 2 others
- Establishment unit
- 2.351.421.243 9000 Gent, since 11-10-2023
- Financial year end
- 30 June
- Peppol
- Reachable since 29-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 3.3%
- Gross margin
- €6,042
- ▲ 80.4%
- Turnover
- ≈ €49,000
- estimated
- Profit
- €505
- Equity
- €281
- Total assets
- €25,911
- ▲ 20.1%
Score breakdownraises riskFounded in 2023Liquidity: current ratio 0.69Sector: Services to buildings and landscape activities (NACE 81)lowers riskSize: total assets €25,911Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 11% of them on solvency, 34% on liquidity, 39% on profitability and 96% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
The company filed its last 2 accounts on average 5 days before the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Key points
- Caution: Less equity than 87% of companies in building services and landscapingsector median €44,842 · 5,673 companies €281 View
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 15-01-2026
- Annual accounts 2024filed on 07-02-2025
Acts in the Belgian Official Gazette
- Capital & shares · Resignations & appointmentsact of 30-04-2024
- Incorporationact of 13-10-2023
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
- Check the withholding obligationwith enterprise number 1001.078.404
Key facts about A&F GROUP
- What is the company number of A&F GROUP?
- The company number of A&F GROUP is 1001.078.404. The VAT number is the same number with BE in front: BE 1001.078.404.
- Where is A&F GROUP based?
- The registered office is at Spitaalpoortstraat 22, 9000 Gent.Company details
- What does A&F GROUP do?
- According to the KBO register, the main activity is general cleaning of buildings (NACE 81210).
- What is the legal form of A&F GROUP?
- The legal form of A&F GROUP is Private limited company (BV).
- When was A&F GROUP founded?
- A&F GROUP was founded on 11-10-2023.
- Is A&F GROUP still active?
- Yes, A&F GROUP is an active enterprise in the KBO register.
- What is the turnover of A&F GROUP?
- The turnover in financial year 2025 is ≈ €49,000. This figure is estimated from the gross margin of €6,042 and 38 comparable companies (NACE 81210). It probably lies between €21,000 and €99,000. It is a rough estimate.Financials
- Is A&F GROUP profitable?
- In financial year 2025, A&F GROUP made a profit of €505.
- Where can I find the annual accounts of A&F GROUP?
- A&F GROUP filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
- When are the next annual accounts of A&F GROUP due?
- A&F GROUP must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Comparable companies
These companies have the same main activity as A&F GROUP: general cleaning of buildings (NACE 81210). They are comparable in size and age: total assets between €24,000 and €32,800, founded between 2023 and 2024.
| Company | Total assets | Gross margin |
|---|---|---|
| A&F GROUP Gent | €25,911 | €6,042 |
| HY CLEAN Elsene | €25,655 | €5,523 |
| HARMONIE BV Blankenberge | €26,720 | €5,991 |
| GOHOUSE Wemmel | €23,953 | €6,473 |
| CSM SCHOONMAAK Kortenberg | €26,358 | €5,354 |
| NET QUALITY SERVICE & TECHNIQUE Aalst | €30,395 | €6,411 |
| Loulou Cleaning Antwerpen | €32,753 | €6,658 |
Next steps
See how customers, suppliers and banks see your own company and what to improve first.