Financials
- Fiscal year
- 2026
- Total assets
- €270,031
- Profit
- €14,357
- Solvency
- 30.9%
Total assets▲ 6.6%
Net result
20222026
A & F
ActiveSummary
The computed 12-month bankruptcy probability of A & F is 1.5% (moderate). The 2026 annual accounts show equity of €83,421 and a net result of €14,357. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 45% of 283 sector peers (fiscal year 2026). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47113
1 site
How big
€270,031total assets 2026
- Staff
- 3 FTE
- Equity
- €83,421
- Profit
- €14,357
Turnover not published (abridged schema)
Who decides
Accounts on time0 of 1 deed read
Why 63- Limited track record- Higher-failure-rate sector+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence
Checked score
Score 2026
Axes · tick = 2025
Profitability71▼-4
Solvency56▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.25 in 2025; short-term debt: 64.8% and cash: 29.5% of total assets), and 69.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
30.9%
Return on assets
5.3%
Age of the figures
7 mo
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 30-09-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2026
on the day
2025
53 d late
2024
31 d late
2023
12 d early
2022
12 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 17 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today. Usually files around 12 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today28-02-2027 close30-09-2027 deadline
- Annual accounts filedfiscal year 2026 · micro…
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €12,993
Key points
By topic
Timeline
- Events
- 7
- Since
- 2022
- Next accounts
- by 30-09-2027
- 30-09-2026Annual accounts filed
- 22-11-2025Annual accounts filed
- 28-02-2025Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 10-06-2020
- Year ends
- 28-02
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
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