A&E, Rubus Construction
Open bankruptcyA bankruptcy procedure is open for A&E, Rubus Construction according to publications in the Belgian State Gazette; curator: JEROEN PINOY. The 2024 annual accounts show equity of €86k and a net result of €85k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-10-2025, 62 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
62 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€86k
Total assets
€207k
Net result
€85k
Working capital
€86k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €207k
Equity
€86k
Debt
€120k
Debt finances 58.1% of the balance-sheet total.
Key figures and ratios
Solvency
41.9%
Current ratio
1.72
Quick ratio
1.72
Debt / equity
1.39
ROE
98.8%
ROA
41.4%
Debt
€120k
Debt ≤ 1 year
€120k
Income taxes
€29k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€207k
Current assets29/58€207k
Amounts receivable within one year40/41€207k
Trade receivables40€17k
Other amounts receivable41€190k
Equity and liabilities
Total equity and liabilities10/49€207k
Equity10/15€86k
Contributions10/11€1k
Reserves13€85k
Distributable reserves133€85k
Amounts payable17/49€120k
Amounts payable within one year42/48€120k
Financial debts43€24k
Credit institutions430/8€24k
Trade debts44€49k
Suppliers440/4€49k
Taxes, remuneration and social security45€48k
Taxes450/3€48k
Income statement
Code2024
Other operating charges640/8€342
Gross operating margin9900€117k
Operating profit (loss)9901€117k
Financial income75/76B€33
Recurring financial income75€33
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€114k
Income taxes67/77€29k
Profit (loss) for the period9904€85k
Profit (loss) for the period to be appropriated9905€85k
Appropriation of the result
Profit (loss) to be appropriated9906€85k
Transfer to equity691/2€85k
To other reserves6921€85k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 62 days late
01-08
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Mechelen · A&E, RUBUS CONSTRUCTION BV MECHELSESTEENWEG 260, 2860 SINT-KATELIJNE-WAVER · event 28-07-2025
SignalNBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg(CEN) 2602860 Sint-Katelijne-WaverGround area
391 m²
Building footprint
140 m²
Volume, LiDAR
712 m³
Parcel 12422C0151/00K003, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
THERMOSPRO
since 20232.345.251.053
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12422C0151/00K003 | Flanders | 391 m² | 1 · 140 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | JEROEN PINOY CELLEBROEDERSSTRAAT 13,
2800 MECHELEN |
28-07-2025 → present |
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 7,688 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2023
Fiscal year end31-12
Trade name NL
THERMOSPRO
Activities, NACEBEL
43320Joinery installation
43240Other construction installation
43299Specialised construction activities
43310Plastering work
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.