A.E.F.
ActiveA.E.F. has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €1k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 89% of 1190 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
93
/ 100
Excellent▲ +31 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+78
Solvency100=
Growth38▲+16
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 6.03 against 6.57 in 2024), and 16.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.4%
Return on assets
9.1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
17 d early
2023
7 d early
2022
28 d early
2021
6 d early
2020
20 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€4k▲ 77.3%
2024 · €2k
2019: €15k
2020: €3k
2023: €2k
2024: €2k
2019 → 2025
EBIT margin
29.9%▲ 78.9pp
2024 · -49.0%
2019: 3.6%
2020: 59.8%
2023: 17.3%
2024: -49.0%
2019 → 2025
Net result
€1k
2024 · €-1k
2019: €506
2020: €2k
2021: €-2k
2022: €-199
2023: €299
2024: €-1k
2019 → 2025
Working capital
€10k▲ 12.3%
2024 · €9k
2019: €10k
2020: €12k
2021: €10k
2022: €9k
2023: €10k
2024: €9k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€2k€2k▲ 10.0%€4k▲ 77.3%
Equity€10k-€9k▼ 2.1%€10k▲ 3.2%€9k▼ 11.7%€10k▲ 12.3%
Operating result€-2k-€-138▲ 91.8%€346€-1k€1k
Net result€-2k-€-199▲ 91.5%€299€-1k€1k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €1k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12k
Fixed assets
€25=
Current assets
€12k▲ 14.2%
Equity and liabilities €12k
Equity
€10k▲ 12.3%
Debt
€2k▲ 24.4%
The debt ratio rises from 15.2% to 16.6%: debt grows faster than equity.
Key figures and ratios
Solvency
83.4%▼
2024 · 84.8%
Current ratio
6.03▼
2024 · 6.57
Quick ratio
6.03▼
2024 · 6.57
Debt / equity
0.20▲
2024 · 0.18
ROE
10.9%▲
2024 · -13.3%
ROA
9.1%▲
2024 · -11.3%
Debt
€2k▲
2024 · €2k
Debt ≤ 1 year
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€10k€12k▲
Fixed assets21/28€25€25=
Financial fixed assets28€25€25=
Current assets29/58€10k€12k▲
Amounts receivable within one year40/41€6k€7k▲
Trade receivables40€3k€3k▲
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€10k€12k▲
Equity10/15€9k€10k▲
Contributions10/11€7k€7k=
Outside capital11€7k€7k=
Share premium1100/10€7k€7k=
Profit (loss) carried forward14€2k€3k▲
Amounts payable17/49€2k€2k▲
Amounts payable within one year42/48€2k€2k▲
Taxes, remuneration and social security45€11€11=
Remuneration and social security454/9€11€11=
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Turnover70€2k€4k▲
Goods, raw materials, services and sundry goods60/61€3k€2k▼
Other operating charges640/8€384€873▲
Gross operating margin9900€-693€2k▲
Operating profit (loss)9901€-1k€1k▲
Financial charges65/66B€66€108▲
Recurring financial charges65€66€108▲
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€-1k€1k▲
Profit (loss) for the period9904€-1k€1k▲
Profit (loss) for the period to be appropriated9905€-1k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€3k▲
Profit (loss) brought forward from the previous period14P€3k€2k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €299
Net result €299 after 2 loss-making years.
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-2k ▼220%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
11-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Highest result since 2019net €2k ▲285%
Operating result €2k, net result €2k, both a record.
30-06
Financial
Liquidity times 50current ratio 1089.18
Current ratio from 21.88 to 1089.18; short-term debt falls from €480 to €11.
2019
26-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prekelindenlaan 701200 Sint-Lambrechts-WoluweGround area
176 m²
Building footprint
87 m²
Volume, LiDAR
895 m³
Parcel 21673D0143/00Y003, Brussels · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
A.E.F.
since 20052.148.406.478
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0143/00Y003 | Brussels | 176 m² | 1 · 87 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
N.R. PROCLEAN SERVICES
BE 1022.740.185
Liège · Eq €10k
VAN DEN HEEDE
BE 0453.654.647
Stekene · Eq €10k
ENERGY SAVE
BE 0446.489.614
Zemst · Eq €10k
SCS CLEANING
BE 0507.713.836
Wasseiges · Eq €10k
Bellini & Partners
BE 0777.376.311
Beveren-Kruibeke-Zwijndrecht · Eq €10k
Of 6,944 companies in sector 81220 we hold annual accounts for 2,380. 1,397 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-06-2005
Fiscal year end31-12
Activities, NACEBEL
74700
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.