A&E Culinair
ActiveA&E Culinair has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82k and a net result of €37k. Equity is shrinking by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 90% of 1303 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+15
Growth32=
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.79 against 1.61 in 2024; short-term debt: 19.9% and cash: 27.8% of total assets), and 19.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.1%
Return on assets
35.5%
Age of the figures
18 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €82k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 09-10-2025, 22 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
22 d early
2024
21 d early
2023
1 d early
2022
6 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€82k▲ 79.7%
2024 · €46k
2022: €83k
2023: €65k
2024: €46k
2022 → 2025
Total assets
€103k▲ 35.3%
2024 · €76k
2022: €123k
2023: €101k
2024: €76k
2022 → 2025
Net result
€37k
2024 · €-19k
2022: €68k
2023: €-18k
2024: €-19k
2022 → 2025
Working capital
€57k▲ 283%
2024 · €15k
2022: €45k
2023: €32k
2024: €15k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€83k-€65k▼ 21.5%€46k▼ 29.4%€82k▲ 79.7%
Operating result€88k-€-17k€-19k▼ 9.2%€39k
Net result€68k-€-18k€-19k▼ 7.3%€37k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €39k after a loss of €19k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€25k▼ 31.0%
Current assets
€77k▲ 97.0%
Equity and liabilities €103k
Equity
€82k▲ 79.7%
Debt
€20k▼ 32.2%
The debt ratio falls from 39.7% to 19.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€50k▲
2024 · €-15k
Cash flow
€48k▲
2024 · €-15k
Solvency
80.1%▲
2024 · 60.3%
Current ratio
3.79▲
2024 · 1.61
Quick ratio
3.60▲
2024 · 1.34
Debt / equity
0.25▼
2024 · 0.66
ROE
44.3%▲
2024 · -41.7%
ROA
35.5%▲
2024 · -25.2%
Interest coverage
129.50▲
2024 · -65.45
Debt
€20k▼
2024 · €30k
Debt ≤ 1 year
€20k▼
2024 · €24k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€103k▲
Fixed assets21/28€37k€25k▼
Intangible fixed assets21€4k€600▼
Tangible fixed assets22/27€33k€25k▼
Land and buildings22€24k€17k▼
Plant, machinery and equipment23€9k€8k▼
Current assets29/58€39k€77k▲
Stocks and contracts in progress3€7k€4k▼
Stocks30/36€7k€4k▼
Amounts receivable within one year40/41€22k€44k▲
Trade receivables40€22k€40k▲
Other amounts receivable41-€4k
Cash at bank and in hand54/58€10k€29k▲
Deferred charges and accrued income490/1€625€954▲
Equity and liabilities
Total equity and liabilities10/49€76k€103k▲
Equity10/15€46k€82k▲
Contributions10/11€15k€15k=
Reserves13€68k€68k=
Distributable reserves133€68k€68k=
Profit (loss) carried forward14€-37k€-432▲
Amounts payable17/49€30k€20k▼
Amounts payable within one year42/48€24k€20k▼
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Advances received on contracts in progress46€2k€0▼
Taxes, remuneration and social security45€8k€16k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9€6k€11k▲
Other amounts payable47/48€11k€0▼
Accrued charges and deferred income492/3€6k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€11k▲
Other operating charges640/8€7k€7k▲
Gross operating margin9900€-8k€57k▲
Operating profit (loss)9901€-19k€39k▲
Financial income75/76B€27€28▲
Recurring financial income75€27€28▲
Financial charges65/66B€224€387▲
Recurring financial charges65€224€387▲
Profit (loss) for the period before taxes9903€-19k€38k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-19k€37k▲
Profit (loss) for the period to be appropriated9905€-19k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-37k€-432▲
Profit (loss) brought forward from the previous period14P€-18k€-37k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
09-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €37k
Net result €37k after 2 loss-making years.
31-03
Financial
Liquidity doublescurrent ratio 3.79
Current ratio from 1.61 to 3.79; short-term debt falls from €24k to €20k.
2024
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
25-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hamontweg 1033680 MaaseikGround area
2,325 m²
Building footprint
407 m²
Volume, LiDAR
3,265 m³
Parcel 72021B0652/00D000, Flanders · tallest building 14.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hotel Aldeneikerhof
since 20202.309.515.659
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021B0652/00D000 | Flanders | 2,325 m² | 1 · 407 m² | 14.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMaaseik2.309.515.659
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Of 2,395 companies in sector 55100 we hold annual accounts for 1,517. 1,011 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-11-2020
Fiscal year end31-03
Activities, NACEBEL
55100Hotels and similar accommodation
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.