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A.E. Consult

Active
Private limited companyfounded 201213 yrs activeKalmthoutsesteenweg 44, 2950 Kapellen, BelgiumKBO/BCE: BE 0501.560.076

A.E. Consult has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €362k and a net result of €97k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 81% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2024
95 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 5.86 against 5.77 in 2023; short-term debt: 15.3% and cash: 33.6% of total assets), and 15.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
84.1%
Return on assets
22.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
3 d early
2023
17 d early
2022
16 d early
2021
25 d late
2020
26 d late
2019
47 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€362k▲ 17.7%
2023 · €308k
2018: €157k 2019: €186k 2020: €210k 2021: €217k 2022: €255k 2023: €308k
2018 → 2024
Total assets
€430k▲ 19.9%
2023 · €359k
2018: €163k 2019: €203k 2020: €260k 2021: €266k 2022: €316k 2023: €359k
2018 → 2024
Net result
€97k▲ 14.2%
2023 · €85k
2018: €33k 2019: €43k 2020: €59k 2021: €43k 2022: €69k 2023: €85k
2018 → 2024
Working capital
€321k▲ 31.0%
2023 · €245k
2018: €152k 2019: €184k 2020: €208k 2021: €214k 2022: €181k 2023: €245k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€210k-€217k▲ 3.4%€255k▲ 17.5%€308k▲ 20.4%€362k▲ 17.7%
Operating result€82k-€60k▼ 26.9%€95k▲ 57.3%€118k▲ 24.4%€129k▲ 9.4%
Net result€59k-€43k▼ 27.6%€69k▲ 60.2%€85k▲ 23.8%€97k▲ 14.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2020: €82k€82kNet result 2020: €59k€59kOperating result 2021: €60k€60kNet result 2021: €43k€43kOperating result 2022: €95k€95kNet result 2022: €69k€69kOperating result 2023: €118k€118kNet result 2023: €85k€85kOperating result 2024: €129k€129kNet result 2024: €97k€97k20202021202220232024
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 9% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €430k
Fixed assets €44k▼ 30.4%
Current assets €387k▲ 30.6%
Equity and liabilities €430k
Equity €362k▲ 17.7%
Debt €68k▲ 33.3%
The debt ratio rises from 14.3% to 15.9%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€149k
2023 · €136k
Cash flow
€118k
2023 · €104k
Solvency
84.1%
2023 · 85.7%
Current ratio
5.86
2023 · 5.77
Quick ratio
5.86
2023 · 5.77
Debt / equity
0.19
2023 · 0.17
ROE
26.9%
2023 · 27.7%
ROA
22.6%
2023 · 23.7%
Interest coverage
1175.08
2023 · 465.36
Debt
€68k
2023 · €51k
Debt ≤ 1 year
€66k
2023 · €51k
Income taxes
€40k
2023 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€359k€430k
Fixed assets21/28€63k€44k
Tangible fixed assets22/27€63k€44k
Plant, machinery and equipment23-€1k
Furniture and vehicles24€63k€42k
Current assets29/58€296k€387k
Amounts receivable within one year40/41€20k€24k
Trade receivables40€20k€24k
Other amounts receivable41€256-
Current investments50/53€216k€217k
Cash at bank and in hand54/58€60k€144k
Deferred charges and accrued income490/1€887€1k
Equity and liabilities
Total equity and liabilities10/49€359k€430k
Equity10/15€308k€362k
Contributions10/11€6k€6k=
Revaluation surpluses12€0-
Reserves13€301k€356k
Distributable reserves133€301k€356k
Amounts payable17/49€51k€68k
Amounts payable within one year42/48€51k€66k
Trade debts44€942€171
Suppliers440/4€942€171
Taxes, remuneration and social security45€18k€24k
Taxes450/3€18k€24k
Other amounts payable47/48€32k€42k
Accrued charges and deferred income492/3-€2k
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k
Other operating charges640/8€775€615
Gross operating margin9900€137k€150k
Operating profit (loss)9901€118k€129k
Financial income75/76B€2k€9k
Recurring financial income75€2k€9k
Financial charges65/66B€293€127
Recurring financial charges65€293€127
Profit (loss) for the period before taxes9903€119k€137k
Income taxes67/77€34k€40k
Profit (loss) for the period9904€85k€97k
Profit (loss) for the period to be appropriated9905€85k€97k
Appropriation of the result
Profit (loss) to be appropriated9906€85k€97k
Transfer from equity791/2€33k€43k
Transfer to equity691/2€85k€97k
To other reserves6921€85k€97k
Profit to be distributed694/7€33k€43k
Return on contributions (dividend)694€33k€43k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
28-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €97k ▲14.2%
Operating result €129k, net result €97k, both a record.
14-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
15-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
25-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
26-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial Equity above €200kEq €210k ▲12.9%
3 profitable years in a row build equity to €210k.
16-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
11-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 11 days late
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
24-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2012
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kalmthoutsesteenweg 442950 Kapellen
Ground area
6,031 m²
Parcel 11023B0038/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
A.E. Consult
Kalmthoutsesteenweg 44, 2950 KapellenAgents in non-specialised wholesale trade
since 20122.214.767.742
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11023B0038/00A000 Flanders 6,031 m² - -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 227 EUR awarded · 227 EUR paid
Year Entries awardedpaid
2025 1 227 EUR227 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 227 EUR · 227 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

9676007GQW9IPPVEAZ23
live in the LEI register

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 36,992 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-11-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.