Debts
Of this, €39,251 falls due within a year.
In July 2024, 2,453 companies had the same profile as A.E.B. has now. Each dot stands for 7 companies, two years later.
Another 0.3% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,453 companies, not a prediction for A.E.B.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| A.E.B. Pont-à-Celles | €94,043 | 0.0% | 19.1% | - |
| MAGA - CINE Hamois | - | - | -193.9% | - |
| TOREX Grimbergen | - | - | 34.5% | - |
| PARDESI Ixelles | €78,682 | 2.1% | -129.5% | - |
| SITAR Anderlecht | - | - | 100.0% | - |
| LE CONDROZE Gerpinnes | - | - | 96.8% | - |
| JABBAR BUSINESS CENTER Etterbeek | - | - | 49.5% | - |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as A.E.B.: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €38,400 and €71,900, founded between 1988 and 2002.
A.E.B. files the micro format. That format states no turnover. The gross margin fell from €3,028 in 2006 to €2,709 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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