A.E.B.
ActiveSummary
A.E.B. has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €10,118 and a net result of -€2,408. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 38% of 26041 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability26▼-15
Solvency44▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.14 against 1.25 in 2023; short-term debt: 74.3% and cash: 10.1% of total assets), and 80.9% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
19.1%
Return on assets
-4.6%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-07-2026, 349 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
349 d late
2023
1 d late
2022
18 d early
2021
3 d early
2020
19 d early
2019
19 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 49 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Turnover
€94,043
EBIT margin
0.0%
Net result
-€2,408
2023 · €685
Working capital
€5,483▼ 30.5%
2023 · €7,890
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€94,043
Operating result€2,288▼ 62.0%-€2,456€5,412€2,112▼ 61.0%€8▼ 99.6%
Net result€1,730▼ 68.5%-€3,272€3,900€685▼ 82.4%-€2,408
EBIT margin0.0%
Equity€11,213▲ 18.2%€7,941▼ 29.2%€11,841▲ 49.1%€12,526▲ 5.8%€10,118▼ 19.2%
Total assets€83,474▲ 50.6%€55,860▼ 33.1%€52,260▼ 6.4%€52,540▲ 0.5%€52,845▲ 0.6%
Debt€72,261▲ 57.3%€47,919▼ 33.7%€40,419▼ 15.7%€40,015▼ 1.0%€42,727▲ 6.8%
Working capital€3,172▼ 47.8%-€101€7,206€7,890▲ 9.5%€5,483▼ 30.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 100% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €52,845
Fixed assets
€8,111 ▼ 36.4%
Current assets
€44,734 ▲ 12.4%
Equity and liabilities €52,845
Equity
€10,118 ▼ 19.2%
Debt
€42,727 ▲ 6.8%
Debt's share of the balance-sheet total rises from 76.2% to 80.9%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.14▼
2023 · 1.25
Quick ratio
1.12▼
2023 · 1.16
Debt to equity
4.22▲
2023 · 3.19
ROE
-23.8%▼
2023 · 5.5%
ROA
-4.6%▼
2023 · 1.3%
Debt ≤ 1 year
€39,251▲
2023 · €31,904
Debt > 1 year
€3,476▼
2023 · €8,111
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | - | €94,043 | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | €91,334 | - |
| Other operating charges640/8 | - | €1,993 | €2,324 | €1,739 | €2,701 | ▲ 55.3% |
| Gross operating margin9900 | €3,765 | -€464 | €7,736 | €3,851 | €2,709 | ▼ 29.7% |
| Operating profit (loss)9901 | €2,288 | -€2,456 | €5,412 | €2,112 | €8 | ▼ 99.6% |
| Financial income75/76B | - | €1,226 | €1,109 | €1,195 | €1,289 | ▲ 7.9% |
| Recurring financial income75 | €2,286 | €1,226 | €1,109 | €1,195 | €1,289 | ▲ 7.9% |
| Financial charges65/66B | - | €2,485 | €2,621 | €2,623 | €3,705 | ▲ 41.3% |
| Recurring financial charges65 | €2,400 | €2,485 | €2,621 | €2,623 | €3,705 | ▲ 41.3% |
| Profit (loss) for the period before taxes9903 | €2,174 | -€3,716 | €3,900 | €685 | -€2,408 | ▼ 452% |
| Income taxes67/77 | €443 | -€443 | - | - | - | - |
| Profit (loss) for the period9904 | €1,730 | -€3,272 | €3,900 | €685 | -€2,408 | ▼ 452% |
| Profit (loss) for the period to be appropriated9905 | €1,730 | -€3,272 | €3,900 | €685 | -€2,408 | ▼ 452% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €83,474 | €55,860 | €52,260 | €52,540 | €52,845 | ▲ 0.6% |
| Fixed assets21/28 | €37,634 | €29,592 | €17,381 | €12,746 | €8,111 | ▼ 36.4% |
| Intangible fixed assets21 | - | €0 | - | - | - | - |
| Tangible fixed assets22/27 | €37,634 | €29,592 | €17,381 | €12,746 | €8,111 | ▼ 36.4% |
| Leasing and similar rights25 | - | €29,592 | €17,381 | €12,746 | €8,111 | ▼ 36.4% |
| Current assets29/58 | €45,840 | €26,267 | €34,878 | €39,794 | €44,734 | ▲ 12.4% |
| Stocks and contracts in progress3 | €1,104 | €1,239 | €2,001 | €2,917 | €898 | ▼ 69.2% |
| Stocks30/36 | - | €1,239 | €2,001 | €2,917 | €898 | ▼ 69.2% |
| Amounts receivable within one year40/41 | €34,965 | €22,173 | €25,430 | €29,750 | €38,517 | ▲ 29.5% |
| Trade receivables40 | - | €7,348 | €5,473 | €7,007 | €13,185 | ▲ 88.2% |
| Other amounts receivable41 | - | €14,825 | €19,957 | €22,744 | €25,332 | ▲ 11.4% |
| Cash at bank and in hand54/58 | €9,771 | €2,855 | €7,448 | €7,126 | €5,319 | ▼ 25.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €83,474 | €55,860 | €52,260 | €52,540 | €52,845 | ▲ 0.6% |
| Equity10/15 | €11,213 | €7,941 | €11,841 | €12,526 | €10,118 | ▼ 19.2% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | €3,154 | -€119 | €3,782 | €4,467 | €2,059 | ▼ 53.9% |
| Amounts payable17/49 | €72,261 | €47,919 | €40,419 | €40,015 | €42,727 | ▲ 6.8% |
| Amounts payable after more than one year17 | €29,592 | €21,551 | €12,746 | €8,111 | €3,476 | ▼ 57.1% |
| Financial debts170/4 | - | €21,551 | €12,746 | €8,111 | €3,476 | ▼ 57.1% |
| Amounts payable within one year42/48 | €42,669 | €26,368 | €27,673 | €31,904 | €39,251 | ▲ 23.0% |
| Current portion of amounts payable after more than one year42 | - | €8,041 | €4,635 | €4,635 | €4,635 | = |
| Financial debts43 | - | €14,590 | €14,874 | €14,776 | €16,299 | ▲ 10.3% |
| Credit institutions430/8 | - | €14,590 | €14,874 | €14,776 | €16,299 | ▲ 10.3% |
| Trade debts44 | €18,932 | €3,344 | €7,972 | €11,775 | €17,868 | ▲ 51.7% |
| Suppliers440/4 | - | €3,344 | €7,972 | €11,775 | €17,868 | ▲ 51.7% |
| Taxes, remuneration and social security45 | - | €392 | €192 | €717 | €449 | ▼ 37.4% |
| Taxes450/3 | - | €392 | €192 | €717 | €449 | ▼ 37.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,730 | -€3,272 | €3,900 | €685 | -€2,408 | ▼ 452% |
| Operating cash flow (approximation) | €1,730 | -€3,272 | €3,900 | €685 | -€2,408 | ▼ 452% |
| Investment in fixed assets (approximation) | - | €8,041 | €12,211 | €4,635 | €4,635 | = |
| Change in cash | - | -€6,916 | €4,593 | -€322 | -€1,807 | ▼ 462% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 349 days late
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €3,900
Net result €3,900 after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€3,272
Net result drops to -€3,272, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €5,488 ▲83%
Operating result €6,029, net result €5,488, both a record.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 47 days late
2017
22-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pont-à-Celles · 1 establishment unit since 1992
Ground area
670 m²
Building footprint
106 m²
Parcel 52051A0262/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
A.E.B. SPRL
since 19922.057.954.275
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52051A0262/00K000 | Wallonia | 670 m² | 1 · 106 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
New Stock
BE 1002.348.807
Schaarbeek · Eq €10,123
ZB PRESS
BE 1008.797.228
Koekelberg · Eq €10,111
L'EPICERIE DU CENTRE
BE 0827.503.238
Neufchâteau · Eq €10,109
SHIMA SHOP
BE 0792.760.610
Liège · Eq €10,108
BMCE GROUP
BE 0654.984.283
Vorst · Eq €10,142
Of 10,506 companies in sector 47110 we hold annual accounts for 5,849. 3,456 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded05-02-1992
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Contact
E-mail
babikakis@skynet.bePont-à-Celles
Phone
0478630094Pont-à-Celles
Scores and ratios are computed by Checked and are not a credit decision.