Equity
€998,096 ▲ 22.8%
A-DVICE has made a profit without a break since 2022.
A-DVICE
Lifetime
5 annual accounts with figures on one time axispeak €452,965 (2024)
€322,548▼ 28.8%
lowest -€1,741 (2021)
€185,018▼ 37.4%
peak €998,096 (2025)
€998,096▲ 22.8%
€681,546▲ 16.4%
Board4 names since 2020
1 directorHasnaoui Yassine
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from €452,965 to €322,548Result from €295,733 to €185,018Equity from €813,078 to €998,096Debts from €585,679 to €681,546Investments €130,000Cash from €760,869 to €25,009
Key points
from the 2025 annual accountsResult
€185,018 ▼ 37.4%
The result fell in 2025 from €295,733 to €185,018.
Turnover
≈ €910,000 estimated
The micro format states no turnover.
Investments
€130,000 15.2 × depreciation
Green is investment, beige is depreciation.
Filings
5 annual accounts 2 late
The 2021 accounts came latest: 541 days after the end of the period.
Position in the sector
€185,018
Higher net result than 95% of companies in specialised construction. Sector median €10,189 · 35,113 companies.
Checked score
67
Healthy
Financially stronger than 55% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.4%
01-2025: 2.4%● unchanged vs 12-2024
02-2025: 2.6%▲ +0.2 percentage points vs 01-2025
03-2025: 2.6%● unchanged vs 02-2025
04-2025: 2.5%▼ -0.1 percentage points vs 03-2025
05-2025: 2.5%● unchanged vs 04-2025
06-2025: 2.6%▲ +0.1 percentage points vs 05-2025highest value
07-2025: 2.6%● unchanged vs 06-2025
08-2025: 0.2%▼ -2.4 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.1%▼ -0.1 percentage points vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.2%▲ +0.1 percentage points vs 02-2026
04-2026: 0.1%▼ -0.1 percentage points vs 03-2026
05-2026: 0.2%▲ +0.1 percentage points vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 1.0%▲ +0.8 percentage points vs 07-2026
09-2026: 1.0%● unchanged vs 08-2026
10-2026: 1.0%● unchanged vs 09-2026
11-2026: 1.0%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Founded in 2020
lowers risk
Size: total assets €1.7m
Figures for financial year 2025 (filed on 31-07-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 65% of them on solvency, 21% on liquidity, 64% on profitability and 70% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,782 companies had the same profile as A-DVICE has now. Each dot stands for 17 companies, two years later.
96.7%
were still trading
2.7%
stopped another way
0.6%
went bankrupt
The bankruptcy probability of A-DVICE itself is higher: 1.0% within 12 months. It rests on far more data about A-DVICE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,782 companies, not a prediction for A-DVICE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.24 (2.33 in 2024), above the usual 1.5. Short-term debt is 40.6% and cash 1.5% of total assets. 40.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
1 day early
2023
84 days early
2022
176 days late
2021
541 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 126 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 176 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- El Khayari Jamaldeed of 09-05-2022
- Hasnaoui Yassine 100 sharesdeed of 09-05-2022
Recent changes
Registered office moved from Willebroek to Puurs-Sint-Amands
New registered office: Schoonmansveld 48, 2870 Puurs-Sint-Amands · Previous registered office: Antwerpsesteenweg 45, 2830 Willebroek · Board meeting of 22-06-2026 · Gazette deed
Resignation: CALL OPTIM (director)
Permanent representative: Praet Tom · Director discharge: CALL OPTIM · General meeting of 01-09-2022 · Gazette deed
Appointment: CALL OPTIM VOF (manager)
Permanent representative: Praet Tom · General meeting of 01-07-2022 · Gazette deed
Transfer of 100 shares from El Khayari Jamal to Hasnaoui Yassine
Resignation: El Khayari Jamal (director) · Appointment: Hasnaoui Yassine (director) · Director discharge: El Khayari Jamal · General meeting of 01-04-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| A-DVICE Puurs-Sint-Amands | €1.7m | €322,548 | 59.4% | - |
| AV Bouw Antwerp | €1.3m | €321,184 | 35.9% | 2 |
| Kasper Mol Interieur Balen | €1.9m | €435,050 | 7.4% | - |
| S.M - Parachèvements Walcourt | €1.3m | €337,905 | 18.7% | - |
| ULICON Pajottegem | €1.3m | €418,242 | 42.7% | 2.8 |
| GLOMARD (Services) Zaventem | €1.5m | €199,164 | 4.1% | - |
| DW TUINBETON Lochristi | €1.1m | €349,454 | 26.3% | - |
These companies have the same main activity as A-DVICE: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €1.1m and €1.9m, founded between 2019 and 2022.
Official details
Source: KBO- Status
- Active since 14-09-2020Normal situation
- Registered office
- 12 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Other building finishing workNACE 43350and 1 other
- Establishment unit
- 2.307.050.5722870 Puurs-Sint-Amands, since 14-09-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2020
Annual accounts 2025
- €1.7m▲ 20.1%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on A-DVICE
A-DVICE files the micro format. That format states no turnover. The gross margin rose from €14,845 in 2021 to €322,548 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about A-DVICE
- What is the company number of A-DVICE?
- The company number of A-DVICE is 0754.401.068. The VAT number is the same number with BE in front: BE 0754.401.068.
- Where is A-DVICE based?
- The registered office is at Schoonmansveld 48, 2870 Puurs-Sint-Amands.Company details
- What does A-DVICE do?
- According to the KBO register, the main activity is other building finishing work (NACE 43350).
- What is the legal form of A-DVICE?
- A-DVICE is a private limited company (BV).
- When was A-DVICE founded?
- A-DVICE was founded on 14-09-2020.
- Is A-DVICE still active?
- Yes, A-DVICE is an active enterprise in the KBO register.
- What is the turnover of A-DVICE?
- The turnover in financial year 2025 is ≈ €910,000. This figure is estimated from the gross margin of €322,548 and 61 comparable companies (NACE 433). It probably lies between €680,000 and €1.2m.Financials
- Is A-DVICE profitable?
- In financial year 2025, A-DVICE made a profit of €185,018.
- Where can I find the annual accounts of A-DVICE?
- A-DVICE filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of A-DVICE due?
- A-DVICE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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