A-DJ SERVICES
ActiveA-DJ SERVICES has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €507k and a net result of €43k. Equity is growing by ~32.8% per year across the filed fiscal years. Its solvency ranks better than 39% of 1832 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-6
Solvency57▼-21
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 2.21 in 2024; short-term debt: 52% and cash: 23.3% of total assets), and 68% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32%
Return on assets
2.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
29 d late
2023
22 d early
2022
on the day
2021
86 d early
2020
64 d early
2019
181 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€43k▼ 57.3%
2024 · €102k
2018: €57k
2019: €7k
2020: €19k
2021: €120k
2022: €168k
2023: €160k
2024: €102k
2018 → 2025
Working capital
€294k▼ 44.4%
2024 · €529k
2018: €60k
2019: €57k
2020: €78k
2021: €134k
2022: €314k
2023: €453k
2024: €529k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€284k-€453k▲ 59.3%€612k▲ 35.3%€714k▲ 16.6%€507k▼ 28.9%
Operating result€166k-€224k▲ 34.7%€237k▲ 5.8%€158k▼ 33.5%€149k▼ 5.5%
Net result€120k-€168k▲ 40.7%€160k▼ 5.1%€102k▼ 36.4%€43k▼ 57.3%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.59M
Fixed assets
€467k▲ 20.6%
Current assets
€1.12M▲ 15.7%
Equity and liabilities €1.59M
Equity
€507k▼ 28.9%
Debt
€1.08M▲ 68.4%
The debt ratio rises from 47.3% to 68.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€339k▲
2024 · €307k
Cash flow
€233k▼
2024 · €251k
Solvency
32.0%▼
2024 · 52.7%
Current ratio
1.36▼
2024 · 2.21
Quick ratio
1.36▼
2024 · 2.21
Debt / equity
2.13▲
2024 · 0.90
ROE
8.5%▼
2024 · 14.2%
ROA
2.7%▼
2024 · 7.5%
Interest coverage
11.62▼
2024 · 14.62
Debt
€1.08M▲
2024 · €642k
Debt ≤ 1 year
€826k▲
2024 · €439k
Debt > 1 year
€254k▲
2024 · €202k
Income taxes
€77k▲
2024 · €36k
Staff costs
€981k▲
2024 · €834k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.36M€1.59M▲
Fixed assets21/28€387k€467k▲
Tangible fixed assets22/27€387k€467k▲
Furniture and vehicles24€69k€242k▲
Leasing and similar rights25€314k€223k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28€150€150=
Current assets29/58€968k€1.12M▲
Amounts receivable within one year40/41€598k€653k▲
Trade receivables40€479k€466k▼
Other amounts receivable41€119k€187k▲
Cash at bank and in hand54/58€245k€370k▲
Deferred charges and accrued income490/1€126k€97k▼
Equity and liabilities
Total equity and liabilities10/49€1.36M€1.59M▲
Equity10/15€714k€507k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€695k€489k▼
Amounts payable17/49€642k€1.08M▲
Amounts payable after more than one year17€202k€254k▲
Financial debts170/4€202k€254k▲
Amounts payable within one year42/48€439k€826k▲
Current portion of amounts payable after more than one year42€130k€212k▲
Financial debts43€15k€15k▼
Credit institutions430/8€15k€15k▼
Trade debts44€231k€209k▼
Suppliers440/4€231k€209k▼
Taxes, remuneration and social security45€62k€140k▲
Taxes450/3€3k€30k▲
Remuneration and social security454/9€60k€110k▲
Other amounts payable47/48€669€250k▲
Accrued charges and deferred income492/3€310€637▲
Income statement
Code20242025
Non-recurring operating income76A€13k€562▼
Remuneration, social security and pensions62€834k€981k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€149k€190k▲
Other operating charges640/8€10k€226k▲
Non-recurring operating charges66A€1k€2k▲
Gross operating margin9900€1.15M€1.55M▲
Operating profit (loss)9901€158k€149k▼
Financial income75/76B€651€666▲
Recurring financial income75€651€666▲
Financial charges65/66B€21k€29k▲
Recurring financial charges65€21k€29k▲
Profit (loss) for the period before taxes9903€137k€120k▼
Income taxes67/77€36k€77k▲
Profit (loss) for the period9904€102k€43k▼
Profit (loss) for the period to be appropriated9905€102k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€695k€739k▲
Profit (loss) brought forward from the previous period14P€594k€695k▲
Profit to be distributed694/7-€250k
Return on contributions (dividend)694-€250k
Social balance
Average headcount (FTE)9087-25.0
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €612k ▲35.3%
6 profitable years in a row build equity to €612k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €168k ▲40.7%
Net result €168k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 3.42
Current ratio from 1.57 to 3.42; short-term debt falls from €237k to €130k.
06-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €284k ▲72.7%
4 profitable years in a row build equity to €284k.
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 181 days late
2020
31-12
Financial
Equity above €150kEq €165k ▲12.8%
3 profitable years in a row build equity to €165k.
27-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 271 days late
2019
31-12
Financial
Weakest financial yearnet €7k ▼87.9%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
2018
12-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 43 days late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 56 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue d'Ecolys(RH) 25020 NamurGround area
3.4 ha
Building footprint
6,467 m²
Parcel 92120F0142/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
A-DJ SERVICES
since 20042.136.165.177
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92120F0142/00A000 | Wallonia | 3.4 ha | 1 · 6,467 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bosman-Dhont
BE 0873.935.653
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MoveForward
BE 0665.663.587
Halen · Eq €505k
V-TAX
BE 0478.770.422
Gent · Eq €511k
Taxi Radio Bruxellois
BE 0479.786.546
Elsene · Eq €519k
ESPERATAX
BE 0423.131.519
Vorst · Eq €520k
Of 6,681 companies in sector 49330 we hold annual accounts for 2,284. 528 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2004
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.hepptaxis.be
E-mail:info@hepptaxis.be