A. DIERICKX
ActiveSummary
A. DIERICKX has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €89k and a net result of €-5k. Equity is shrinking by ~18% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 83% of 9715 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability13▼-58
Solvency100▲+11
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.97 against 1.17 in 2023; short-term debt: 8.2% and cash: 7.9% of total assets), and 23.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
76.3%
Return on assets
-4.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
12 d late
2022
24 d late
2021
17 d late
2020
5 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€89k▼ 5.6%
2023 · €94k
2018: €934k
2019: €938k▲ +0.5% vs 2018
2020: €949k▲ +1.1% vs 2019
2021: €965k▲ +1.7% vs 2020highest in 7 years
2022: €583k▼ -39.5% vs 2021
2023: €94k▼ -83.8% vs 2022
2024: €89k▼ -5.6% vs 2023lowest in 7 years
2018 → 2024
Total assets
€117k▼ 20.5%
2023 · €147k
2018: €1.07M
2019: €1.09M▲ +1.2% vs 2018
2020: €1.12M▲ +2.7% vs 2019highest in 7 years
2021: €1.10M▼ -1.7% vs 2020
2022: €952k▼ -13.3% vs 2021
2023: €147k▼ -84.6% vs 2022
2024: €117k▼ -20.5% vs 2023lowest in 7 years
2018 → 2024
Net result
€-5k
2023 · €3k
2018: €22khighest in 7 years
2019: €4k▼ -80.1% vs 2018
2020: €11k▲ +139% vs 2019
2021: €16k▲ +47.2% vs 2020
2022: €12k▼ -22.0% vs 2021
2023: €3k▼ -73.7% vs 2022
2024: €-5k▼ -265% vs 2023lowest in 7 years
2018 → 2024
Working capital
€-313
2023 · €5k
2018: €68k
2019: €102k▲ +49.5% vs 2018
2020: €125k▲ +23.0% vs 2019
2021: €152k▲ +21.5% vs 2020highest in 7 years
2022: €-204k▼ -234% vs 2021lowest in 7 years
2023: €5k▲ +103% vs 2022
2024: €-313▼ -106% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€949k-€965k▲ 1.7%€583k▼ 39.5%€94k▼ 83.8%€89k▼ 5.6%
2020: €949k
2021: €965k▲ +1.7% vs 2020highest in 5 years
2022: €583k▼ -39.5% vs 2021
2023: €94k▼ -83.8% vs 2022
2024: €89k▼ -5.6% vs 2023lowest in 5 years
Operating result€11k-€13k▲ 15.0%€17k▲ 33.0%€8k▼ 55.2%€-5k
2020: €11k
2021: €13k▲ +15.0% vs 2020
2022: €17k▲ +33.0% vs 2021highest in 5 years
2023: €8k▼ -55.2% vs 2022
2024: €-5k▼ -167% vs 2023lowest in 5 years
Net result€11k-€16k▲ 47.2%€12k▼ 22.0%€3k▼ 73.7%€-5k
2020: €11k
2021: €16k▲ +47.2% vs 2020highest in 5 years
2022: €12k▼ -22.0% vs 2021
2023: €3k▼ -73.7% vs 2022
2024: €-5k▼ -265% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €5k after €8k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €117k
Fixed assets
€107k ▼ 2.4%
Current assets
€9k ▼ 74.7%
Equity and liabilities €117k
Equity
€89k ▼ 5.6%
Debt
€28k ▼ 47.3%
Debt's share of the balance-sheet total falls from 35.7% to 23.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k▼
2023 · €10k
Cash flow
€-3k▼
2023 · €6k
Current ratio
0.97▼
2023 · 1.17
Debt to equity
0.31▼
2023 · 0.56
ROE
-5.9%▼
2023 · 3.4%
ROA
-4.5%▼
2023 · 2.2%
Interest coverage
-7.95▼
2023 · 89.11
Debt ≤ 1 year
€10k▼
2023 · €31k
Debt > 1 year
€15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€147k€117k▼
Fixed assets21/28€110k€107k▼
Tangible fixed assets22/27€110k€107k▼
Land and buildings22€110k€107k▼
Current assets29/58€37k€9k▼
Amounts receivable within one year40/41€9k-
Trade receivables40€9k-
Other amounts receivable41€350-
Cash at bank and in hand54/58€28k€9k▼
Deferred charges and accrued income490/1-€71
Equity and liabilities
Total equity and liabilities10/49€147k€117k▼
Equity10/15€94k€89k▼
Contributions10/11€4k€4k=
Outside capital11€4k€4k=
Other1109/19€4k€4k=
Revaluation surpluses12€84k€84k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€4k€-2k▼
Amounts payable17/49€52k€28k▼
Amounts payable after more than one year17-€15k
Financial debts170/4-€15k
Amounts payable within one year42/48€31k€10k▼
Taxes, remuneration and social security45€17k€3k▼
Taxes450/3€17k€3k▼
Other amounts payable47/48€14k€6k▼
Accrued charges and deferred income492/3€21k€3k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€680-
Gross operating margin9900€13k€-109▼
Operating profit (loss)9901€8k€-5k▼
Financial income75/76B€127-
Recurring financial income75€127-
Financial charges65/66B€114€292▲
Recurring financial charges65€114€292▲
Profit (loss) for the period before taxes9903€8k€-5k▼
Income taxes67/77€4k-
Profit (loss) for the period9904€3k€-5k▼
Profit (loss) for the period to be appropriated9905€3k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-2k▼
Profit (loss) brought forward from the previous period14P€433€4k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €36k | €34k | €36k | €3k | €3k | = |
| Other operating charges640/8 | - | €12k | €12k | €2k | €2k | ▲ 2.4% |
| Non-recurring operating charges66A | - | - | - | €680 | - | - |
| Gross operating margin9900 | €58k | €58k | €64k | €13k | €-109 | ▼ 101% |
| Operating profit (loss)9901 | €11k | €13k | €17k | €8k | €-5k | ▼ 167% |
| Financial income75/76B | - | €3k | €2k | €127 | - | - |
| Recurring financial income75 | €3k | €3k | €2k | €127 | - | - |
| Financial charges65/66B | - | €87 | €242 | €114 | €292 | ▲ 156% |
| Recurring financial charges65 | €75 | €87 | €242 | €114 | €292 | ▲ 156% |
| Profit (loss) for the period before taxes9903 | €14k | €16k | €18k | €8k | €-5k | ▼ 170% |
| Transfer from deferred taxes780 | - | €9k | €9k | - | - | - |
| Income taxes67/77 | €12k | €9k | €15k | €4k | - | - |
| Profit (loss) for the period9904 | €11k | €16k | €12k | €3k | €-5k | ▼ 265% |
| Transfer from tax-exempt reserves789 | - | €17k | €17k | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €28k | €33k | €30k | €3k | €-5k | ▼ 265% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.12M | €1.10M | €952k | €147k | €117k | ▼ 20.5% |
| Fixed assets21/28 | €950k | €926k | €890k | €110k | €107k | ▼ 2.4% |
| Tangible fixed assets22/27 | €950k | €926k | €890k | €110k | €107k | ▼ 2.4% |
| Land and buildings22 | - | €925k | €889k | €110k | €107k | ▼ 2.4% |
| Plant, machinery and equipment23 | - | €966 | €680 | - | - | - |
| Current assets29/58 | €167k | €172k | €62k | €37k | €9k | ▼ 74.7% |
| Amounts receivable within one year40/41 | €130k | - | - | €9k | - | - |
| Trade receivables40 | - | - | - | €9k | - | - |
| Other amounts receivable41 | - | - | - | €350 | - | - |
| Cash at bank and in hand54/58 | €30k | €164k | €56k | €28k | €9k | ▼ 66.7% |
| Deferred charges and accrued income490/1 | - | €8k | €6k | - | €71 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.12M | €1.10M | €952k | €147k | €117k | ▼ 20.5% |
| Equity10/15 | €949k | €965k | €583k | €94k | €89k | ▼ 5.6% |
| Contributions10/11 | €504k | €504k | €230k | €4k | €4k | = |
| Capital10 | - | €504k | - | - | - | - |
| Issued capital100 | - | €504k | - | - | - | - |
| Outside capital11 | - | - | €230k | €4k | €4k | = |
| Other1109/19 | - | - | €230k | €4k | €4k | = |
| Revaluation surpluses12 | - | - | - | €84k | €84k | = |
| Reserves13 | €422k | €437k | €330k | €3k | €3k | = |
| Non-distributable reserves130/1 | - | €17k | - | - | - | - |
| Legal reserve130 | - | €17k | - | - | - | - |
| Tax-exempt reserves132 | - | €181k | €164k | - | - | - |
| Distributable reserves133 | - | €239k | €166k | €3k | €3k | = |
| Profit (loss) carried forward14 | €23k | €23k | €23k | €4k | €-2k | ▼ 145% |
| Provisions and deferred taxes16 | €102k | €93k | €85k | - | - | - |
| Deferred taxes168 | - | €93k | €85k | - | - | - |
| Amounts payable17/49 | €65k | €40k | €284k | €52k | €28k | ▼ 47.3% |
| Amounts payable after more than one year17 | - | - | - | - | €15k | - |
| Financial debts170/4 | - | - | - | - | €15k | - |
| Amounts payable within one year42/48 | €42k | €20k | €266k | €31k | €10k | ▼ 69.4% |
| Trade debts44 | €7k | €242 | €242 | - | - | - |
| Suppliers440/4 | - | €242 | €242 | - | - | - |
| Taxes, remuneration and social security45 | - | €10k | €20k | €17k | €3k | ▼ 80.2% |
| Taxes450/3 | - | €10k | €20k | €17k | €3k | ▼ 80.2% |
| Other amounts payable47/48 | - | €10k | €246k | €14k | €6k | ▼ 55.9% |
| Accrued charges and deferred income492/3 | - | €20k | €18k | €21k | €3k | ▼ 85.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11k | €16k | €12k | €3k | €-5k | ▼ 265% |
| + Depreciation and write-downs630 | €36k | €34k | €36k | €3k | €3k | = |
| Operating cash flow (approximation) | €47k | €50k | €48k | €6k | €-3k | ▼ 144% |
| Investment in fixed assets (approximation) | - | €-9k | €0 | €777k | €0 | ▼ 100% |
| Change in cash | - | €134k | €-108k | €-29k | €-18k | ▲ 35.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 30 days late
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Liquidity times 5current ratio 1.17
Current ratio from 0.23 to 1.17; short-term debt falls from €266k to €31k.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 8.43
Current ratio from 4.01 to 8.43; short-term debt falls from €42k to €20k.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
05-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 36 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 1998
Ground area
292 m²
Building footprint
106 m²
Volume, LiDAR
620 m³
Parcel 23752H0406/00X003, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Stwg. op Aalst 196, 1745 Opwijk
since 19982.088.233.321
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23752H0406/00X003 | Flanders | 291 m² | 1 · 106 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,136 companies in sector 68201 we hold annual accounts for 6,765. 4,116 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-11-1988
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.