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A.D. INVEST

Active
Private limited companyfounded 1993active for 33 yearsRue Ovide Dieu 6, 7080 Frameries, BelgiumKBO/BCE: BE 0449.308.552
Summary

A.D. INVEST has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36,869 and a net result of €17,665. Equity is growing by about 2.7% per year across the filed financial years. Its solvency ranks better than 28% of 22,536 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Risk analysisFollow ReportCompare
A.D. INVESTActiveChecked score 64/100
Risk analysis ReportCompare

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€444,060total assets 2025
Equity
€36,869
Profit
€17,665
Turnover not published (micro format)
Financial health
64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Structure
2025 accounts filed 61 days late2 of 4 deeds summarised
Why 64raises risk1 change of registered office in 24 monthsLast filed accounts filed 61 days late; 2 of the last 3 lateSector: Retail trade (NACE 47)lowers riskSize: total assets €444,060Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 47% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 33+4
equity 8.3% of total assets
Liquidity 11+10
short-term debt 87.2% · cash 7.3%
Profitability 74+46
return on assets 4.0%
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,222 companies, NACE 47, micro)
Last 24 months 11-2024: 0.3%lowest value 12-2024: 0.3%● unchanged vs 11-2024lowest value 01-2025: 0.3%● unchanged vs 12-2024lowest value 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.4%▲ +0.1 percentage points vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.2 percentage points vs 06-2025 08-2025: 1.1%▲ +0.5 percentage points vs 07-2025 09-2025: 1.3%▲ +0.2 percentage points vs 08-2025 10-2025: 1.9%▲ +0.6 percentage points vs 09-2025 11-2025: 0.8%▼ -1.1 percentage points vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 2.0%▲ +1.2 percentage points vs 03-2026 05-2026: 2.3%▲ +0.3 percentage points vs 04-2026 06-2026: 2.1%▼ -0.2 percentage points vs 05-2026 07-2026: 2.3%▲ +0.2 percentage points vs 06-2026 08-2026: 3.0%▲ +0.7 percentage points vs 07-2026 09-2026: 3.7%▲ +0.7 percentage points vs 08-2026highest value 10-2026: 1.5%▼ -2.2 percentage points vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.84, compared with 0.73 in 2024, below 1; short-term debt: 87.2% and cash: 7.3% of total assets), and 91.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 25% on solvency, 11% on liquidity, 59% on profitability and 92% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Last filed accounts filed 61 days late; 2 of the last 3 late
NBB · filings
lowers risk · Size: total assets €444,060
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
61 days late
2023
29 days late
2022
24 days late
2021
28 days late
2020
40 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 48 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered officeRegistered-office move
  3. Highest result from 2018 to 2025net €17,665 ▲633%

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • Among the largest 17% on total assetssector median €149,573 · 22,545 companies €444,060 View
  • Active since 1993founded 04-02-1993 33 years View

By topic

Financials

Financial year
2025
Total assets
€444,060
Profit
€17,665
Solvency
8.3%
Turnover▲ 1.4%
Net result
20182020
Go to Financials

Timeline

Events
40
Since
1994
Next accounts
by 31-07-2027
  1. 30-09-2025Annual accounts filed
  2. 31-12-2024Back to profit
  3. 29-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
04-02-1993
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Purpose
“La maintenance industrielle en général; L'entreprise de construction de tous bâtiments, de…” (deed in French)
Go to Articles of association

Key facts about A.D. INVEST

What is the company number of A.D. INVEST?
0449.308.552. In Belgium the VAT number is the company number with BE in front: BE 0449.308.552.
Where is A.D. INVEST based?
The registered office is at Rue Ovide Dieu 6, 7080 Frameries.Company details
What does A.D. INVEST do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of A.D. INVEST?
Private limited company (BV).
When was A.D. INVEST founded?
On 04-02-1993.
Is A.D. INVEST still active?
Yes, A.D. INVEST is an active enterprise in the KBO register.
What is the turnover of A.D. INVEST?
€127,506 in financial year 2020, according to the filed annual accounts.Financials
Is A.D. INVEST profitable?
In financial year 2025, A.D. INVEST made a profit of €17,665.
Where can I find the annual accounts of A.D. INVEST?
A.D. INVEST filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A.D. INVEST due?
By 31-07-2027, for financial year 2026.Timeline

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