A & D GROUP

Active

Private limited company (pre-2019)founded 2002active for 23 yearsAlbertlaan 200, 9400 Ninove, Belgium10 active companies are registered at this addressKBO/BCE: BE 0478.905.133

Summary

A & D GROUP has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €301,046 and a net result of -€38,075. Equity remains stable across the filed financial years (±0.7% per year). Its solvency ranks better than 43% of 1,158 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

A & D GROUPActiveChecked score 90/100

Risk analysis Report Compare

Activity

Other business support services

NACE 82990

1 site

Size

€786,868total assets 2025

Equity: €301,046
Loss: -€38,075

Financial health

90 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Holdings: 1

2025 accounts 3 days early4 deeds in the Belgian Official Gazette

Why 90raises riskLiquidity: current ratio 0.44, cash €5,757Loss of €38,075 (financial year 2025)lowers riskSize: total assets €786,868Figures for financial year 2025 (filed 27-06-2026)Show the evidence

Checked score

Score 2025

90 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 29% of its sector peers (NACE 82, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 63=

equity 38.3% of total assets

Liquidity 28-4

short-term debt 46.7% · cash 0.7%

Profitability 63-6

return on assets -4.8%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,638 companies, NACE 82, micro)

Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.4%▼ -0.1 percentage points vs 04-2025 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025 07-2025: 0.2%▼ -0.3 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.1 percentage points vs 05-2026 07-2026: 0.5%▲ +0.2 percentage points vs 06-2026 08-2026: 0.6%▲ +0.1 percentage points vs 07-2026 09-2026: 1.0%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 0.1%▼ -0.9 percentage points vs 09-2026lowest value

Credit of up to €25,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.44, compared with 0.59 in 2024, below 1; short-term debt: 46.7% and cash: 0.7% of total assets), and 61.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 42% on solvency, 15% on liquidity, 32% on profitability and 26% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Size: total assets €786,868

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 0.44, cash €5,757

NBB · annual accounts

Figures for financial year 2025 (filed 27-06-2026)

NBB · annual accounts

Loss of €38,075 (financial year 2025)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 27-06-2026, 3 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

3 days early

2024

2 days early

2023

9 days early

2022

2 days early

2021

1 day early

2020

1 day early

2019

34 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today. The company usually files around 28 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today30-11-2026 year end30-06-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

27-06-2026 Annual accounts filedfinancial year 2025 · full…
03-12-2025 Board rule · Other provisionRepresentation rule · Annual general…
28-06-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Caution: Among the weakest 17% on net resultsector median €49,110 · 1,159 companies -€38,075 View
Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
Total assets 20256 financial years filed €786,868 View

By topic

Financials

Financial year: 2025
Total assets: €786,868
Loss: -€38,075
Solvency: 38.3%

Total assets▼ 11.7%

Net result

20182025

Go to Financials

Network & group

Holdings: 1
Connected companies: 1

1 holding

Go to Network & group

Timeline

Events: 28
Since: 2004
Next accounts: by 30-06-2027

30-11-2024Back to profit
21-06-2024Annual accounts filed
30-11-2023Weakest financial year

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Other business support servicesNACE 82990
Founded: 02-12-2002
Year ends: 30-11
Peppol: Reachable for e-invoices

Go to Company details

Key facts about A & D GROUP

What is the company number of A & D GROUP?: 0478.905.133. In Belgium the VAT number is the company number with BE in front: BE 0478.905.133.
Where is A & D GROUP based?: The registered office is at Albertlaan 200, 9400 Ninove.Company details
What does A & D GROUP do?: According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of A & D GROUP?: Private limited company (pre-2019) (BVBA).
When was A & D GROUP founded?: On 02-12-2002.
Is A & D GROUP still active?: Yes, A & D GROUP is an active enterprise in the KBO register.
What is the turnover of A & D GROUP?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is A & D GROUP profitable?: In financial year 2025, A & D GROUP made a loss of €38,075.
Where can I find the annual accounts of A & D GROUP?: A & D GROUP filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A & D GROUP due?: By 30-06-2027, for financial year 2026.Timeline