Equity
€66,283 from €118,460 in 2012
Equity fell by 44% in 13 years.
A.D.B.
Lifetime
19 annual accounts with figures on one time axis, 29 filings since 1996peak €23,029 (2007)
€9,146
lowest -€10,110 (2019)
€8,153
peak €118,460 (2012)
€66,283
€3,401
Board3 names since 2016
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
No annual accounts filed for 2024
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 31,356 companies had the same profile as A.D.B. has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,356 companies, not a prediction for A.D.B.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0455592964
Reappointment: (director)
General meeting of 31-05-2023 · Gazette deed
Resignations: (director) and (director)
Director discharge: · Director discharge: · General meeting of 12-07-2016 · Gazette deed
First establishment
Avenue Semaille (H-A) 5, La Louvière
Official details
Source: KBO- Status
- Active since 01-07-1995Normal situation
- Activity
- “La négociation et la conclusion de contrat d'assurances ;” (deed in French)From the articles, 5 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.073.062.0267110 La Louvière, since 18-09-1995
- Financial year end
- 31 December
- Peppol
- Reachable since 18-11-2025
Insights on A.D.B.
A.D.B. files the micro format. That format states no turnover. The gross margin fell from €15,037 in 2006 to €9,146 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about A.D.B.
- What is the company number of A.D.B.?
- The company number of A.D.B. is 0455.592.964. The VAT number is the same number with BE in front: BE 0455.592.964.
- Where is A.D.B. based?
- The registered office is at Chaussée du Pont du Sart (H-A) 25, 7110 La Louvière.Company details
- What is the legal form of A.D.B.?
- A.D.B. is a private limited company (BV).
- When was A.D.B. founded?
- A.D.B. was founded on 01-07-1995.
- Is A.D.B. still active?
- Yes, A.D.B. is an active enterprise in the KBO register.
- What is the turnover of A.D.B.?
- The turnover in financial year 2025 is ≈ €70,000. This figure is estimated from the gross margin of €9,146 and 6,298 comparable companies of the same size. It probably lies between €32,000 and €170,000. It is a rough estimate.Financials
- Is A.D.B. profitable?
- In financial year 2025, A.D.B. made a profit of €8,153.
- Where can I find the annual accounts of A.D.B.?
- A.D.B. filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of A.D.B. due?
- A.D.B. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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