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A.C.T.

Active
Private limited companyfounded 20188 yrs activeOlmensesteenweg 25, 3945 Tessenderlo-Ham, BelgiumKBO/BCE: BE 0694.663.124
Summary

The computed 12-month bankruptcy probability of A.C.T. is 1.8% (moderate). The 2025 annual accounts show equity of €422,532 and a net result of €82,479. Equity is growing by ~22.4% per year across the filed fiscal years. Its solvency ranks better than 54% of 2053 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Freight transport by road
NACE 49410
1 site
Size
€971,960total assets 2025
Staff
5.8 FTE
Equity
€422,532
Profit
€82,479
Turnover not published (abridged schema)
Financial health
56 Fair Checked score 2025
Bankruptcy chance 12 m
1.8%
Structure
Accounts filed 31 d late0 of 4 deeds read
Why 56- Latest accounts 31 days late; 1 of the last 3 late- Sector Land transport and transport via pipelines (NACE 49)- 1 change of registered office in 24 months+ Figures for FY 2025 (filed 31-08-2026)Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 61% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 68+7
equity 43.5% of total assets
Liquidity 52-2
short-term debt 30.2% · cash 12.0%
Profitability 79+9
return on assets 8.5%
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.0% (8,980 companies)
Last 8 months 03-2026: 2.2% 04-2026: 2.3%▲ +5.6% vs 03-2026 05-2026: 2.6%▲ +16.4% vs 04-2026 06-2026: 2.3%▼ -12.5% vs 05-2026 07-2026: 2.7%▲ +17.2% vs 06-2026 08-2026: 3.8%▲ +39.9% vs 07-2026highest value 09-2026: 1.8%▼ -52.8% vs 08-2026lowest value 10-2026: 1.8%● 0.0% vs 09-2026lowest value
  • Latest accounts 31 days late; 1 of the last 3 late raises the probability
  • Sector Land transport and transport via pipelines (NACE 49) raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Figures for FY 2025 (filed 31-08-2026) lowers the probability
Credit up to €23,000 at 30 days acceptable
Liquidity ample (current ratio 1.64 against 1.37 in 2024; short-term debt: 30.2% and cash: 12% of total assets), but 56.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 55%, liquidity 57%, profitability 64%, growth against the median 68%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 31 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Sector Land transport and transport via pipelines (NACE 49)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Figures for FY 2025 (filed 31-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
24 d late
2019
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Weakest financial yearnet €6,704 ▼90.9%

Key points

  • Positive: Result rose in 2025from €6,704 to €82,479 ▲ 1,130% View
  • Positive: 8 profitable years in a rowprofit 2025: €82,479 8 years View
  • Total assets 20256 fiscal years filed €971,960 View

By topic

Financials

Fiscal year
2025
Total assets
€971,960
Profit
€82,479
Solvency
43.5%
Total assets▲ 2.5%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2019
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 29-08-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Freight transport by roadNACE 49410
Founded
11-04-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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