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A.C.M.V.

Active
Private limited companyfounded 200224 yrs activeLegendaledreef 80, 8020 Oostkamp, BelgiumKBO/BCE: BE 0476.449.845
Summary

A.C.M.V. has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100,266 and a net result of -€16,756. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 72% of 11587 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Engineering and related technical consultancy, excluding land surveyors
NACE 71121NACE 74203
2 sites
Size
€134,884total assets 2025
Equity
€100,266
Loss
-€16,756
Turnover not published (abridged schema)
Financial health
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts filed 7 d late0 of 4 deeds read
Why 91- Loss of €16,756, the second in a row (FY 2025)+ Liquidity: current ratio 5.00, cash €34,836+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ Equity €100,266 (74.3% of total assets)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 44% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 99+3
equity 74.3% of total assets
Liquidity 82-2
short-term debt 7.5% · cash 25.8%
Profitability 3-62
return on assets -12.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,788 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%● 0.0% vs 03-2025lowest value 05-2025: < 0.1%● 0.0% vs 04-2025lowest value 06-2025: < 0.1%● 0.0% vs 05-2025lowest value 07-2025: < 0.1%● 0.0% vs 06-2025lowest value 08-2025: < 0.1%● 0.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%▲ +11.6% vs 09-2025 11-2025: 0.1%▲ +83.3% vs 10-2025 12-2025: 0.1%▲ +19.3% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▲ +3.8% vs 06-2026 08-2026: 0.1%▼ -3.7% vs 07-2026 09-2026: 0.1%▲ +1.0% vs 08-2026 10-2026: 0.1%▲ +21.7% vs 09-2026highest value
  • Loss of €16,756, the second in a row (FY 2025) raises the probability
  • Liquidity: current ratio 5.00, cash €34,836 lowers the probability
  • Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
  • Equity €100,266 (74.3% of total assets) lowers the probability
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 5.0 against 3.88 in 2024; short-term debt: 7.5% and cash: 25.8% of total assets), and 25.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 73%, liquidity 72%, profitability 9%, growth against the median 24%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Loss of €16,756, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 5.00, cash €34,836
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Architectural and engineering activities; technical testing and analysis (NACE 71)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Equity €100,266 (74.3% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€16,756
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 07-11-2025, 7 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
7 d late
2024
52 d early
2023
70 d early
2022
24 d early
2021
2 d early
2020
4 d late
2019
10 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 7 October (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close04-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€16,756
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: 6 loss-making years in a rowloss fiscal year 2025 -€16,756 View
  • Caution: Among the weakest 7% on net resultsector median €16,709 · 11,587 companies -€16,756 View
  • Total assets 20256 fiscal years filed €134,884 View

By topic

Financials

Fiscal year
2025
Total assets
€134,884
Loss
-€16,756
Solvency
74.3%
Total assets▼ 18.6%
Net result
20192025
Go to Financials

Timeline

Events
11
Since
2016
Next accounts
by 31-10-2026
  1. 07-11-2025Annual accounts filed
  2. 31-03-2025Weakest financial year
  3. 09-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Engineering and related technical consultancy, excluding land surveyorsNACE 71121
Founded
16-01-2002
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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