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A&C COMPANY

Active
Private limited companyfounded 2021active for 5 yearsDupréstraat 120, 1090 Jette, BelgiumKBO/BCE: BE 0765.439.470
Summary

The computed 12-month bankruptcy probability of A&C COMPANY is 3.2% (moderate). The 2025 annual accounts show equity of €13,581 and a net result of -€6,935. Equity has been growing by about 12% per year since 2021. Its solvency ranks better than 51% of 9,895 sector peers (NACE 43, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 19-03-2021 Normal situation
Activity
Plumbing work NACE 43221and 3 others
Establishment unit
2.316.632.489 1090 Jette, since 19-03-2021
Financial year end
31 December
Peppol
Reachable since 18-12-2025

Board and ownership

Board
  • Anghel Christha-EvelinDirector · since 01-10-2024

Financial position

48 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.2%
Annual accounts 2025
Gross margin
-€5,622
Loss
€6,935
Equity
€13,581
▼ 33.8%
Total assets
€30,169
▼ 12.0%
  • 2025 accounts filed 53 days after the deadline
Turnover not published (abbreviated or micro format)
Score breakdownraises riskLast filed accounts filed 53 days late; 2 of the last 3 accounts lateSector: Specialised construction activities (NACE 43)Liquidity: current ratio 1.72, cash €165, halvedFounded in 2021Show the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 20% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 70-15
equity 45.0% of total assets
Liquidity 23-23
short-term debt 55.0% · cash 0.5%
Profitability 0-74
return on assets -23.0%
Bankruptcy probability within 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 0.6%lowest value 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.7%▲ +0.1 percentage points vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 1.0%▲ +0.3 percentage points vs 07-2025 09-2025: 1.2%▲ +0.2 percentage points vs 08-2025 10-2025: 1.9%▲ +0.7 percentage points vs 09-2025 11-2025: 1.9%● unchanged vs 10-2025 12-2025: 2.9%▲ +1.0 percentage point vs 11-2025 01-2026: 2.8%▼ -0.1 percentage points vs 12-2025 02-2026: 2.8%● unchanged vs 01-2026 03-2026: 2.9%▲ +0.1 percentage points vs 02-2026 04-2026: 2.9%● unchanged vs 03-2026 05-2026: 3.0%▲ +0.1 percentage points vs 04-2026 06-2026: 2.9%▼ -0.1 percentage points vs 05-2026 07-2026: 2.9%● unchanged vs 06-2026 08-2026: 3.3%▲ +0.4 percentage points vs 07-2026 09-2026: 3.4%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 3.2%▼ -0.2 percentage points vs 09-2026 11-2026: 3.2%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.72 (2.34 in 2024), above the usual 1.5. Short-term debt is 55% and cash 0.5% of total assets. However, 55% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 48% of them on solvency, 13% on liquidity, 4% on profitability and 13% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Last filed accounts filed 53 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Liquidity: current ratio 1.72, cash €165, halved
NBB · annual accounts
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 53 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
53 days late
2024
116 days late
2023
28 days early
2022
138 days late
2021
57 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 67 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 September (4 of the last 5 accounts filed within 81 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 89% of companies in specialised constructionsector median €251,290 · 9,897 companies €13,581 View

Recent changes

  1. · Gazette deed Appointment: Anghel Cristha- Evelin (director)
  2. · Gazette deed Resignation: ANGHEL CRISTHA-EVELIN (director)
  3. · Gazette deed Incorporation
All 11 events

Comparable companies

These companies have the same main activity as A&C COMPANY: plumbing work (NACE 43221). They are comparable in size and age: total assets between €28,200 and €34,600, founded between 2019 and 2022.

CompanyTotal assetsGross margin
A&C COMPANY Jette€30,169-€5,622
Garreyn Sanitair & Verwarming Kortrijk€29,174-€5,144
GLOED Mortsel€29,968-€22,209
VETS Begijnendijk€28,238-€2,056
BRUNO BRONCHART Sint-Jans-Molenbeek€34,600-€348
ANTONE VERWARMING EN SANITAIR Oostrozebeke€33,998-€1,981
COSA Gent€32,821-€3,521
Full comparison

Key facts about A&C COMPANY

What is the company number of A&C COMPANY?
The company number of A&C COMPANY is 0765.439.470. The VAT number is the same number with BE in front: BE 0765.439.470.
Where is A&C COMPANY based?
The registered office is at Dupréstraat 120, 1090 Jette.Company details
What does A&C COMPANY do?
According to the KBO register, the main activity is plumbing work (NACE 43221).
What is the legal form of A&C COMPANY?
The legal form of A&C COMPANY is Private limited company (BV).
When was A&C COMPANY founded?
A&C COMPANY was founded on 19-03-2021.
Is A&C COMPANY still active?
Yes, A&C COMPANY is an active enterprise in the KBO register.
What is the turnover of A&C COMPANY?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it. In financial year 2023 turnover was €179,491.Financials
Is A&C COMPANY profitable?
In financial year 2025, A&C COMPANY made a loss of €6,935.
Where can I find the annual accounts of A&C COMPANY?
A&C COMPANY filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of A&C COMPANY due?
A&C COMPANY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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