A.C.A.
ActiveA.C.A. has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €57k and a net result of €-660. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 39% of 6162 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69=
Solvency36=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.63 against 0.67 in 2023; short-term debt: 85.8% and cash: 26% of total assets), and 88.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
11.1%
Return on assets
-0.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
12 d late
2023
27 d late
2022
4 d late
2021
24 d late
2020
26 d late
2019
67 d late
← before the deadline
after the deadline →
Name match with a sanctions list
1 entryAO СРЗalias Aкционерное общество “Cаратовский радиоприборный завод”
A name match is not a finding that this company itself is on the list; check the entry at the source.
Financials · fiscal year 2024, micro schema
Equity
€57k▼ 1.1%
2023 · €58k
2018: €23k
2019: €39k
2020: €29k
2021: €59k
2022: €58k
2023: €58k
2018 → 2024
Total assets
€512k▼ 5.9%
2023 · €545k
2018: €466k
2019: €477k
2020: €431k
2021: €513k
2022: €594k
2023: €545k
2018 → 2024
Net result
€-660
2023 · €0
2018: €-4k
2019: €28k
2020: €-10k
2021: €30k
2022: €-817
2023: €0
2018 → 2024
Working capital
€-162k▼ 13.2%
2023 · €-143k
2018: €-70k
2019: €-66k
2020: €-92k
2021: €-90k
2022: €-110k
2023: €-143k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€29k-€59k▲ 104%€58k▼ 1.4%€58k=€57k▼ 1.1%
Operating result€-5k-€33k€2k▼ 92.8%€9k▲ 276%€816▼ 91.0%
Net result€-10k-€30k€-817€0€-660
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 91% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €512k
Fixed assets
€235k▼ 7.5%
Current assets
€277k▼ 4.5%
Equity and liabilities €512k
Equity
€57k▼ 1.1%
Debt
€455k▼ 6.5%
The debt ratio falls from 89.4% to 88.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€20k▼
2023 · €27k
Cash flow
€18k▲
2023 · €18k
Solvency
11.1%▲
2023 · 10.6%
Current ratio
0.63▼
2023 · 0.67
Quick ratio
0.35▲
2023 · 0.30
Debt / equity
7.98▼
2023 · 8.44
ROE
-1.2%▼
2023 · 0.0%
ROA
-0.1%▼
2023 · 0.0%
Interest coverage
13.49▼
2023 · 13.99
Debt
€455k▼
2023 · €487k
Debt ≤ 1 year
€440k▲
2023 · €434k
Debt > 1 year
€16k▼
2023 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€545k€512k▼
Fixed assets21/28€254k€235k▼
Tangible fixed assets22/27€254k€235k▼
Land and buildings22€242k€228k▼
Plant, machinery and equipment23€997€651▼
Furniture and vehicles24€10k€5k▼
Leasing and similar rights25€1k€671▼
Current assets29/58€291k€277k▼
Stocks and contracts in progress3€160k€125k▼
Stocks30/36€160k€125k▼
Amounts receivable within one year40/41€7k€17k▲
Trade receivables40€7k€17k▲
Other amounts receivable41-€50
Cash at bank and in hand54/58€124k€133k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€545k€512k▼
Equity10/15€58k€57k▼
Contributions10/11€20k€20k=
Outside capital11€20k€20k=
Other1109/19€20k€20k=
Reserves13€39k€39k=
Tax-exempt reserves132€6k€6k=
Distributable reserves133€32k€32k=
Profit (loss) carried forward14€-817€-1k▼
Amounts payable17/49€487k€455k▼
Amounts payable after more than one year17€53k€16k▼
Financial debts170/4€53k€16k▼
Amounts payable within one year42/48€434k€440k▲
Current portion of amounts payable after more than one year42€37k€37k▼
Trade debts44€121k€129k▲
Suppliers440/4€121k€129k▲
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€6k€2k▼
Other amounts payable47/48€270k€272k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€19k▲
Other operating charges640/8€6k€7k▲
Gross operating margin9900€34k€27k▼
Operating profit (loss)9901€9k€816▼
Financial income75/76B€24€0▼
Recurring financial income75€24€0▼
Financial charges65/66B€10k€1k▼
Recurring financial charges65€2k€1k▼
Non-recurring financial charges66B€8k-
Profit (loss) for the period before taxes9903€-847€-660▲
Income taxes67/77€-847-
Profit (loss) for the period9904€0€-660▼
Profit (loss) for the period to be appropriated9905€0€-660▼
Appropriation of the result
Profit (loss) to be appropriated9906€-817€-1k▼
Profit (loss) brought forward from the previous period14P€-817€-817=
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Back to profitnet €0
Net result €0 after one loss-making year.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €-10k ▼136%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
31-12
Financial
Back to profitnet €28k
Net result €28k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
23-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herzele · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Provincieweg 2109550 HerzeleGround area
211 m²
Building footprint
231 m²
Volume, LiDAR
1,629 m³
Parcel 41008A0439/00F003, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
A.C.A.
since 19942.069.074.237
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41008A0439/00F003 | Flanders | 211 m² | 1 · 231 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,711 companies in sector 96230 we hold annual accounts for 629. 477 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-1994
Fiscal year end31-12
Activities, NACEBEL
96040Personal service activities
96230Day spas, saunas and steam baths
43211General electrical installation work
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:info@acaonline.be
Phone:053777664
Fax:053777660