Equity
€734,651
A&BV has made a profit in every financial year since 2016.
A&BV
Lifetime
9 annual accounts with figures on one time axispeak €1.3m (2025)
€1.3m
peak €682,392 (2025)
€682,392
peak €734,651 (2025)
€734,651
€201,430
peak 10.8 FTE (2017)
0.8 FTE
Board1 name since 2015
1 directorVERSTRAETE Niek
Owners2 names in the annual accounts
Documentsfilings and deeds
24-06-20266 days before the deadline
2025abbreviated format
Powers of attorney: Ann DE PAEPE and A&BV 10-01No figures for the year before
Key points
from the 2025 annual accountsTurnover
≈ €2.3m estimated
The abbreviated format states no turnover.
Staff
0.8 FTE from 10.8 in 2017
Between 2017 and 2025, 93% of the full-time equivalents disappeared.
Filings
9 annual accounts 2 late
The 2018 accounts came latest: 85 days after the end of the period.
At the same address
7 companies
Position in the sector
€682,392
Higher net result than 90% of companies in legal and accounting. Sector median €94,942 · 4,125 companies.
Checked score
95
Excellent
Financially stronger than 58% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.2%▲ +0.1 percentage points vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.4%▲ +0.1 percentage points vs 07-2025
09-2025: 0.6%▲ +0.2 percentage points vs 08-2025
10-2025: 1.0%▲ +0.4 percentage points vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.1%▲ +0.1 percentage points vs 11-2025
01-2026: 1.6%▲ +0.5 percentage points vs 12-2025highest value
02-2026: 1.6%● unchanged vs 01-2026highest value
03-2026: 1.5%▼ -0.1 percentage points vs 02-2026
04-2026: 1.3%▼ -0.2 percentage points vs 03-2026
05-2026: 1.3%● unchanged vs 04-2026
06-2026: 1.3%● unchanged vs 05-2026
07-2026: < 0.1%▼ -1.3 percentage points vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 4.90, cash €25,798, halved
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: 0.8 FTE, total assets €1.0m
Figures for financial year 2025 (filed on 24-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 70% of them on solvency, 22% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-11-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as A&BV has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of A&BV itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for A&BV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.9 (0.69 in 2023), above the usual 1.5. Short-term debt is 19.8% and cash 2.5% of total assets. 27.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 24-06-2026, 6 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
6 days early
2023
6 days early
2022
53 days early
2021
6 days early
2020
5 days early
2019
7 days early
2018
85 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 69), the median for financial year 2023 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0644429297
Capital increase of €100
1 new share · Gazette deed
Company renamed from A&BV - ALASKA to A&BV
Change of role: VERSTRAETE Niek, from manager to director · “Gecertificeerd accountant; Gecertificeerd belastingadviseur; Evenals het uitoefenen van alle met deze…” (deed in Dutch) · Director discharge: VERSTRAETE Niek · General meeting of 26-03-2021 · Gazette deed
Capital increase
Capital from €20,000 to €22,407.35 · Capital from €22,407.35 to €20,000, 11 shares cancelled · Contribution: Niek Verstraete (€2,407.35, 11 shares) · General meeting of 27-06-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| A&BV Ghent | €1.0m | €1.3m | 72.3% | 0.8 |
| ODF CONSULT Woluwe-Saint-Pierre | €1.5m | €1.9m | 0.0% | 0.8 |
| H B FIDUCIAIRE Sprimont | €1.3m | €0.9m | 54.5% | 0.9 |
| FIDUCIAIRE DE L'EST Welkenraedt | €1.0m | €0.6m | 34.1% | 0.8 |
| ELYSIUM GROUP Brecht | €1.7m | €0.6m | 21.0% | 0.8 |
| PRO-COUNT Oudenaarde | €1.7m | €0.9m | 33.0% | 0 |
| Mondriaan Corporate & Finance Aalst | €0.8m | €0.7m | 8.8% | 2.4 |
These companies have the same main activity as A&BV: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €799,000 and €1.7m, founded between 2012 and 2019.
Official details
Source: KBO- Status
- Active since 11-12-2015Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Joint committee
- 336Liberal professions · annual accounts 2022
- Establishment unit
- 2.248.192.7549000 Ghent, since 01-01-2016
- Financial year end
- 30 November
- Peppol
- Reachable since 20-11-2025
Annual accounts to 30-11-2025
- €1.0m
- Filing
- Filed on 24-06-2026, 6 days before the end of the filing period
Insights on A&BV
A&BV files the abbreviated format. That format states no turnover. The gross margin rose from €632,850 in 2016 to €1.3m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about A&BV
- What is the company number of A&BV?
- The company number of A&BV is 0644.429.297. The VAT number is the same number with BE in front: BE 0644.429.297.
- Where is A&BV based?
- The registered office is at Sint-Denijslaan 34, 9000 Ghent.Company details
- What does A&BV do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of A&BV?
- A&BV is a private limited company (BV).
- When was A&BV founded?
- A&BV was founded on 11-12-2015.
- Is A&BV still active?
- Yes, A&BV is an active enterprise in the KBO register.
- How many employees does A&BV have?
- A&BV had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does A&BV fall under?
- In its 2022 annual accounts, A&BV states joint committee 336 (Liberal professions).
- What is the turnover of A&BV?
- The turnover in financial year 2025 is ≈ €2.3m. This figure is estimated from the gross margin of €1.3m and 1,585 comparable companies of the same size. It probably lies between €1.6m and €3.8m. It is a rough estimate.
- Is A&BV profitable?
- In financial year 2025, A&BV made a profit of €682,392.
- Where can I find the annual accounts of A&BV?
- A&BV filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
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